It’s scary to think about someone stealing your credit card or checkbook and spending your hard earned money, but even scarier is the notion that someone can “steal” your life and your identity right from under your nose.
In fact, for decades, the possibility of identity theft has made many weary of doing business over the Net or by any means that requires release of personal and private information such as credit card information, etc.
Plus, EVERYONE is at risk, including government officials, some who’ve been victims themselves and who are not behind the security freeze law that will allow the credit user to prohibit the release of personal information that could possibly be acquired by identity thieves.
According to officials, identity theft is among the largest growing consumer crimes and can target everyone almost instantaneously. But the security freeze will make accessing personal information more difficult, if not impossible, and only the consumers themselves will be able to lift the freeze and access the data via a secret personal pin number.
Experts assert that block availability to credit and other personal information is key to putting a screeching halt to identity theft and preventing these individuals from destroying your finances and your credit reputation.
In order to freeze credit information, you must send a certified overnight letter, including name, address, social security number, and date of birth to each of the following locations:
· Equifax Security Freeze, PO Box 105788, Atlanta, Georgia, 30348
· Experian Security Freeze, PO Box 9554, Allen, Texas, 75013
· Trans Union Security Freeze, PO Box 6790, Fullerton, California, 92834-6790