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Cookiegobbler
My little love bugs!!
Member since 9/05 5759 total posts
Name:
Nicole
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Those who live close to the water...
Could you give me the name of your Home Owner's Insurance.,... our company dropped us because we live too close to the water... tia!
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Posted 9/21/07 11:21 AM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
CathyB
Member since 5/05 19403 total posts
Name:
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Re: Those who live close to the water...
Liberty Mutual. There is a canal at the other end of our block.
We have auto insurance with them as well.
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| Posted 9/21/07 11:24 AM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Those who live close to the water...
We live about 10 miles away from PJ Harbor. We have State Farm.
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| Posted 9/21/07 11:25 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Those who live close to the water...
Nicole, FM!
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| Posted 9/21/07 11:31 AM |
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2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: Those who live close to the water...
We are just over one mile away. We have MetLife
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| Posted 9/21/07 11:32 AM |
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Chatham-Chick
*********************
Member since 5/05 10311 total posts
Name:
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Re: Those who live close to the water...
My sister is approx. 2000ft from the water and had difficulty finding homeowners insurance. (And she works for Chubb!!!) I'll find out for you who she eventually went with.
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Message edited 9/21/2007 11:38:23 AM.
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| Posted 9/21/07 11:34 AM |
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CookiePuss
Cake from Outer Space!
Member since 5/05 14021 total posts
Name:
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Re: Those who live close to the water...
I'm within a 1000 feet and we have Allstate.
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| Posted 9/21/07 11:35 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Those who live close to the water...
Posted by shamrock124
I'm within a 1000 feet and we have Allstate.
Allstate does not write new policies for LI.
Neither does nationwide.
Try state farm.
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| Posted 9/21/07 11:52 AM |
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stickydust
Now a mommy of 2!!!
Member since 4/06 3164 total posts
Name:
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Re: Those who live close to the water...
Posted by SweetTooth
Posted by shamrock124
I'm within a 1000 feet and we have Allstate.
Allstate does not write new policies for LI.
Neither does nationwide.
Try state farm.
We just got a policy from Allstate (in suffolk county) on both home and auto and the home we are purchasing is less than 1000ft from the water.
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| Posted 9/21/07 11:55 AM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Those who live close to the water...
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Not related to this but we use USAA too! Love them!!
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| Posted 9/21/07 4:23 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Those who live close to the water...
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
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| Posted 9/21/07 4:31 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: Those who live close to the water...
Posted by SweetTooth
Try state farm.
Nope, not writing new business within 2500ft of water.
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| Posted 9/21/07 4:50 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Those who live close to the water...
Posted by CathyB
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
We got our policy in March 2007.
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| Posted 9/21/07 4:52 PM |
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CAT215
The Merlster
Member since 10/06 2540 total posts
Name:
Cathie
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Re: Those who live close to the water...
We are about 250 yards from the water in one direction and about 50 in another we have State Farm, we also have hurricane coverage cos you never know!
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| Posted 9/21/07 5:18 PM |
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Chatham-Chick
*********************
Member since 5/05 10311 total posts
Name:
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Re: Those who live close to the water...
Posted by CathyB
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
Oct 2001
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| Posted 9/21/07 5:20 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Those who live close to the water...
Posted by MrsPowers
Posted by CathyB
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
We got our policy in March 2007.
I'm going to call them agian. When I called in Summer 06 they told me they weren't writing here anymore b/c of the potential for a devestating hurricane.
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| Posted 9/21/07 5:53 PM |
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CathyB
Member since 5/05 19403 total posts
Name:
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Re: Those who live close to the water...
Posted by Chatham-Chick
Posted by CathyB
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
Oct 2001
Thanks!
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| Posted 9/21/07 5:54 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: Those who live close to the water...
im less than 2 miles and we have state farm. liberty mutual also would insure us, but it was $$$$. this was in dec 2006.
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| Posted 9/21/07 8:07 PM |
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Teri
my girls!
Member since 2/06 1491 total posts
Name:
Teri
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Re: Those who live close to the water...
