I see so many questions on here about where to get homeowners or other insurance. When I met DH he wanted to use a broker that he knew from childhood, whose family has been in the business. Eventually, I started to use the same broker for my business needs, too. Today, they saved my behind on something business related. I should have been charged a penalty because I never bothered to cancel the disability policy after my secretary left. They are taking care of it and I will not have to pay a penalty. FM me if you need a good broker. We use them for the usual things like homeowners and cars and a few different business related policies.