| Posted By |
Message |
|
|
Someone trying to take a credit card out in your name
Has anyone experienced this? My husband got a letter in the mail the other day saying he was declined for a furniture store credit card. We purchased furniture at this store over a year ago but did not apply for their card and used another credit card we had.
I emailed the company that sent the letter but is there a way to find out where someone tried to apply for this card?
|
Posted 2/16/23 2:15 PM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
lpg21
LIF Infant
Member since 9/21 342 total posts
Name:
|
Re: Someone trying to take a credit card out in your name
I would probably freeze your credit just in case. Maybe someone got a hold of his info. I remember about a year and a half ago I got letters saying I applied for unemployment benefits (I am employed). Somehow they got my social security # and info... I had to freeze my credit and let my employer know that I didn't apply for these benefits.
|
| Posted 2/16/23 2:31 PM |
| |
|
BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
|
Re: Someone trying to take a credit card out in your name
They should be able to tell you the exact store, date and time the person applied. I would then call the furniture store and tell them to review their cameras. I would also put a freeze with the credit reporting agencies. It sounds like someone who works at the furniture store to be honest, since you were a customer there in the past.
|
| Posted 2/16/23 2:48 PM |
| |
|
|
|
Re: Someone trying to take a credit card out in your name
Posted by lpg21
I would probably freeze your credit just in case. Maybe someone got a hold of his info. I remember about a year and a half ago I got letters saying I applied for unemployment benefits (I am employed). Somehow they got my social security # and info... I had to freeze my credit and let my employer know that I didn't apply for these benefits.
Thanks, I will have to keep an eye out for any other weird things. I have checked the credit reports and there is nothing else odd.
|
| Posted 2/16/23 3:02 PM |
| |
|
|
|
Re: Someone trying to take a credit card out in your name
Posted by BargainMama
They should be able to tell you the exact store, date and time the person applied. I would then call the furniture store and tell them to review their cameras. I would also put a freeze with the credit reporting agencies. It sounds like someone who works at the furniture store to be honest, since you were a customer there in the past.
Ok that is good. So odd that it would happen over a year later but who knows anymore with people. Thanks.
|
| Posted 2/16/23 3:03 PM |
| |
|
NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
|
Re: Someone trying to take a credit card out in your name
Go on each credit reporting bureau's website and put a freeze on your credit.
That way nobody can apply for anything in your name.
If you need to apply for any loans, CC's or car leases etc you can just unfreeze it
I did that when someone applied for unemployment in my name. It's pretty easy and quick.
|
| Posted 2/16/23 3:44 PM |
| |
|
|
|
Re: Someone trying to take a credit card out in your name
Posted by NervousNell
Go on each credit reporting bureau's website and put a freeze on your credit.
That way nobody can apply for anything in your name.
If you need to apply for any loans, CC's or car leases etc you can just unfreeze it
I did that when someone applied for unemployment in my name. It's pretty easy and quick.
Interesting. Nothing looks out of the ordinary. Just this one.
|
| Posted 2/16/23 4:12 PM |
| |
|
NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
|
Re: Someone trying to take a credit card out in your name
Posted by windyweather21
Posted by NervousNell
Go on each credit reporting bureau's website and put a freeze on your credit.
That way nobody can apply for anything in your name.
If you need to apply for any loans, CC's or car leases etc you can just unfreeze it
I did that when someone applied for unemployment in my name. It's pretty easy and quick.
Interesting. Nothing looks out of the ordinary. Just this one.
Yes but if someone applied for a card in your name they have your information so better to be safe and lock your credit because they can try it again somewhere else.
|
| Posted 2/16/23 4:27 PM |
| |
|
ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
|
Re: Someone trying to take a credit card out in your name
Posted by NervousNell
Posted by windyweather21
Posted by NervousNell
Go on each credit reporting bureau's website and put a freeze on your credit.
That way nobody can apply for anything in your name.
If you need to apply for any loans, CC's or car leases etc you can just unfreeze it
I did that when someone applied for unemployment in my name. It's pretty easy and quick.
Interesting. Nothing looks out of the ordinary. Just this one.
Yes but if someone applied for a card in your name they have your information so better to be safe and lock your credit because they can try it again somewhere else.
Yes - usually with fraud they start slow and see if they will get caught before continuing to do more damage.
|
| Posted 2/17/23 12:48 PM |
| |
|
