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What kind of interest rates are people getting these days?

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Rycois
Blessed with 2blue/2pink

Member since 12/05

13341 total posts

Name:
J

What kind of interest rates are people getting these days?

If you have excellent credit - what are you getting (for those of you buying)?

TIA

Posted 4/21/09 4:43 PM
 
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enewedded
LIF Infant

Member since 3/09

272 total posts

Name:
Ellen

Re: What kind of interest rates are people getting these days?

I have excellent credit and we are going with a FHA loan and am about to lock in at 5%.

I believe you can get lower but like i said we are doing FHA. (this is also with no points)

Posted 4/21/09 4:49 PM
 

CurlyQ

Member since 6/07

2024 total posts

Name:

Re: What kind of interest rates are people getting these days?

I have excellent credit and was quoted 4.85 with no points!Chat Icon Chat Icon Chat Icon

Posted 4/21/09 5:07 PM
 

Jenn627
Laaaaaaaambert!

Member since 5/08

9818 total posts

Name:
Jenn

Re: What kind of interest rates are people getting these days?

A friend just recently locked in at 4.375% with no points at Suffolk County Nat'l Bank... I think she got a 30 yr fixed. (re-fi)

Posted 4/21/09 5:49 PM
 

Janice
Sweet Jessie Quinn

Member since 5/05

27567 total posts

Name:
Janice

Re: What kind of interest rates are people getting these days?

our credit scores are between 725-735...closed this month at 5%. Bought down a 1/2 pt.

no money down, no PMI

Posted 4/21/09 7:37 PM
 

RM23
LIF Adult

Member since 5/06

997 total posts

Name:
Rachel

Re: What kind of interest rates are people getting these days?

Are these rates for jumbo loans or under 500k?

Posted 4/21/09 8:45 PM
 

beaviss80
:)

Member since 8/06

1552 total posts

Name:
michelle

Re: What kind of interest rates are people getting these days?

Posted by CurlyQ

I have excellent credit and was quoted 4.85 with no points!Chat Icon Chat Icon Chat Icon

us too

Posted 4/21/09 8:53 PM
 

nov04libride
big brother <3

Member since 5/05

14672 total posts

Name:
Me

Re: What kind of interest rates are people getting these days?

We just closed on Monday and got 4.5% with TFCU (not a jumbo loan; credit scores over 800) and bought it down to 4%.

Posted 4/21/09 9:17 PM
 

Mrs-D-Girl
Love my fur baby

Member since 8/07

5183 total posts

Name:

Re: What kind of interest rates are people getting these days?

I locked in at 4.875 on my re-fi, 30-year fixed, non-jumbo.

Going to be a world of difference from 6.5 when I first closed on my house Chat Icon

Message edited 4/22/2009 10:26:54 AM.

Posted 4/22/09 8:50 AM
 

Mrs-D-Girl
Love my fur baby

Member since 8/07

5183 total posts

Name:

Re: What kind of interest rates are people getting these days?

Posted by Jenn627

A friend just recently locked in at 4.375% with no points at Suffolk County Nat'l Bank... I think she got a 30 yr fixed. (re-fi)



4.3??? That is lower then anything I have ever heard, esp on a re-fi. Did she buy that down a few points?

Posted 4/22/09 8:51 AM
 

VickiC
Rocking the party

Member since 5/05

4937 total posts

Name:
Vicki

Re: What kind of interest rates are people getting these days?

We just refinanced with 4.875% for 30 year, non jumbo mortgage with Bethpage FCU.

Posted 4/22/09 8:52 AM
 

NoStressMom
My Heart and Soul

Member since 5/05

11122 total posts

Name:
D

Re: What kind of interest rates are people getting these days?

Posted by nov04libride

We just closed on Monday and got 4.5% with TFCU (not a jumbo loan; credit scores over 800) and bought it down to 4%.



Nice Beth Jeff was wondering what you got from TFCU

Posted 4/22/09 8:53 AM
 

toni-mike
???????

Member since 10/07

1196 total posts

Name:
Toni

Re: What kind of interest rates are people getting these days?

Posted by VickiC

We just refinanced with 4.875% for 30 year, non jumbo mortgage with Bethpage FCU.



same here,, we actaully ref & took out more to do construction & my mtge is still less than it was , Chat Icon Chat Icon Chat Icon

Posted 4/22/09 10:13 AM
 

Elbee
Zanzibar

Member since 5/05

10767 total posts

Name:
Me

Re: What kind of interest rates are people getting these days?

I closed on 4/10 at 4.875, no points

Posted 4/22/09 10:19 AM
 

shapla79
Where Does The Time Go?

Member since 11/07

4619 total posts

Name:

Re: What kind of interest rates are people getting these days?

We're closing today on our re-fi. We're getting 4.375% with 1 point.

Posted 4/22/09 10:35 AM
 
 

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