WWYD..insurance related.

I could use a few other brains to feel all of this out, so here it goes:

With DH's insurance I never had a co-pay, they paid for bloodwork and sonos (80%) but they did not cover meds, or the iui's (but the drug part of the insurance gives us a discount). I also was able to see a great dr who help me conceive DS.

Now my job offers insurance that does cover iui's, and the meds, but has a $50 co-pay each time you go to the dr, and I need a referral for the RE. Also, my current RE doesn't take this insurance so I'd have to start from scratch with another RE.

I really don't know what to do. I love Dr. B and don't want to leave him, but if I have to shell out $50 each time I walk thru an re's office, it's going to be more or less the same, right?

Any thoughts/input would be greatly appreciated.

Re: WWYD..insurance related.

for the amount of times you have to go into an RE's office, you'll probably end up spending the same amount of money.

Re: WWYD..insurance related.

I would look into the co-payment issue a little more. I have to pay co-payments with my plan too but the only time I actually had to pay was when I met with the RE. If I had bloodwork or sono, I didn't have to pay if the nurse did it. I only had to pay the one time the RE did it.