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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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People that have or sell life insurance please help...
We have an agent coming to the house today but he needs so much stuff.
He needs homeowners, car insurance, all CC bills, a lot of info from DH's union, etc.
Does that sound normal?
TIA
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Posted 2/20/07 11:08 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
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Re: People that have or sell life insurance please help...
We had someone come to the house last week and he asked for nothing.
But maybe its because we also have our car and homeowners with them. 
But still, he didn't ask for bills, no union info.....
Message edited 2/20/2007 11:12:10 AM.
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| Posted 2/20/07 11:11 AM |
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LIMOMx2
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Member since 5/05 24989 total posts
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Re: People that have or sell life insurance please help...
Posted by -DonnaMarie-
We had someone come to the house last week and he asked for nothing.
But maybe its because we also have our car and homeowners with them.
But still, he didn't ask for bills, no union info.....
I thought it was weird. My Mom thinks it's because he want's to try and get us to switch everything to him
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| Posted 2/20/07 11:13 AM |
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monkeybride
My Everything
Member since 5/05 20541 total posts
Name:
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Re: People that have or sell life insurance please help...
Posted by 5ofClubs
We have an agent coming to the house today but he needs so much stuff.
He needs homeowners, car insurance, all CC bills, a lot of info from DH's union, etc.
Does that sound normal?
TIA
Yes.
They want to know all of your debt and expenses adn they will want to know what your income and DH's income is so they can figure how much insurance you would each need to cover expenses should one of you die. They will also ask you how many years you would want to be able to live on the life insurance, would you want your mortgage paid in full, etc.
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| Posted 2/20/07 11:22 AM |
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LIMOMx2
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Member since 5/05 24989 total posts
Name:
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Re: People that have or sell life insurance please help...
Posted by monkeybride
Posted by 5ofClubs
We have an agent coming to the house today but he needs so much stuff.
He needs homeowners, car insurance, all CC bills, a lot of info from DH's union, etc.
Does that sound normal?
TIA
Yes.
They want to know all of your debt and expenses adn they will want to know what your income and DH's income is so they can figure how much insurance you would each need to cover expenses should one of you die. They will also ask you how many years you would want to be able to live on the life insurance, would you want your mortgage paid in full, etc.
what a complete pain!!!!!!!! I might cancel tonight. I have no desire to do this tonight.
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| Posted 2/20/07 1:32 PM |
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nylisa
My Children
Member since 5/05 7905 total posts
Name:
MaMa
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Re: People that have or sell life insurance please help...
DH got life insurance and when the person came to the house it was only to take blood and have DH sign some papers.
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| Posted 2/20/07 1:48 PM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name:
Dina
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Re: People that have or sell life insurance please help...
Posted by monkeybride
Posted by 5ofClubs
We have an agent coming to the house today but he needs so much stuff.
He needs homeowners, car insurance, all CC bills, a lot of info from DH's union, etc.
Does that sound normal?
TIA
Yes.
They want to know all of your debt and expenses adn they will want to know what your income and DH's income is so they can figure how much insurance you would each need to cover expenses should one of you die. They will also ask you how many years you would want to be able to live on the life insurance, would you want your mortgage paid in full, etc.
I just told them I want a small policy to cover certain things- I asked for different amounts vs premiums and picked me own- I didn't let them make that determination AND I didn't show them anything.
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| Posted 2/20/07 1:52 PM |
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CookiePuss
Cake from Outer Space!
Member since 5/05 14021 total posts
Name:
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Re: People that have or sell life insurance please help...
Message edited 2/24/2022 8:03:06 PM.
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| Posted 2/20/07 2:08 PM |
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CookiePuss
Cake from Outer Space!
Member since 5/05 14021 total posts
Name:
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Re: People that have or sell life insurance please help...
Posted by nylisa
DH got life insurance and when the person came to the house it was only to take blood and have DH sign some papers.
That wasn't an agent...that was the medical for see if and at what level you qualify.
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| Posted 2/20/07 2:09 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: People that have or sell life insurance please help...
I did everything on the phone and knew how much I needed and what I needed. I woudln't show any agent all that stuff.
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| Posted 2/20/07 2:23 PM |
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Tah-wee-ZAH
Kisses
Member since 5/05 15952 total posts
Name:
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Re: People that have or sell life insurance please help...
Posted by nylisa
DH got life insurance and when the person came to the house it was only to take blood and have DH sign some papers.
All paper work was faxed over or done over the phone.
The only person who came to the house was for medical. She took our blood pressure, height, weight and blood sample.
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| Posted 2/20/07 2:33 PM |
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