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LAMGAJ28
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Member since 10/05 6039 total posts
Name:
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Savings
I was wondering what was the consensus out there in terms of savings. Many people have wedding funds...house funds.....repair funds for the house..emergency funds...retirement funds...etc..you get the point....
I was wondering....and this can be answered in confidentiality by using the poll.....
How much do you and your husband have in savings in cash in your bank for whatever it is...to buy a house..repairs for a home......pay for a wedding etc....
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Posted 2/15/06 9:16 AM  |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: Savings
DH and I have a few savings accounts, one is for a house on LI since we won't be selling the one we live in. We also have an investment account, in addition to our 401Ks. Then we have a working savings account that we use for emergencies, such as getting our roof repaired this year. I added them all up to come up with our # but it wasn't a choice.
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| Posted 2/15/06 9:56 AM |
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LAMGAJ28
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Member since 10/05 6039 total posts
Name:
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Re: Savings
Posted by mommy2Alex
DH and I have a few savings accounts, one is for a house on LI since we won't be selling the one we live in. We also have an investment account, in addition to our 401Ks. Then we have a working savings account that we use for emergencies, such as getting our roof repaired this year. I added them all up to come up with our # but it wasn't a choice.
I wanted to add 100K+ and another choice for Zero...Zilch....Nada .....but the poll only has a few amount of entries and I couldn't add more.....
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| Posted 2/15/06 9:59 AM |
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LuckySV
LIF Adult
Member since 10/05 4675 total posts
Name:
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Re: Savings
I answered for just what we have in cash in the bank. I didn't include retirement funds or investments.
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| Posted 2/15/06 10:12 AM |
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CaidensMommy
My 3 Miracles!
Member since 5/05 5777 total posts
Name:
Melissa
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Re: Savings
I know this is horrible, but we've never been able to afford to put any money into a savings account or retirement.  I wish we could! 
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| Posted 2/15/06 10:13 AM |
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CookiePuss
Cake from Outer Space!
Member since 5/05 14021 total posts
Name:
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Re: Savings
Posted by npbride
I answered for just what we have in cash in the bank. I didn't include retirement funds or investments.
me too.
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| Posted 2/15/06 10:14 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Savings
I put for our savings in the bank. With 2 kids, it is not much!
We do have money in stock (not too much again though!) and 401K's.
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| Posted 2/16/06 7:28 PM |
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Redhead
You Live, You Learn
Member since 5/05 31871 total posts
Name:
Jennifer
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Re: Savings
we have about 35K saved on the side
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| Posted 2/16/06 7:30 PM |
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ggt08
;)
Member since 5/05 5208 total posts
Name:
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Re: Savings
ive got money in my 403B retirement and my pension- other than that, it is check to check. i need to pay off bills!!!!!!!!!
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| Posted 2/16/06 7:41 PM |
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DjPiLL
Member since 5/05 3664 total posts
Name:
Richard
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Re: Savings
Posted by CaidensMommy
I know this is horrible, but we've never been able to afford to put any money into a savings account or retirement. I wish we could!
I have a decent amount of money saved up... but I am in the same situation as you. We can't really afford to "save" any more.
So the money in the savings is our emergency fund... and DW knows we are not to touch this money for any circumstance.
ETA: I am still able to max out my 401k every year though, which is a good thing. The money I have saved in the bank is separate from the money I have in my 401k.
DW donates to her 401k... but not as much as I do.
Message edited 2/16/2006 7:49:43 PM.
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| Posted 2/16/06 7:48 PM |
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LisaW
Time for me to FLY!
Member since 5/05 13199 total posts
Name:
Did I ever tell you that I hate people?
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Re: Savings
Of course we had a lot more $$ in savings before we bought our house! 
But, we keep at least 6 months of mortgage payments in the bank that is not to be touched.
Message edited 2/16/2006 7:57:31 PM.
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| Posted 2/16/06 7:53 PM |
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baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: Savings
We don't own anything, so there isn't a home repair fund. We decided that six months worth of expenses is a good amount to have. That would include rent, food, utilities, metrocards- bascially EVERYTHING we spend in a month.
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| Posted 2/16/06 9:17 PM |
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CunningOne
***
Member since 5/05 26975 total posts
Name:
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Re: Savings
My DH likes to live poorly and save richly. We have quite a bit saved and live with the bare minimum. Not what I would like, but I guess I'll be happy when we can retire young.
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| Posted 2/16/06 10:16 PM |
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CowgirlChick97
Nike. Just do it.
Member since 5/05 3303 total posts
Name:
Brianna
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Re: Savings
90K!!!!!!!!!
What do YOU ppl do???
We have 25K from a years worth of savings...ALL For the weddign fund!!!
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| Posted 2/16/06 10:36 PM |
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Jax430
Hi!
Member since 5/05 18919 total posts
Name:
Jackie
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Re: Savings
DH and I have a savings account as well as several CDs and money in stocks. I sometimes forget how much money we actually have saved, since it's all for the "future," whenever that is, and we try to keep our spending minimal.
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| Posted 2/16/06 10:38 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Savings
I chose one of the higher brackets, because Rich has "untouchable money" from a legal settlement a couple years ago. By "untouchable", I mean that it will NOT be used for anything other than a house. Its a healthy chunk towards a future downpayment - add that to our standard job savings, and you get my final #.
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| Posted 2/16/06 10:40 PM |
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MrsPornStar
Partners in crime
Member since 10/05 14656 total posts
Name:
Mama
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Re: Savings
We are in good shape right now. We paid for our wedding 100% ourselves and it's all paid off. So we're able to put about 90%of our wedding gifts in the bank.
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| Posted 2/17/06 12:16 AM |
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