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betty
My boys
Member since 5/05 4380 total posts
Name:
Beth
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Mortgage question
I know they ask for W2s and stuff when applying for a mortgage. I haven't really worked FT in a few years (student teaching, subbing and now only working pt due to DS). I want my name to be on the deed too so will that hurt us
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Posted 1/10/07 1:08 PM  |
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Long Island's Largest Bridal Resource | Prudential Douglas Elliman Real Estate |
SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Mortgage question
It shouldn't hurt you as long as your husband makes enough to support your mortgage payments. Also if you have great credit, that helps a lot.
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| Posted 1/10/07 1:11 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: Mortgage question
your name can be on the deed and not on the Mortgage
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| Posted 1/10/07 1:13 PM |
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TheLorax
LOVE
Member since 2/06 5581 total posts
Name:
Suzanne / SuzBride
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Re: Mortgage question
Even if you are not on the mortgage, you can still be on the deed. DH is not on our mortgage (he has a crappy credit score), but he will be on the title/deed.
If your DH makes enough to cover the mortgage, then you not working full tme will not affect the rate. If you have a high credit score that will help your rate. If DH does not make enough, you can do a no-doc mortgage (bank doesn't see pay stub, tax docs, etc), but then your rate will go up.
Good luck!
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| Posted 1/10/07 1:13 PM |
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betty
My boys
Member since 5/05 4380 total posts
Name:
Beth
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Re: Mortgage question
He does make enough to cover it and I have very good credit (we both do).
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| Posted 1/10/07 1:25 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Mortgage question
my DH is not on the mortgage - he's credit is awful and he works off the books.
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| Posted 1/10/07 3:54 PM |
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