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Need more advice...IUI vs. IVF

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Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

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God, bless & heal my DH, JenG's DH Rob & DebG

Need more advice...IUI vs. IVF

We're blessed and I thank God for that.

No fertility issues for me (that I'm aware of) and none for him (his spermies were tested for motility & life span when we did sample 1 at the "bank")...

Which one do you think I should do? IVF or IUI? Insurance covers neither.

Thanks! Chat Icon

And much dust and blessings!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 10/4/06 7:18 PM
 
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monters
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Member since 5/05

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Name:
Robyn

Re: Need more advice...IUI vs. IVF

if they are going to freeze his sperm before use then i would go with IVF ..

lots of luck!



Message edited 10/4/2006 7:42:57 PM.

Posted 10/4/06 7:42 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Need more advice...IUI vs. IVF

Thanks Robyn! Chat Icon

And congrats!! Chat Icon

So you suggest IVF even with no fertility issues (that we know of)?

Posted 10/4/06 7:43 PM
 

monters
Back in LI!

Member since 5/05

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Robyn

Re: Need more advice...IUI vs. IVF

thank you!

he will go through chemo right so they will need to freeze it first correct.if so my opinion is ivf...but of course its a very personal choice you both have to make together..

Posted 10/4/06 7:58 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Need more advice...IUI vs. IVF

Yes, the "freezing" is done. Once chemo is done and over with the chances of him being sterile are high...so that's why we preserved his sperm.

But insurance doesn't cover absolutely anything...so it's all on us. I know IVF is a lot more succesful, but isn't also like 10X the cost? Chat Icon

Is there a website where I can get more info?

Thank you for being so helpful and making me feel so welcome. I truly appreciate it! Chat Icon

Many blessings to you and yours!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 10/4/06 8:08 PM
 

rose825
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Member since 6/05

10228 total posts

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Re: Need more advice...IUI vs. IVF

first lets hope he winds up not sterile.

then yes IVF is much more expensive, but also much more successful. If it were me, and I only had a limited number of chances (frozen samples) I wouldnt waste them on a 10% chance, I would go for the 50% chance. Thats my opinion, but it is a very personal one that you will need to make.

There is a website called IVF connections that may help you. I believe they even have a seperate board for situations such as yours.

Chat Icon

Posted 10/4/06 8:23 PM
 

Tah-wee-ZAH
Kisses

Member since 5/05

15952 total posts

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Re: Need more advice...IUI vs. IVF

Posted by rose825

first lets hope he winds up not sterile.

then yes IVF is much more expensive, but also much more successful. If it were me, and I only had a limited number of chances (frozen samples) I wouldnt waste them on a 10% chance, I would go for the 50% chance. Thats my opinion, but it is a very personal one that you will need to make.

There is a website called IVF connections that may help you. I believe they even have a seperate board for situations such as yours.

Chat Icon



I agree 100%.

Posted 10/4/06 8:25 PM
 

juju
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Member since 5/05

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Re: Need more advice...IUI vs. IVF

Posted by rose825

first lets hope he winds up not sterile.

then yes IVF is much more expensive, but also much more successful. If it were me, and I only had a limited number of chances (frozen samples) I wouldnt waste them on a 10% chance, I would go for the 50% chance. Thats my opinion, but it is a very personal one that you will need to make.

There is a website called IVF connections that may help you. I believe they even have a seperate board for situations such as yours.

Chat Icon



totally agree! www.ivfconnections.com

Also, maybe when the time comes for you to do IVF.....your insurance will cover it. Or you can do what we are going to do, Move to NJ (where the insurance is state mandated).

Posted 10/4/06 8:26 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Need more advice...IUI vs. IVF

Thank you so very much ladies! Chat Icon

I was told to go to IVFConnections before and hadn't...I need to sign up. Chat Icon

And we can't move to NJ...we live in GA and just bought a house.

But we'll deal with that when we have to.

Thank you so much for the wishes of fertility for him!! Chat Icon

Much, much dust and blessings!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 10/4/06 8:35 PM
 

MrsRbk
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Member since 1/06

19197 total posts

Name:
Michelle

Re: Need more advice...IUI vs. IVF

Posted by Eva Luna

Thank you so very much ladies! Chat Icon

I was told to go to IVFConnections before and hadn't...I need to sign up. Chat Icon

And we can't move to NJ...we live in GA and just bought a house.

But we'll deal with that when we have to.

Thank you so much for the wishes of fertility for him!! Chat Icon

Much, much dust and blessings!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon



Sasha - you can take up temporary residence at my house...we have more than ample space! Chat Icon

but of course here's wishing no issues! Chat Icon Chat Icon Chat Icon

Message edited 10/5/2006 4:07:30 PM.

Posted 10/5/06 4:06 PM
 

bayla
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Member since 8/06

7178 total posts

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Re: Need more advice...IUI vs. IVF

juju, what do you mean it is state mandated in NJ?
Thanks!

Posted 10/5/06 4:43 PM
 

Eva Luna
Be kind...life's hard!

Member since 8/05

4750 total posts

Name:
God, bless & heal my DH, JenG's DH Rob & DebG

Re: Need more advice...IUI vs. IVF

Posted by MrsRbk

Posted by Eva Luna

Thank you so very much ladies! Chat Icon

I was told to go to IVFConnections before and hadn't...I need to sign up. Chat Icon

And we can't move to NJ...we live in GA and just bought a house.

