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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Spinoff...Collection Agency...
what type of letter can i send to a collection agency that is NOW sending me notices for an account from 13 YEARS ago????? 
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Posted 9/25/06 12:51 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
MsMBV
:P
Member since 5/05 28602 total posts
Name:
Me
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Re: Spinoff...Collection Agency...
WHAT? OMG do they even still have the right to pursue collection if not earlier contact has been made??
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| Posted 9/25/06 1:09 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
Posted by MsMBV
WHAT? OMG do they even still have the right to pursue collection if not earlier contact has been made??
earlier contact WAS made, but from the OTHER agency they bought the debt from!!!!!!!!!!
either way, i settled it with the original company - or at least i THOUGHT i did...and now boom, i get a letter in the mail again about this crap!!
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| Posted 9/25/06 1:14 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
the kicker is, because it's from soooo long ago, i don't have the documentation from the other company!!
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| Posted 9/25/06 1:15 PM |
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Emily
Kasey & Me! Lurves it!
Member since 7/06 8703 total posts
Name:
STBHC
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Re: Spinoff...Collection Agency...
Posted by MrsERod
the kicker is, because it's from soooo long ago, i don't have the documentation from the other company!!
i have a happy thought for you!!
14 minutes till i leave work....then its WDW time
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| Posted 9/25/06 1:15 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
Posted by EmilyAKAMrsK
Posted by MrsERod
the kicker is, because it's from soooo long ago, i don't have the documentation from the other company!!
i have a happy thought for you!!
14 minutes till i leave work....then its WDW time
(&@*%*@!^&)!#(#%$^@$^%$!@
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| Posted 9/25/06 1:16 PM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: Spinoff...Collection Agency...
Posted by EmilyAKAMrsK
Posted by MrsERod
the kicker is, because it's from soooo long ago, i don't have the documentation from the other company!!
i have a happy thought for you!!
14 minutes till i leave work....then its WDW time
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| Posted 9/25/06 1:16 PM |
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Emily
Kasey & Me! Lurves it!
Member since 7/06 8703 total posts
Name:
STBHC
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Re: Spinoff...Collection Agency...
Posted by MrsERod
Posted by EmilyAKAMrsK
Posted by MrsERod
the kicker is, because it's from soooo long ago, i don't have the documentation from the other company!!
i have a happy thought for you!!
14 minutes till i leave work....then its WDW time
(&@*%*@!^&)!#(#%$^@$^%$!@
i have mickey and minnie and donald and goofy and pluto and whomever else on the brain!
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| Posted 9/25/06 1:17 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
Posted by EmilyAKAMrsK
i have mickey and minnie and donald and goofy and pluto and whomever else on the brain!
don't forget cinderella, snow white, and tinkerbell!! 
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| Posted 9/25/06 1:18 PM |
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Emily
Kasey & Me! Lurves it!
Member since 7/06 8703 total posts
Name:
STBHC
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Re: Spinoff...Collection Agency...
Posted by MrsERod
Posted by EmilyAKAMrsK
i have mickey and minnie and donald and goofy and pluto and whomever else on the brain!
don't forget cinderella, snow white, and tinkerbell!!
and peter pan and captain hook and the little mermaid and...
i will try to re-read the post when i get home. after i leave work, maybe i will be able to focus on more than leaving here till Friday.
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| Posted 9/25/06 1:19 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Spinoff...Collection Agency...
Posted by MrsERod
Posted by MsMBV
WHAT? OMG do they even still have the right to pursue collection if not earlier contact has been made??
earlier contact WAS made, but from the OTHER agency they bought the debt from!!!!!!!!!!
either way, i settled it with the original company - or at least i THOUGHT i did...and now boom, i get a letter in the mail again about this crap!!
You can call and tell them that they are in violation of NYS law that says a company cannot contact you if the debt is over 7 years old and off your credit records. And then tell them that if they continue to contact you, you will get your lawyer after them. That will normally stop them.
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| Posted 9/25/06 1:20 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
Posted by VickiC
You can call and tell them that they are in violation of NYS law that says a company cannot contact you if the debt is over 7 years old and off your credit records. And then tell them that if they continue to contact you, you will get your lawyer after them. That will normally stop them.
i asked them why is it that NOW they're contacting me, and if they had any record of the debt in question from the other company....but she couldn't answer that because they'd just 'bought' the debt  and then proceeded to tell me that i had 7 seven days from the date of notice to dispute their claim in writing, and if i didn't, it would go on my credit report!
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| Posted 9/25/06 1:24 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Spinoff...Collection Agency...
It's past the statue of limitations unless you started paying toward the debt & stopped.
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| Posted 9/25/06 1:24 PM |
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MrsERod
Praying for Everyone.
Member since 5/05 26170 total posts
Name:
MrsERod™®
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Re: Spinoff...Collection Agency...
Posted by nrthshgrl
It's past the statue of limitations unless you started paying toward the debt & stopped.
the debt was never even actually mine...my cc at the time had been stolen, so there were a few bogus charges on my account, which i successfully disputed and had removed. even had the documentation from the original creditor, but like i said, because it's from so long ago, i didn't keep the paperwork when we moved. who'dathunk (yes, i just made that word up) after all these years, they'd come back to me with this crap!
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| Posted 9/25/06 1:26 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Spinoff...Collection Agency...
Posted by MrsERod
Posted by nrthshgrl
It's past the statue of limitations unless you started paying toward the debt & stopped.
the debt was never even actually mine...my cc at the time had been stolen, so there were a few bogus charges on my account, which i successfully disputed and had removed. even had the documentation from the original creditor, but like i said, because it's from so long ago, i didn't keep the paperwork when we moved. who'dathunk (yes, i just made that word up) after all these years, they'd come back to me with this crap!
I would write them a letter saying that this matter was settled with the original creditor. The charges were fradulent. If they have any proof otherwise, please provide it. Actually I have to write something similar to Verizon on my way home tonight. I"ll post it when I'm done drafting it.
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| Posted 9/25/06 2:08 PM |
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DRMom
Two in Blue
Member since 5/05 20223 total posts
Name:
Melissa
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Re: Spinoff...Collection Agency...
did you read the post I gave you before-this should all be on here-even a letter to send
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| Posted 9/25/06 2:21 PM |
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