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Kara
Now Zagat Rated!
Member since 3/07 13217 total posts
Name:
They call me "Tater Salad"
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question about a bounced check we received
One of our wedding guests bounced a check to us.
We just got it back in the mail. Since we've known about it for over a week now, there's no way this guest hasn't been informed that the check bounced. (They are friends of my DH's parents, so they aren't people we see) We haven't heard from them and don't believe they've contacted my ILs about it, so we're pretty well convinced they have no intention of sending another check. I'm not keen on redepositing it b/c I'm not going to pay a second returned check fee on a $100 check. 
We don't think it's right for us or anyone to call them about it. (And even if I did, DH's family is strange about stuff like this. His parents weren't even comfortable calling some of their friends who failed to RSVP to our wedding!) I don't want to be rude, though it's irritating that we've now paid a fee for a "gift." I know bank erros and human errors happen, but you'd think they'd correct their error by now - or at least contact us or my ILs about it.
Can I go to their bank and cash it? I know I can redeposit it at my bank, but I'd prefer to just go to their bank and cash it... Can we do that if it's marked "insufficient funds" or can we only do that with a check that hasn't already bounced through another bank?
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Posted 9/5/07 8:10 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: question about a bounced check we received
You can go to the issuing bank (bank on the check) and either cash it or ask if there are funds available to deposit it into your own account.
Sorry that happened to you, happened to us with an engagement gift from DH's aunt and uncle! 
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| Posted 9/5/07 8:12 AM |
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Ali1
Mommy
Member since 8/05 3116 total posts
Name:
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Re: question about a bounced check we received
Honestly i would just leave it be. The person knows they bounced a check, if they have funds they will write you another one. It happened to us at our wedding as well and we had to pay a $15 check fee...the person was aware of it but we never got anything.
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| Posted 9/5/07 8:13 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: question about a bounced check we received
We had a bounced check from one of our wedding gifts as well. We didn't know what to do either so we just left it alone. It was disappointing because it was a really nice gift, but what can you do? They never sent another check and its just way too much of an awkward thing to bring up.
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| Posted 9/5/07 8:24 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: question about a bounced check we received
you can redeposit the check again (you can deposit a check twice-so you already did once) but if I were you I would just not say anything. They defintely know they bounced it.
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| Posted 9/5/07 8:37 AM |
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mtnmama
Member since 5/06 4794 total posts
Name:
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Message edited 7/14/2009 9:19:34 AM.
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| Posted 9/5/07 8:50 AM |
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-Lisa-
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Member since 5/05 6530 total posts
Name:
Lisa
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Re: question about a bounced check we received
we received a bounced check at our wedding also. We redeposited it, and it cleared the second time. I don't think we ever heard anything about it from the guest.
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| Posted 9/5/07 8:51 AM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: question about a bounced check we received
i got one bounced check and never said anything to the person. i'm sure the bank alerted them that their check bounced so i didn't feel it was appropriate to bring it to their attention as well. they never sent a new check. i would leave it alone if i were you.
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| Posted 9/5/07 8:54 AM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: question about a bounced check we received
Posted by sunflowerjesss
You can go to the issuing bank (bank on the check) and either cash it or ask if there are funds available to deposit it into your own account.
That's what I would do. Go to their bank.
Now, let's put things in prospective here. HIS family would not say a thing, you don't want to be rude, etc.. OK. Who bounced the check and who had to pay for the fee?
YOU are not rude. The gift ended up costing money.
So either don't do anything, go cash the check at their bank or if you don't want to do that, I would just mail their check back to them with a copy of the bounced check fee. Just attach all of it to a Thank You card thanking them for attending your wedding. They will get the point without anything being said.
Honestly, who needs a gift that will cost you money and hassle.
Yes, they know their check bounced and yes they should have appologized to you.
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| Posted 9/5/07 9:10 AM |
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KateDevine
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Member since 6/06 24950 total posts
Name:
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Re: question about a bounced check we received
I'd actually be surprised if you could cash it at their bank. A lot of banks don't do that anymore. But you can ask them if the funds are available.
I'd try to redeposit it if your fee isn't terribly high, maybe the fund are there now and that is why they didn't say anything?
Plus you never know what is going on. We had someone steal $400 from our bank account last month and had we not been on top of it, our rent check would have bounced
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| Posted 9/5/07 9:12 AM |
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BlueDiamonds
mommy to 3 boys
Member since 2/07 3885 total posts
Name:
proud mommy
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Re: question about a bounced check we received
I agree with the OPs about trying to redeposit the check. But see if the bank will tell you if the funds are available or if the bank will redeposit w/o charding a fee if the account still has insufficient funds. There is no use paying another fee.
Otherwise, I would let it go. We had a check bounce as well, from people we never see. They contacted us, sent us a new check (from a different account - apparently they gave us a check from the account they set up for their son while in college by mistake) and included the bank fees. If they had not done that, I would never have contacted them. It took them about a week to contact us though.
Honestly, if I did that by accident, I would be pretty embarrassed.
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| Posted 9/5/07 9:50 AM |
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Chica
Cuteness!
Member since 10/06 3013 total posts
Name:
Erica
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Re: question about a bounced check we received
Posted by RandJ0806
i got one bounced check and never said anything to the person. i'm sure the bank alerted them that their check bounced so i didn't feel it was appropriate to bring it to their attention as well. they never sent a new check. i would leave it alone if i were you.
ITA. My close friend bounced her check. Out of respect for her, I would never say anything. Clearly her and her DH were having financial issues at the time. The thought of the gift and their presence at our wedding was more than enough. I'm sure it would be extremely embarrassing for her if I ever brought it up, so why bother, KWIM.
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| Posted 9/5/07 10:00 AM |
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alnem
This is gonna be a good year!
Member since 2/06 9562 total posts
Name:
Emily
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Re: question about a bounced check we received
Posted by SweetTooth
We had a bounced check from one of our wedding gifts as well. We didn't know what to do either so we just left it alone. It was disappointing because it was a really nice gift, but what can you do? They never sent another check and its just way too much of an awkward thing to bring up.
ditto! DH was pizzed about it but i wasnt about to call and make it more awkward. i just left it alone and never brought it up with them.
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| Posted 9/5/07 10:53 AM |
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TeddyBear922
LIF Adult
Member since 8/06 1265 total posts
Name:
Chris
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Re: question about a bounced check we received
I would go to their bank and cash, so that you don't wind up with anymore fees.
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| Posted 9/5/07 1:07 PM |
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