| Posted By |
Message |
jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
|
Anyone else get a letter that STATE FARM is dropping you for home owners...
(I dont have the letter in front of me)
because they say the area is at a higher risk or something. It's definetly not because of US, we have never filed a claim. We are NOT in a flood zone.
We live in Oceanside.
My neighbors across the street have state farm too and didnt get this letter 
Also... any recommdations for where to look for home owners insurance?
eta: this is what the letter says:
we regret to inform you that we cannot continue to provide your homeowners policy insurance coverage. In accordance with the terms and conditions of your policy and laws of your state your policy will not be renewed as off Aug 22. THis action is due to loss to your property from catastrophe such as a hurricane or other severe weather events.
Message edited 7/5/2011 10:29:09 AM.
|
Posted 7/5/11 9:24 AM  |
| |
|
Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
mrsBLT
missing my baby
Member since 1/10 1359 total posts
Name:
Brittany
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
hmm strange
we have liberty mutual and they gave us the most at the cheapest price when we were looking last year
|
| Posted 7/5/11 9:55 AM |
| |
|
dapnkap
Our 3 angels
Member since 7/07 4824 total posts
Name:
Karen
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
We got the same letter from All State a few years ago. They dropped us for no reason even though we have never filed a claim. We switched to State Farm who holds both our homeowners and flood insurance. We did receive a letter from State Farm informing us that they would no longer cover our flood insurance and that was being handled by the fed gov't.
|
| Posted 7/5/11 11:26 AM |
| |
|
Shorty
.
Member since 5/05 30390 total posts
Name:
really
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
some more info for you 
http://www.statefarm.com/aboutus/zones/northeast/new_york/nyinsresources.asp
|
| Posted 7/5/11 11:39 AM |
| |
|
jgl
Love my little boys!!!
Member since 8/07 7060 total posts
Name:
g
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
thanks. I called them and they said they are dropping my area - oceanside - (not sure if its all of O'side or not) at the 3 year renewel date. grrrrrr
|
| Posted 7/5/11 11:44 AM |
| |
|
KennysMommy
Never knew LOVE like it before
Member since 3/10 2640 total posts
Name:
Danielle
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
State Farm tried to drop us 2 weeks after we closed on our home stating that our roof was in disrepair.... We got a new roof (which wasn't necessarily needed - the old one was still fine and had a few good years left). Once we got the new roof, we were reinstated.
They send appraisers around and check properties. Perhaps their appraiser looked at the wrong address? Call!
|
| Posted 7/5/11 1:02 PM |
| |
|
SpiceGirl
Dream big
Member since 1/06 2486 total posts
Name:
j
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
We haven't rec'd anything...I we don't  It's so hard to find an agency to insure homes on LI...even if you're no where near the water.
|
| Posted 7/5/11 2:07 PM |
| |
|
MrsYank
She's here :)
Member since 4/07 3238 total posts
Name:
Mrs. Yank
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
Yep! We are in Oceanside too- apparently if you are 1 mile away from the water you are considered high risk. The insurance companies go on a "hundred year rule" that LI is due for a big hurricane this year.
My broker had a guy for us to use, we are paying a lot more, but also increased our policy since we recently renovated.
|
| Posted 7/5/11 4:03 PM |
| |
|
Mrs213
????????
Member since 2/09 18986 total posts
Name:
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
Posted by KennysMommy
State Farm tried to drop us 2 weeks after we closed on our home stating that our roof was in disrepair.... We got a new roof (which wasn't necessarily needed - the old one was still fine and had a few good years left). Once we got the new roof, we were reinstated.
They send appraisers around and check properties. Perhaps their appraiser looked at the wrong address? Call!
Funny my insurance company did the exact same
|
| Posted 7/5/11 7:03 PM |
| |
|
TwoGirls4Me
Treasure what you have
Member since 5/05 1839 total posts
Name:
Marie
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
We are in Oceanside and when we were looking for a lower rate we were told State Farm wasnt writing NEW policies in the area. Our neighbor was dropped by Liberty Mutual, but we also had Liberty and had no problems (aside from the price more than doubling in 4 years).
We went with Mercury, got great coverage and a SUPER reasonable rate.
You can contact
> Michele Davis
>
> Ability Service Agency, Inc.
>
> 2075 Grand Avenue
>
> Baldwin NY 11510
>
> (516) 223-3144 Ext 211
>
> Fax (516) 623-9280
>
> [email protected]
Tell her Marie referred you. I dont know her personally but she was a huge help to me so i'd like to pass on her info!
|
| Posted 7/6/11 11:21 AM |
| |
|
Katareen
5,000 Posts!
Member since 4/10 7180 total posts
Name:
Katherine
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
Posted by TwoGirls4Me
We are in Oceanside and when we were looking for a lower rate we were told State Farm wasnt writing NEW policies in the area. Our neighbor was dropped by Liberty Mutual, but we also had Liberty and had no problems (aside from the price more than doubling in 4 years).
We went with Mercury, got great coverage and a SUPER reasonable rate.
You can contact
> Michele Davis
> Ability Service Agency, Inc.
> 2075 Grand Avenue
> Baldwin NY 11510
> (516) 223-3144 Ext 211
> Fax (516) 623-9280
> [email protected]
Tell her Marie referred you. I dont know her personally but she was a huge help to me so i'd like to pass on her info!
I don't know if this is typical, but Michele took FOREVER to get me a quote (2 weeks!)--so if you're in a rush you may want to shop around.
|
| Posted 7/6/11 3:17 PM |
| |
|
dudley76
LIF Zygote
Member since 9/12 2 total posts
Name:
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
The independent insurance market is much different than the captive market. With so many carriers a broker or independent agency has to choose from, it can take time to find the perfect match of needed coverage and maximum premium dollar value.
This is quite different than walking into a captive agency (e.g. State Farm, Allstate, Liberty Mutual, etc.). These agents have access to only one company...the name on the sign outside of their store. That's why they an pull a quote for you in a very short time.
|
| Posted 9/29/12 1:36 PM |
| |
|
rkoenke
my little piggys
Member since 3/08 4315 total posts
Name:
rachel
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
Posted by MrsYank
Yep! We are in Oceanside too- apparently if you are 1 mile away from the water you are considered high risk. The insurance companies go on a "hundred year rule" that LI is due for a big hurricane this year.
My broker had a guy for us to use, we are paying a lot more, but also increased our policy since we recently renovated.
aren't we almost out of hurricane season for this year?
|
| Posted 9/29/12 1:51 PM |
| |
|
|
|
Anyone else get a letter that STATE FARM is dropping you for home owners...
If anyone needs help with insuring your home or auto feel free to contact me. My agency deals with a bunch of different carriers, and all write on Long Island, some on the water.
[email protected]
631-650-4036
|
| Posted 9/29/12 1:57 PM |
| |
|
SummerMom
Now a mom of 2!
Member since 6/07 4970 total posts
Name:
|
Re: Anyone else get a letter that STATE FARM is dropping you for home owners...
Posted by rkoenke
Posted by MrsYank
Yep! We are in Oceanside too- apparently if you are 1 mile away from the water you are considered high risk. The insurance companies go on a "hundred year rule" that LI is due for a big hurricane this year.
My broker had a guy for us to use, we are paying a lot more, but also increased our policy since we recently renovated.
aren't we almost out of hurricane season for this year?
This post is over a year old! So they're talking about the big hurricane that was due for 2011... I guess we got Hurricane [Tropical Storm] Irene so that was something...
|
| Posted 9/29/12 4:24 PM |
| |
|
