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Rebalancing retirement account

Posted By Message

LuckySV
LIF Adult

Member since 10/05

4675 total posts

Name:

Rebalancing retirement account

Do you rebalance your 403b/401k? I feel like a high percentage of money is invested too heavily in 1 type of fund. I've never rebalanced before and thinking maybe I should.

Posted 4/7/15 4:23 PM
 
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FranM
And so it goes....

Member since 9/05

2217 total posts

Name:

Rebalancing retirement account

Absolutely! I check my allocations at least quarterly and adjust as needed.

Posted 4/7/15 5:47 PM
 

EatingMyVeggies

Member since 1/12

6667 total posts

Name:

Rebalancing retirement account

All the time.

Posted 4/7/15 5:49 PM
 

EatingMyVeggies

Member since 1/12

6667 total posts

Name:

Rebalancing retirement account

Not sure your circumstances but the closer you are to retirement, you should get more conservative. I was more risky and now my 401k handler said I should now be a bit more conservative.

Posted 4/7/15 5:51 PM
 

jax1023
LIF Adult

Member since 3/07

1165 total posts

Name:
Jackie

Rebalancing retirement account

I have mine in target date funds that rebalance automatically as I age, works for me.

Posted 4/7/15 6:40 PM
 

afternoondelight828
LIF Adult

Member since 1/13

3363 total posts

Name:
Afternoon

Re: Rebalancing retirement account

Posted by jax1023

I have mine in target date funds that rebalance automatically as I age, works for me.



Me too, Fidelity does the work for me.

Posted 4/7/15 7:17 PM
 

LuckySV
LIF Adult

Member since 10/05

4675 total posts

Name:

Re: Rebalancing retirement account

Thanks, everyone. I'm still about 25 years from retirement so I try to stay fairly aggressive. At this point I am just trying to put away as much money as possible and I feel like it will never be enough!

Posted 4/8/15 8:00 AM
 
 

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