But we'll deal with that when we have to.

Thank you so much for the wishes of fertility for him!! Chat Icon

Much, much dust and blessings!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon



Sasha - you can take up temporary residence at my house...we have more than ample space! Chat Icon

but of course here's wishing no issues! Chat Icon Chat Icon Chat Icon



Michelle...you made me cry. That's so generous of you! Chat Icon

For you!! Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon Chat Icon

Posted 10/5/06 8:09 PM
 

juju
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Member since 5/05

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Re: Need more advice...IUI vs. IVF

Posted by bayla

juju, what do you mean it is state mandated in NJ?
Thanks!



http://www.resolve.org/site/PageServer?pagename=lrn_ic_coverage#NJ

Here is a list of all the states that are mandated to have IF insurance. This explains the benefits and exceptions to coverage. Massachusetts has some of the best benefits as does NJ.

Message edited 10/6/2006 9:02:40 AM.

Posted 10/5/06 9:53 PM
 

luvsun27
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Member since 5/05

8135 total posts

Name:
Kim

Re: Need more advice...IUI vs. IVF

Posted by juju

Posted by bayla

juju, what do you mean it is state mandated in NJ?
Thanks!



http://www.resolve.org/site/PageServer?pagename=lrn_ic_coverage#NJ

Here is a list of all the states that are mandated to have IF insurance. This explains the benefits and exceptions to coverage. Massachusetts has some of the best benefits as does NJ.




I hate to be the bearer of bad news...I live in NJ, but IF issues were not covered for IVF. Depends on the health insurance plan that your company uses. There are legal ways around your company not adhering to the "state mandates". Check out the coverage by your employer before making the move to NJ, if it's only for IF coverage.

My company at the time, had a self-insured plan...meaning they got to pick what they wanted to cover and not cover. They didn't pick IVF as a covered item...so it was not covered. However, they did pick 6 lifetime IUI's to be covered...and luckily, we got PG on #5.

Posted 10/6/06 6:10 AM
 

nrthshgrl
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Member since 7/05

57538 total posts

Name:

Re: Need more advice...IUI vs. IVF

Posted by luvsun27

I hate to be the bearer of bad news...I live in NJ, but IF issues were not covered for IVF. Depends on the health insurance plan that your company uses. There are legal ways around your company not adhering to the "state mandates". Check out the coverage by your employer before making the move to NJ, if it's only for IF coverage.

My company at the time, had a self-insured plan...meaning they got to pick what they wanted to cover and not cover. They didn't pick IVF as a covered item...so it was not covered. However, they did pick 6 lifetime IUI's to be covered...and luckily, we got PG on #5.



As a self insured company, your company was exempt from the law:

COVERAGE

Group insurers and HMOs that provide pregnancy related coverage must provide infertility treatment including, but not limited to:
artificial insemination;
assisted hatching;
diagnosis and diagnostic testing;
fresh and frozen embryo transfers;
4 completed egg retrievals per lifetime;
IVF, including IVF using donor eggs and IVF where the embryo is transferred to a gestational carrier or surrogate;
ICSI;
GIFT;
ZIFT;
medications;
ovulation induction; and
surgery, including microsurgical sperm aspiration.
The procedures must be performed at facilities that conform with ACOG and ASRM guidelines.

EXCEPTIONS

Employers with fewer than 50 employees do not have to provide coverage.
Cryoperservation is not covered.
Nonmedical costs of egg or sperm donor are not covered.
Infertility treatments that are experimental or investigational are not covered.
Does not require religious employers to cover infertility treatment.
Employers who self-insure are exempt from the requirements of the law.

Posted 10/6/06 8:43 AM
 

juju
Welcome to the World!

Member since 5/05

6747 total posts

Name:

Re: Need more advice...IUI vs. IVF

Posted by luvsun27

Posted by juju

Posted by bayla

juju, what do you mean it is state mandated in NJ?
Thanks!



http://www.resolve.org/site/PageServer?pagename=lrn_ic_coverage#NJ

Here is a list of all the states that are mandated to have IF insurance. This explains the benefits and exceptions to coverage. Massachusetts has some of the best benefits as does NJ.




I hate to be the bearer of bad news...I live in NJ, but IF issues were not covered for IVF. Depends on the health insurance plan that your company uses. There are legal ways around your company not adhering to the "state mandates". Check out the coverage by your employer before making the move to NJ, if it's only for IF coverage.

My company at the time, had a self-insured plan...meaning they got to pick what they wanted to cover and not cover. They didn't pick IVF as a covered item...so it was not covered. However, they did pick 6 lifetime IUI's to be covered...and luckily, we got PG on #5.



Thanks...I am aware of the exceptions and loop holes which is why I stated "exceptions" to my post. Bayla is probably unaware, so thanks again.

Believe me, living in NJ has far more benefits then in TX or VA (where my husband's insurance is based out of ......the southern belt) DH is going to stay with his job and I am going to be looking for a job once we get there.

Sorry for hijacking your thread Eva

Chat Icon

Message edited 10/6/2006 9:15:20 AM.

Posted 10/6/06 8:54 AM
 
 

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