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allIwant
Love my crazy life!
Member since 1/10 9170 total posts
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mortgage vent!
I know the mortgage process can be long..but we were told on several occasions you will definitely close by xmass..
We finally got our commitment on dec 22 with conditions of paperwork we had to resubmit. We were told that would happen..fine. We rush around and get all the paper work in the next day. Then it is christmas eve..they are closed. Then the blizzard..no one made it to work mon or tues. The last time I spoke to my morgage person was tues. No one will return my calls or emails and I am getting beyond frustrated!!!! now its new years eve and I doubt anyone will call me!
I am 32 weeks preg with twins so we need to close!
Do you think it would help to have our attorney call? or do I just have to deal with the bad luck of doing all this during the holidays and a blizzard?
thanks for listening!
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Posted 12/31/10 11:19 AM  |
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Hotmamma408
LIF Adolescent
Member since 6/08 692 total posts
Name:
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Re: mortgage vent!
I don't have an answer for you but just wanted to offer a
huggy: sort of share your frustration with you. DH and I are in the same boat, we are waiting for one piece of paperwork from my job (schools are closed this week) to get our commitment. Meanwhile this was all out of the blue, we were told weshould've received the commitment the Monday before christmas Our lawyer just said to sit tight, yeah right!
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| Posted 12/31/10 1:16 PM |
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allIwant
Love my crazy life!
Member since 1/10 9170 total posts
Name:
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Re: mortgage vent!
Oh no! How frustrating! Hoping we both close real soon
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| Posted 12/31/10 1:24 PM |
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Hotmamma408
LIF Adolescent
Member since 6/08 692 total posts
Name:
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Re: mortgage vent!
Have a happy New Year! Good luck!
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| Posted 12/31/10 1:30 PM |
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Re: mortgage vent!
What lender are you using?
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| Posted 12/31/10 3:25 PM |
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cityandbeachmom
Vineyard hopping time
Member since 6/10 1821 total posts
Name:
Suffer the pain of discipline,
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Re: mortgage vent!
We went through the same thing you did during the holiday season. It aqlways seemed someone was on vacation, or out. I seriously attribute part of your delay because of this. Luckily that should all stop now that new year is here. Good Luck and cheers to a speedy closing!
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| Posted 12/31/10 3:55 PM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
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Re: mortgage vent!
i would keep calling. i'm sorry to hear you're going through this, especially at 32 weeks preggo!
If it makes you feel any better, we had troubles when closing too a few years ago. At the very last second, we were told that our closing (Dec 28) would have to be postponed until after the new year with no explanation. We had sublet our apartment as of Jan 1 so that meant we would be staying in a hotel. DH called and called and called and finally a closing date of Dec 29 opened up.
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| Posted 12/31/10 4:00 PM |
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IwantAfamily
LIF Infant
Member since 12/10 176 total posts
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Re: mortgage vent!
I know its not the answer your looking for but its the holiday time, so its hard to get calls back. the good news is at this point you should have an underwritter working on your documents, aside from your broker so hopefully they were processing what they could in the down time.
its so fustrating. I felt like everything was stalled and all of sudden we were able to close
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| Posted 12/31/10 7:52 PM |
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allIwant
Love my crazy life!
Member since 1/10 9170 total posts
Name:
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Re: mortgage vent!
Thanks everyone...I actually talked to the processor today she will have all the paperwork to the underwriter so when they come in monday they can start working on it
She said 5 business days from here...so hopefully by next friday we will have a clear to close
Happy New year!
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| Posted 12/31/10 7:56 PM |
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