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renee92405
I finally hit 1000! woo hoo!
Member since 1/06 2294 total posts
Name:
Renee
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car inurance recommendations
Who does everyone use for car insurance?
DH wants me to shop around to see if we can do better than the 5000/year we are paying now for two cars!
We have Travelers at the moment.
Any suggestions?
TIA
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Posted 9/9/08 1:14 PM  |
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angnick
Life is So Wonderful!
Member since 8/06 6663 total posts
Name:
Angela
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Re: car inurance recommendations
we use state farm love their rates!
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| Posted 9/9/08 1:14 PM |
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DeniseMarie
<3
Member since 8/07 10682 total posts
Name:
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Re: car inurance recommendations
I looooove Geico. They give good rates and good drivers discounts, etc.
I had an accident a year ago (not my fault) My ins never went up and they handled everything for me wonderfully. I would HIGHLY recommend them
ETA - DH had state farm and just switched to Geico. Its saving us $
Message edited 9/9/2008 1:24:57 PM.
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| Posted 9/9/08 1:24 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: car inurance recommendations
We have All State. We keep looking for better rates but they are still the cheapest.
We have no records, no tickets, no accidents.
A lot of place are good for such drivers. Nobody has been able to beat AllState so far. Progressive, Geico, etc...
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| Posted 9/9/08 1:32 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: car inurance recommendations
we switched about a year ago to Geico from Allstate and I'm very happy with Geico. I found the customer service to be much better then Allstate, and when they renew every 6 months like Allstate did, the rates don't increase. Allstates rates always went through the roof. we saved 1200 in a 6 month period by switching to Geico.
I recently had someone hit my car and take off and Geico was so easy to deal with!!
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| Posted 9/9/08 1:43 PM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: car inurance recommendations
We switched to Geico from Allstate as well and we saved about $900/year for the same coverage. Allstate couldn't beat that.
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| Posted 9/9/08 1:45 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: car inurance recommendations
my parents have had state farm for 40+ years, so i took it too. DH had allstate before we got married and switching to state farm saved him over $1000 this first year alone - and then we also get a multi-car and multi-line discount because we have a renters pol through them as well.
I say it all the time - I love the company, and it's not just because I work for them!
I'm sure it's the same in any company - the longer you're with them and accident free/a good driver/billpayer, the larger your discount will be.
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| Posted 9/9/08 1:48 PM |
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smdl
I love Gary too..on a plate!
Member since 5/06 32461 total posts
Name:
me
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Re: car inurance recommendations
Posted by VickiC
We switched to Geico from Allstate as well and we saved about $900/year for the same coverage. Allstate couldn't beat that.
We have the reversed. DH just quoted them last month and Geico wanted almost $1000 more than what AllState is charging us.
As far as Geico customer service. I had them years ago. Unless they changed. They were horrible!
I think rates vary a lot from one person to another.
Depends on your driving record, credit report, etc....
You just have to get quotes yourself to see what works for you.
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| Posted 9/9/08 1:58 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: car inurance recommendations
Posted by smdl
Posted by VickiC
We switched to Geico from Allstate as well and we saved about $900/year for the same coverage. Allstate couldn't beat that.
We have the reversed. DH just quoted them last month and Geico wanted almost $1000 more than what AllState is charging us.
As far as Geico customer service. I had them years ago. Unless they changed. They were horrible!
I think rates vary a lot from one person to another.
Depends on your driving record, credit report, etc....
You just have to get quotes yourself to see what works for you.
I heard Geico customer serivce was horribe to, and that they take forever to pay out on claims, but I figured with the savings I was getting, it would be worth it. But in the end they were awesome!! I could not believe how helpful and nice they were. they also issued a check right away! So I think they took note and improved in that area now.
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| Posted 9/9/08 2:02 PM |
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ruby
you rang?
Member since 6/08 5573 total posts
Name:
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Re: car inurance recommendations
We have State Farm and love it....they gave me the best rates for our car and best deal for our renter's (with full coverage policies on both). I used to have Progressive on a previous car, they were ridiculously expensive and when my car got stolen they put me through the ringer and took FOREVER to send me my reimbursement.
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| Posted 9/9/08 2:12 PM |
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nalagirl
LIF Zygote
Member since 5/08 20 total posts
Name:
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Re: car inurance recommendations
Try Esurance. They have been great and instead of going up it keeps going down everytime it renews! We have tried Allstate & Geico and nobody comes close to them.
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| Posted 9/9/08 3:31 PM |
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Re: car inurance recommendations
State Farm was charging us almost $300 for two cars, (we have nothing on our records) Now we switched to Geico and we are paying half that...LOVE Geico
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| Posted 9/9/08 3:45 PM |
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Beth
The Key to your new home....
