Pre-Approval timing help

Now let me ask you ladies this question.
We can't purchase anything until March 2007 being we put our wedding money in a 12 month CD and we pay a extremely high penatly for any withdrawal, but the interest is great, already made about $400-500. We got pre-approved a while back but now things have changed. Our cars are within 6 months of being paid off, our CD is growing (about 5K since we opened it), debt is being lowered, trying to clean up credit score, etc. That being said, when do you ladies think its a good time to get pre-approved again. We really really like Nob Hill and with home prices slightly going down, eventually condos will too. So hopefully in 6 months we can get in there. Help, sorry so wordy!

Re: Pre-Approval timing help

You want to get preapproved when you seriously start looking and are ready to buy.

If you get pre approved to early you will just have to do it again being that your credit can change from month to month.

My advice is to get the preapproval as soon as you are seriously ready to start looking to purchase something.

Re: Pre-Approval timing help

if you are not planning on buying until march, i would get pre approved in January.

Re: Pre-Approval timing help