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TTC and Insurance coverage

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Donna
1 year already!!

Member since 5/05

3360 total posts

Name:
Donna

TTC and Insurance coverage

I was just wondering if you are covered by insurance and for what exactly - I just started a new job and am anxious to see what they provide.

I thought of this last night watching the Amazing Race - the couple that won plan on using their million for in-vitro. They had said in earlier interviews that they ran out of $$
It was so cute, the hubby was yelling In-vitro here we come, adoption here we come!

Posted 5/11/05 11:00 AM
 
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MrsJ
I love my Katie Bug

Member since 5/05

11357 total posts

Name:
Kathy

Re: TTC and Insurance coverage

Oh darn I missed it!!! Which couple won?????
that's so cute!!! Good for them!!

Your company should have a book that tells you what is provided. Or if you know the name of the insurance company and the name of the plan you have, you can go to their website and all the info should be there along with doctors who are covered by your plan it.

Posted 5/11/05 11:04 AM
 

Cheryl
Horray for 3 boys!!

Member since 5/05

2354 total posts

Name:
Mikey, Greg & TJ's Mommy

Re: TTC and Insurance coverage

Posted by Donna

I was just wondering if you are covered by insurance and for what exactly - I just started a new job and am anxious to see what they provide.

I thought of this last night watching the Amazing Race - the couple that won plan on using their million for in-vitro. They had said in earlier interviews that they ran out of $$
It was so cute, the hubby was yelling In-vitro here we come, adoption here we come!




Uchenna & Joyce were both unemployed. Part of their story was that one worked for Enron and the other for Arthur Anderson. That is why they ran out of $$.

Def. check with your insurance company. They may cover most of it!!

Posted 5/11/05 11:14 AM
 

Gertyrae
Peace out Homies!

Member since 5/05

20046 total posts

Name:
Gerty ®

Re: TTC and Insurance coverage

Mine covers IUI and Artificial Insemination. They do not cover In-Vitro...DH's company just switched insurance and both companies had the same policy. BTW, we had Vytra and now have Empire.

Posted 5/11/05 11:40 AM
 

Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: TTC and Insurance coverage

my insurance covers everythingChat Icon

Posted 5/11/05 3:40 PM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: TTC and Insurance coverage

My insurance covers diagnosis and treatment up to and including 6 IUI's but no IVF's.
My last insurance I had (my insrance just changed april 1st) covered absolutly nothing.

Posted 5/11/05 4:41 PM
 

LisaW
Time for me to FLY!

Member since 5/05

13199 total posts

Name:
Did I ever tell you that I hate people?

Re: TTC and Insurance coverage

My insurance now does not cover IVF. It covers IUI but that does nothing for me (wy past that point).

It also covers the fertility drugs for IUI but not for IVF and they are the same drugs!!!!!! Chat Icon

Posted 5/11/05 5:31 PM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: TTC and Insurance coverage

Posted by LisaW

My insurance now does not cover IVF. It covers IUI but that does nothing for me (wy past that point).

It also covers the fertility drugs for IUI but not for IVF and they are the same drugs!!!!!! Chat Icon




Lisa,

Ask your doctor to write down that you are getting IUI.
If insurance is not paying for IVF will they really have any idea? I don't know its a little sneaky but those drugs get expensive!

Posted 6/8/05 10:42 AM
 

Sharon
So Big... So Fast!

Member since 5/05

2959 total posts

Name:

Re: TTC and Insurance coverage

My insurance covered nothing. DH's covered everything. when we started TTC, I dropped my coverage and went on his plan. Lucky for me because I'm now in my second cycle of IVF and everthing has been covered!Chat Icon

Posted 6/8/05 11:37 AM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: TTC and Insurance coverage

Posted by Sharon
Lucky for me because I'm now in my second cycle of IVF and everthing has been covered!Chat Icon



You are lucky!

Posted 6/8/05 1:08 PM
 

LisaW
Time for me to FLY!

Member since 5/05

13199 total posts

Name:
Did I ever tell you that I hate people?

Re: TTC and Insurance coverage

Posted by DebG

Lisa,

Ask your doctor to write down that you are getting IUI.
If insurance is not paying for IVF will they really have any idea? I don't know its a little sneaky but those drugs get expensive!



Yes, my drugs cost over $5000!!! PLUS the IVF Chat Icon

Unfortunately, I had one tube removed and one cauterized so an IUI would be totally useless for me. And since the insurance co paid for the surgery, they would catch that...

No easy way out for me Chat Icon

Posted 6/8/05 1:59 PM
 

DebG
Pick a cause & stand up for it

Member since 5/05

18602 total posts

Name:
The cure IS worse!

Re: TTC and Insurance coverage

damn!
That reallly stinks!
Chat Icon

Posted 6/8/05 2:01 PM
 

MrsJ
I love my Katie Bug

Member since 5/05

11357 total posts

Name:
Kathy

Re: TTC and Insurance coverage

My insurance covers all basic testing. If it comes down to more specific stuff and invitro then I only get covered $10k - period - a lifetime coverage. Kind of stinks. But at least they are covering all my tests for now (blood work, exams, HSG, biopsy)

Posted 6/8/05 2:17 PM
 

juju
Welcome to the World!

Member since 5/05

6747 total posts

Name:

Re: TTC and Insurance coverage

Our insurance *****!!!! It doesn't cover infertility procedures!!!! That is why I am praying for a miracle!

Posted 6/8/05 11:56 PM
 
 

Potentially Related Topics:

Topic Posted By Started Replies Forum
Insurance and TTC rose825 8/24/05 3 Infertility
insurance coverage chris 8/3/06 12 Infertility
Insurance coverage ? Jillybean28 2/2/06 12 Infertility
Insurance coverage for infertility and IVF redstar 10/11/05 7 Infertility
Petition for Insurance Coverage for Infertility DebG 8/2/05 10 Infertility
Insurance Coverage -- How Depressing !!! MayDay16 6/20/05 19 TTC
 
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