Member since 2/06 24849 total posts
Name:
Beth
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Re: car inurance recommendations
I have travlers and Allstate
I pay $1300 a year on each car- both 2006 and full coverage with rental
few accidents- no tickets-
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| Posted 9/9/08 4:19 PM |
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PegaLega
Lets Get This!!!!!
Member since 1/07 1110 total posts
Name:
Peggie
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Re: car inurance recommendations
Amica. They are across the country and the cost is less then we had with Allstate. Not sure what we pay now since its changed over the past year and DH does that bill.
I got rear ended and they had someone out to look at the car the next day and had cut my check for damages within 3 days. They also insisted that stock parts be put on my car when it was fixed since the car was under 7k miles and they did it.
Message edited 9/9/2008 4:28:40 PM.
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| Posted 9/9/08 4:28 PM |
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MichLiz213
Life is Good!
Member since 7/07 7979 total posts
Name:
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Re: car inurance recommendations
Posted by angnick
we use state farm love their rates!
Same here. Plus we get a bit of a break for having Apartment Insurance with them too!
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| Posted 9/9/08 5:27 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: car inurance recommendations
Posted by PegaLega
They also insisted that stock parts be put on my car when it was fixed since the car was under 7k miles and they did it.
This is also a great point. I know MOST companies use refurbished parts when coming up with a dollar amount to reimburse you in the event of an accident.
State Farm ONLY USES NEW PARTS.
My parked, unoccupied car was hit on the street when I was in high school and the guy that hit it had Geico. Geico wanted to repair the car with all used parts (as they always do...) - my Daddy said NO WAY. State Farm got involved for us and got Geico to price out the damages with new parts only.
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| Posted 9/9/08 5:32 PM |
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Brady322
LIF Adolescent
Member since 5/06 558 total posts
Name:
Tina
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Re: car inurance recommendations
I have Liberty Mutual and thought they were so expensive so I just shopped around last week and found out I have a great deal. apparently they are like the only company that gives annual insurance policies and not just 6 months. I did check out geico, state farm, traveleres, progressive and they were all significantly more expensive. The only place cheaper by 200 a year was Allstate so I might swith to them. I am in NJ.
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| Posted 9/9/08 5:33 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: car inurance recommendations
love Geico. recently added DH to my policy - so much cheaper than what he had before. the multiple vehicle savings is just gravy. 
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| Posted 9/9/08 6:56 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: car inurance recommendations
Posted by Shorty
Posted by PegaLega
They also insisted that stock parts be put on my car when it was fixed since the car was under 7k miles and they did it.
This is also a great point. I know MOST companies use refurbished parts when coming up with a dollar amount to reimburse you in the event of an accident.
State Farm ONLY USES NEW PARTS.
My parked, unoccupied car was hit on the street when I was in high school and the guy that hit it had Geico. Geico wanted to repair the car with all used parts (as they always do...) - my Daddy said NO WAY. State Farm got involved for us and got Geico to price out the damages with new parts only.
that weird b/c when geico came out to look at my car, they asked for the estimate that my body shop had written up (which included only new HONDA parts) and they gave us a check for the amount. It actually worked out to be an excellent deal b/c the shop wrote the estimate higher to cover half my deductible!
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| Posted 9/9/08 7:10 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: car inurance recommendations
Posted by HeatherRose
that weird b/c when geico came out to look at my car, they asked for the estimate that my body shop had written up (which included only new HONDA parts) and they gave us a check for the amount. It actually worked out to be an excellent deal b/c the shop wrote the estimate higher to cover half my deductible!
la
la
la
(this is me not hearing anything about insurance fraud)
la
la
la
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| Posted 9/9/08 7:14 PM |
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BabyBoy
is Skylar Elizabeth
Member since 5/05 4189 total posts
Name:
Tom
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Re: car inurance recommendations
I would take the major companies and do an online quote and see for your self would it would be.
Geico, All State, State Farm just to name a couple...
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| Posted 9/9/08 7:32 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: car inurance recommendations
I've had Geico for a long time. at 7 years they cut our rates 30% for being loyal customers...every 6 months it goes down and down and down...I still can't believe what we pay for 2 cars (1 being classified a sports car)
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| Posted 9/9/08 8:33 PM |
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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: car inurance recommendations
another state farm customer
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| Posted 9/9/08 8:36 PM |
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TheInfamousOTG
Waiting for Lil' M....
Member since 5/05 3468 total posts
Name:
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Re: car inurance recommendations
Posted by angnick
we use state farm love their rates!
Same here
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| Posted 9/9/08 9:01 PM |
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HeatherRose
Life is Good :)
Member since 11/07 6605 total posts
Name:
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Re: car inurance recommendations
oh one more thing i though of, some companies run your credit, so I think that also effects the rate you get.
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| Posted 9/10/08 9:56 AM |
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