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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Total monthly costs for home ownership?
I know it's been asked before, but I couldn't find the threads.
What are your total fees a month for home ownership aside from the mortgage and taxes?
How much is your:
gas/electric bill
sewer bill
water bill
homeowners insurance
cable/phone internet
Any other costs?
Message edited 1/10/2009 8:41:57 PM.
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Posted 1/10/09 8:39 PM  |
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Tine73
Member since 3/06 22093 total posts
Name:
*********
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Re: Total monthly costs for home ownership?
Optional costs:
Alarm
Landscaper
Cleaning Lady
We recently converted to gas. The bill has been around $150. Electric is usually around $40 in non AC months and can get has gotten as high as around $280 in the summer. I have CAC. I don't have to pay for sewer. Water bill comes like every 3 months and its around $30. Not sure about homeowners - I think we pay every 6 months - i have no idea  . We have Fios - for cable, internet and phone and it's around $140.
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| Posted 1/10/09 8:47 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: Total monthly costs for home ownership?
Stuff like water, electric, heating, etc are all seasonal so some months tend to be more than others.
But on average I pay the following monthly based on my Microsoft Money program.
Electirc: $200
Heating (Oil): $200
Water (I have sprinklers): $50
Cable/Phone/Internet: $120
Insurance: $70
Security: $35
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| Posted 1/10/09 8:47 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: Total monthly costs for home ownership?
gas - 150-300 in winter/20-50 in the summer
electricity - 100-300 (higher number for a/c)
no sewer - cesspool
water - 10 every 3 months. In the summer maybe it goes up to 75 for the 3 months
insurance - ~100
cable/phone/internet - 110/20/50
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| Posted 1/10/09 9:26 PM |
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HomeIsWithU
Baby #2 on the way!
Member since 9/07 7816 total posts
Name:
Jenn
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Re: Total monthly costs for home ownership?
These costs depend on several factors. First, on location -- different areas cost different amounts. Also on season -- in the winter (especially holiday season) they bump up the electric and water costs.
And lastly, on the size of your home. A 1700 sq. foot home costs a lot less in terms of water/electric/gas than say a 2400 sq. foot house.
Its going to be very difficult to get a good idea of what you'll be paying monthly from other people's costs.
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| Posted 1/10/09 10:53 PM |
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2kids2cats
My babies
Member since 6/05 5229 total posts
Name:
f
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Re: Total monthly costs for home ownership?
Posted by nov04libride
I know it's been asked before, but I couldn't find the threads.
What are your total fees a month for home ownership aside from the mortgage and taxes?
How much is your:
gas/electric bill - oil is about $350 winter months/ much much lower other months
sewer bill - don't have
water bill - $14 every few months - so cheap
homeowners insurance - $80 a month
cable/phone internet - $135 a month
LIPA - $180 every 2 months
Any other costs?
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| Posted 1/11/09 9:29 AM |
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MrsD06
LIF Toddler
Member since 9/07 478 total posts
Name:
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Re: Total monthly costs for home ownership?
Posted by HomeIsWithU
These costs depend on several factors. First, on location -- different areas cost different amounts. Also on season -- in the winter (especially holiday season) they bump up the electric and water costs.
And lastly, on the size of your home. A 1700 sq. foot home costs a lot less in terms of water/electric/gas than say a 2400 sq. foot house.
Its going to be very difficult to get a good idea of what you'll be paying monthly from other people's costs.
If you do a search, a lot of these posts ask people to include the square footage of their homes, which can give you a more precise idea. Since we're not sure how big of a home we will end up buying, for our budget, I looked at a bunch of these posts and used the higher numbers to estimate our expenses, knowing that it might be a little less in reality - but we should be covered either way.
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| Posted 1/11/09 9:47 AM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Total monthly costs for home ownership?
Posted by MrsD06
Posted by HomeIsWithU
These costs depend on several factors. First, on location -- different areas cost different amounts. Also on season -- in the winter (especially holiday season) they bump up the electric and water costs.
And lastly, on the size of your home. A 1700 sq. foot home costs a lot less in terms of water/electric/gas than say a 2400 sq. foot house.
Its going to be very difficult to get a good idea of what you'll be paying monthly from other people's costs.
If you do a search, a lot of these posts ask people to include the square footage of their homes, which can give you a more precise idea. Since we're not sure how big of a home we will end up buying, for our budget, I looked at a bunch of these posts and used the higher numbers to estimate our expenses, knowing that it might be a little less in reality - but we should be covered either way.
If you find any of the posts, could you please bump them? I searched with all different phrases but didn't come up with anything. TIA!
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| Posted 1/11/09 10:41 AM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: Total monthly costs for home ownership?
1600 sq. foot ranch in Brookhaven township...
$100 for electric - maybe $150 in summer for A/C (we don't use a lot of A/C) - we also have energy saver bulbs throughout the house - dropped our electric bill over $30/month
$130 for Optimum Triple Play (cable/phone/internet)
$50 every three months for water
$1600/year for oil - we pay as we fill no budget so most of it's in the winter
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| Posted 1/11/09 11:21 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Total monthly costs for home ownership?
How much is your:
gas/electric bill --electric-$96/month
water bill-$35/3 months
homeowners insurance-$1,200/year
cable/phone internet-$154/month
oil-$185/month
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| Posted 1/11/09 1:52 PM |
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PotofLuck06
Our Baby Boy Is Here!!!
Member since 11/06 13241 total posts
Name:
Betsy
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Re: Total monthly costs for home ownership?
How much is your:
gas/electric bill (electric) = $75
sewer bill = $0 (septic)
water bill = $50 (quarterly)
homeowners insurance = included in mortgage
cable/phone internet = (Cablevision triple play) = $149
Don't forget about what you pay every 6 months for car insurance (look into a deal where you save money for having your car & home insurance put together w/same company)
Also, student loans
grocery bills (per week) = ours is $40/week
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| Posted 1/11/09 2:46 PM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Total monthly costs for home ownership?
Posted by Gertyrae
1600 sq. foot ranch in Brookhaven township...
$100 for electric - maybe $150 in summer for A/C (we don't use a lot of A/C) - we also have energy saver bulbs throughout the house - dropped our electric bill over $30/month
$130 for Optimum Triple Play (cable/phone/internet)
$50 every three months for water
$1600/year for oil - we pay as we fill no budget so most of it's in the winter
This is perfect--we just bought a ranch in Brookhaven township about 1600-1800 sq. ft!
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| Posted 1/11/09 3:15 PM |
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DanaRenee
Fitness Junkie!
Member since 6/06 6470 total posts
Name:
Dana
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Re: Total monthly costs for home ownership?
gas/electric bill - Averages $400-$500/mo
water bill - $25/mo
homeowners insurance - $1620/yr
cable/phone internet - $130/mo
Any other costs?
HOA $260/yr
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| Posted 1/11/09 8:00 PM |
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