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AnthonysWife
LIF Adult
Member since 12/05 1201 total posts
Name:
Marisa
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UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
I am getting life insurance and the I was told that someone would be coming to do blood work and urine sample. She told me she would be wtih me for about 4 HOURS!!!!!!
I'm sure they ask questions...but how many could they ask?
WOW!
Thanks,
Marisa
Message edited 11/14/2007 1:08:57 PM.
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Posted 11/14/07 12:50 PM  |
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fins
LIF Adolescent
Member since 9/07 821 total posts
Name:
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Re: anyone have life insurance? physical question.
that doesn't sound right at all. blood and urine take about 5 min. and the application should take about 15 minutes. This isn't the agent filling out the application, the examiner only asks medical questions etc., have you had any tickets, violations, etc.
Maybe is it a 4 hour window like a delivery for when they are going to arrive?
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| Posted 11/14/07 12:53 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: anyone have life insurance? physical question.
ITA, shouldnt take that long.
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| Posted 11/14/07 12:53 PM |
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2BEANS
wow time is going fast.
Member since 9/07 16106 total posts
Name:
Tina
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Re: anyone have life insurance? physical question.
my person was here for about 30 mins max and that was for me and my dh
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| Posted 11/14/07 12:55 PM |
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AnthonysWife
LIF Adult
Member since 12/05 1201 total posts
Name:
Marisa
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Re: anyone have life insurance? physical question.
My agent (my cousin) told me she would ask questions about my medical history...he said a bunch.....urine, blood....I am going to call him and then call her back to double check.
werid...
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| Posted 11/14/07 12:58 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: anyone have life insurance? physical question.
Ours were 30 minutes max.
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| Posted 11/14/07 12:59 PM |
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Christine
2nd verse same as the 1st
Member since 5/05 15287 total posts
Name:
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Re: anyone have life insurance? physical question.
Maybe that was a window of when they will be there? My annual physical with my internist doesn't take anywhere near 4 hours so that sounds wrong.
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| Posted 11/14/07 1:01 PM |
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AnthonysWife
LIF Adult
Member since 12/05 1201 total posts
Name:
Marisa
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Re: anyone have life insurance? physical question.
update: I called back...and she told me that I have to fast 4 hours before!!! She started laughing because she didn't think I understood what she was saying. My cell must have cut out when she said "fast" because I did not hear that word.
Phew! Glad it will be quick.
Marisa
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| Posted 11/14/07 1:08 PM |
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
Posted by AnthonysWife
update: I called back...and she told me that I have to fast 4 hours before!!! She started laughing because she didn't think I understood what she was saying. My cell must have cut out when she said "fast" because I did not hear that word.
Phew! Glad it will be quick.
Marisa
I defiitly think it was the phone. I think Anthony needs to get you one part of your Christmas gift this year 
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| Posted 11/14/07 4:03 PM |
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Lanabean
Yoginis
Member since 11/05 9202 total posts
Name:
Lana
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
We had someone come to our home for urine and the HIV test...she was there about 20 minutes! It was all very simple and I qualified for some super healthy rate!
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| Posted 11/14/07 4:48 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
DH and I just got life insurance. DH went to the insurance place to give his blood, urine sample and fill out paperwork. I think it did not take more than 1 or 1.5 hours for him. His was longer than mine because of his coverage being much larger than mine.
They came to the house for my part. That lasted 30 minutes.
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| Posted 11/14/07 5:53 PM |
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evnme
My little lamb
Member since 8/05 12633 total posts
Name:
aka momma2b
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
Posted by BabySammie
my person was here for about 30 mins max and that was for me and my dh
ditto
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| Posted 11/14/07 7:18 PM |
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CouponKT
Our family is complete
Member since 6/06 16494 total posts
Name:
K
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
Funny, I just had mine done tonight. It took about 30 minutes. So easy!
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| Posted 11/14/07 9:41 PM |
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WannaBeAMom11
LIF Adult
Member since 1/11 7391 total posts
Name:
Name
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UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
Unfortunately once you have cancer they drop you. Also many people unfortunately can't afford it or are uneducated about it. Dh and both have work plans and supplemental plans. We are also prepaying our funerals once we hit 40. I have 3 family members who died without and it was a financial burden. Never want to do that to my family.
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| Posted 12/28/15 11:43 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
Name:
..being a mommy and being a wife!
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
How did this get bumped from 07?
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| Posted 12/28/15 12:05 PM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: UPDATE---Ahh...now I understand...anyone have life insurance? physical question.
Posted by WannaBeAMom11
Unfortunately once you have cancer they drop you. Also many people unfortunately can't afford it or are uneducated about it. Dh and both have work plans and supplemental plans. We are also prepaying our funerals once we hit 40. I have 3 family members who died without and it was a financial burden. Never want to do that to my family.
not true.
Every company has diff guidelines and criteria.
If you apply for life insurance, don't have any issue and then get cancer...there is nothing they can do.
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| Posted 12/28/15 12:24 PM |
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