We're just a few blks from the canals and we have State Farm.
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| Posted 9/21/07 8:14 PM |
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MrsPowers
So blessed!
Member since 11/06 10348 total posts
Name:
Ivelysse
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Re: Those who live close to the water...
Posted by CathyB
Posted by MrsPowers
Posted by CathyB
Posted by Chatham-Chick
We're approx. 1 mile and use USAA (but either you or a family member has to have served in the military.)
Can I ask when you got your policy? When we called they told us they weren't writing here anymore. We ended up leaving them for auto also b/c we got a better deal having both with the same provider. I miss getting those refund checks every year.
We got our policy in March 2007.
I'm going to call them agian. When I called in Summer 06 they told me they weren't writing here anymore b/c of the potential for a devestating hurricane.
Definitely call them again! We had no problems at all. They were wonderful with everything. good luck
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| Posted 9/21/07 9:13 PM |
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greenfreak
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Member since 9/06 11483 total posts
Name:
greenfreak
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Re: Those who live close to the water...
We are 1600 feet from the water & wanted renter's insurance. State Farm refused and my friend wound up getting us a policy through Encompass insurance.
Good luck with the hunt. 
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| Posted 9/22/07 11:06 AM |
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MrsD06
LIF Toddler
Member since 9/07 478 total posts
Name:
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Re: Those who live close to the water...
I'm confused b/c I was under the impression that it's not just your distance from the water but exactly where the flood zones are where you live. In other words, you may be x # of feet away from the water in one town and have lower insurance than someone the same distance from water in another town b/c they are in a flood zone and you are just outside of it. Obviously if you're that close you will be in a flood zone either way..just looking for some clarification
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| Posted 9/22/07 12:56 PM |
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Kathy116
Hey baby!
Member since 6/05 1855 total posts
Name:
me
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Re: Those who live close to the water...
Posted by MrsD06
I'm confused b/c I was under the impression that it's not just your distance from the water but exactly where the flood zones are where you live. In other words, you may be x # of feet away from the water in one town and have lower insurance than someone the same distance from water in another town b/c they are in a flood zone and you are just outside of it. Obviously if you're that close you will be in a flood zone either way..just looking for some clarification
I think you are correct, it has to do with the flood zones.
I live right on the water, but on a bluff, so if you calculate the height of the bluff and the distance to the water, it's about 500 ft. from my house. So, we are very close to the water, but do not live in a flood zone because of the bluff, so we have no issues with insurance.
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| Posted 9/22/07 7:44 PM |
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MissJones
I need a nap!
Member since 5/05 22136 total posts
Name:
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Re: Those who live close to the water...
We're on the 4th floor of our building and wanted to get co-op insurance. Remember, we're like 60 feet up! We still had problems getting it. Anyway, we're about 300 feet from the water and we got it with state farm.
Message edited 9/23/2007 10:12:02 AM.
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| Posted 9/23/07 10:11 AM |
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sunnyplus3
:)
Member since 11/05 8749 total posts
Name:
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Re: Those who live close to the water...
Posted by Kathy116
Posted by MrsD06
I'm confused b/c I was under the impression that it's not just your distance from the water but exactly where the flood zones are where you live. In other words, you may be x # of feet away from the water in one town and have lower insurance than someone the same distance from water in another town b/c they are in a flood zone and you are just outside of it. Obviously if you're that close you will be in a flood zone either way..just looking for some clarification
I think you are correct, it has to do with the flood zones.
I live right on the water, but on a bluff, so if you calculate the height of the bluff and the distance to the water, it's about 500 ft. from my house. So, we are very close to the water, but do not live in a flood zone because of the bluff, so we have no issues with insurance.
this is true. I live less than 200ft from the lake but its not tidal & we are on a hill so we are not in the flood area. We are also 1.5 miles from the long island sound. When our old company sent us the non-renewal last Spring I went right to state farm. We are paying much less than we paid before!
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| Posted 9/23/07 10:42 AM |
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