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queensgal
Smile
Member since 4/09 3287 total posts
Name:
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OB Visit - Copays/Billing
I recently switched to a high deductible insurance plan (long story). Therefore, I don't have a copay but have to satisfy $1,200 before insurance starts covering anything.
So far, I have not received a single bill for a regular OB visit. They have only billed me for lab work and I had to pay for the NT scan that was done at another facility.
They aren't billing the insurance either as I checked the site.
Question - does your doctor charge you a copay and bill your insurance for each of your visits?
I am 18 weeks along, so I have been there many times already.
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Posted 7/30/12 7:19 PM  |
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WinterBaby13
LIF Infant
Member since 6/12 213 total posts
Name:
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OB Visit - Copays/Billing
They should be billing your insurance and when the insurance kicks it back because you haven't met your deductible the doctor would then send you a bill. Once you satisfy that $1200 amount the doctor would find out because the insurance won't kick it back anymore and would have started making payments. Sometimes it takes a while for my OB to bill the insurance carrier and then a while for the company to actually process it. Insurance companies like to take their sweet time with things.
ETA: I am not charged a co-pay at every visit, I just had to pay it at the first visit and with my current insurance everything else is covered at 100% other than lab work.
Message edited 7/30/2012 9:43:39 PM.
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| Posted 7/30/12 7:23 PM |
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alli3131
Peanut is here!!!!!!
Member since 5/09 18388 total posts
Name:
Allison
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OB Visit - Copays/Billing
Are they slow billers. When I went to South Bay OB gyn they were horrible at billing. I left them at 20 weeks and I received a bill a year later for stuff my insurance didn't cover.
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| Posted 7/30/12 9:09 PM |
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MrsJohnson
LIF Zygote
Member since 10/10 19 total posts
Name:
Janelle
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OB Visit - Copays/Billing
I pay a copay every time I go to a visit and the average bill (that my insurance company gets) with an office visit and ultrasound is about $1300 before they discount it.
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| Posted 7/30/12 9:39 PM |
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butterfly20
Party of 5 - 2015
Member since 4/06 7390 total posts
Name:
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OB Visit - Copays/Billing
I have a $6,000 deductible plan - eeek...... The drs never charge me a copay - even my plan a standard sick visit is ends up being $59.....my level 2 - took over a month to receive a bill from winthrop and ended up being like $130.... My drs office took a long time to bill - and 25 weeks I ended up paying like $400 for a few visits/ultrasounds.
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| Posted 7/30/12 11:45 PM |
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LiveItUp
Love my babies!
Member since 8/11 4096 total posts
Name:
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OB Visit - Copays/Billing
It mIght be that they take a while to send the bill. I just recently got a bill from OB visits back in April and May. They probably don't know you have to fulfill a deductible before the insurance pays, so they tried billing your insurance and it might be a while before they hear back from them and then bill you.
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| Posted 7/31/12 4:37 AM |
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BBin2012
Full heart!
Member since 8/11 1835 total posts
Name:
Ka
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Re: OB Visit - Copays/Billing
I do not get charged for each OB check-up but have gotten bills for all of the lab work / scans.
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| Posted 7/31/12 9:28 AM |
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