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Rycois
Blessed with 2blue/2pink
Member since 12/05 13341 total posts
Name:
J
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What kind of interest rates are people getting these days?
If you have excellent credit - what are you getting (for those of you buying)?
TIA
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Posted 4/21/09 4:43 PM  |
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Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
enewedded
LIF Infant
Member since 3/09 272 total posts
Name:
Ellen
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Re: What kind of interest rates are people getting these days?
I have excellent credit and we are going with a FHA loan and am about to lock in at 5%.
I believe you can get lower but like i said we are doing FHA. (this is also with no points)
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| Posted 4/21/09 4:49 PM |
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CurlyQ
Member since 6/07 2024 total posts
Name:
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Re: What kind of interest rates are people getting these days?
I have excellent credit and was quoted 4.85 with no points!
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| Posted 4/21/09 5:07 PM |
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Jenn627
Laaaaaaaambert!
Member since 5/08 9818 total posts
Name:
Jenn
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Re: What kind of interest rates are people getting these days?
A friend just recently locked in at 4.375% with no points at Suffolk County Nat'l Bank... I think she got a 30 yr fixed. (re-fi)
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| Posted 4/21/09 5:49 PM |
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Janice
Sweet Jessie Quinn
Member since 5/05 27567 total posts
Name:
Janice
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Re: What kind of interest rates are people getting these days?
our credit scores are between 725-735...closed this month at 5%. Bought down a 1/2 pt.
no money down, no PMI
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| Posted 4/21/09 7:37 PM |
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RM23
LIF Adult
Member since 5/06 997 total posts
Name:
Rachel
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Re: What kind of interest rates are people getting these days?
Are these rates for jumbo loans or under 500k?
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| Posted 4/21/09 8:45 PM |
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beaviss80
:)
Member since 8/06 1552 total posts
Name:
michelle
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Re: What kind of interest rates are people getting these days?
Posted by CurlyQ
I have excellent credit and was quoted 4.85 with no points!
us too
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| Posted 4/21/09 8:53 PM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: What kind of interest rates are people getting these days?
We just closed on Monday and got 4.5% with TFCU (not a jumbo loan; credit scores over 800) and bought it down to 4%.
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| Posted 4/21/09 9:17 PM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: What kind of interest rates are people getting these days?
I locked in at 4.875 on my re-fi, 30-year fixed, non-jumbo.
Going to be a world of difference from 6.5 when I first closed on my house
Message edited 4/22/2009 10:26:54 AM.
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| Posted 4/22/09 8:50 AM |
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Mrs-D-Girl
Love my fur baby
Member since 8/07 5183 total posts
Name:
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Re: What kind of interest rates are people getting these days?
Posted by Jenn627
A friend just recently locked in at 4.375% with no points at Suffolk County Nat'l Bank... I think she got a 30 yr fixed. (re-fi)
4.3??? That is lower then anything I have ever heard, esp on a re-fi. Did she buy that down a few points?
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| Posted 4/22/09 8:51 AM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: What kind of interest rates are people getting these days?
We just refinanced with 4.875% for 30 year, non jumbo mortgage with Bethpage FCU.
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| Posted 4/22/09 8:52 AM |
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NoStressMom
My Heart and Soul
Member since 5/05 11122 total posts
Name:
D
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Re: What kind of interest rates are people getting these days?
Posted by nov04libride
We just closed on Monday and got 4.5% with TFCU (not a jumbo loan; credit scores over 800) and bought it down to 4%.
Nice Beth Jeff was wondering what you got from TFCU
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| Posted 4/22/09 8:53 AM |
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toni-mike
???????
Member since 10/07 1196 total posts
Name:
Toni
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Re: What kind of interest rates are people getting these days?
Posted by VickiC
We just refinanced with 4.875% for 30 year, non jumbo mortgage with Bethpage FCU.
same here,, we actaully ref & took out more to do construction & my mtge is still less than it was , 
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| Posted 4/22/09 10:13 AM |
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Elbee
Zanzibar
Member since 5/05 10767 total posts
Name:
Me
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Re: What kind of interest rates are people getting these days?
I closed on 4/10 at 4.875, no points
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| Posted 4/22/09 10:19 AM |
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shapla79
Where Does The Time Go?
Member since 11/07 4619 total posts
Name:
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Re: What kind of interest rates are people getting these days?
We're closing today on our re-fi. We're getting 4.375% with 1 point.
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| Posted 4/22/09 10:35 AM |
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