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Credit Card Consolidation Help

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gabbygirl855
Life is good!

Member since 11/09

1950 total posts

Name:

Credit Card Consolidation Help

I am looking to consolidate all of my credit cards and possibly my student loans. Anybody know of any good companies or where I should start looking. Thanks!

Posted 2/11/13 12:51 PM
 

LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: Credit Card Consolidation Help

Student loans are separate from CCs. I actually just paid one SL off and wanted to use my cc to do the last $2000, but they would not let me. The SL company said that people used to be able to put SL on CC but then they changed the bankruptcy laws to make SL not able to be discharged in bankruptcy. So they said to me that people were using balance transfers to their ccs and then filing for bankruptcy to get rid of the debt. So to combat that they no longer accept CCs to pay of SLs. I am not sure how new consolidation of SLs are - but I would start with your lenders to see if you are eligible for a consolidation. With consecutive on time bill pay depending upon your loan you may qualify for an interest rate deduction too but you need to stay on top of it.

Posted 2/11/13 2:33 PM
 
 

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