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Ques about names on home's title/deed?
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bpmom
Feeling Blessed
Member since 6/07 2963 total posts
Name:
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Ques about names on home's title/deed?
DH bought our home before we were married and I never got around to adding my name to the deed, and my name has never been on the mortgage.
We are refinancing now and both our names will be on the new mortgage - and also on the title - do I need to do anything separately to get my name on the deed or will the new title essentially be the deed? I know it's a dumb question but wanted to check. TIA.
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Posted 10/7/14 2:52 PM  |
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Prudential Douglas Elliman Real Estate
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soontobemommy
LIF Adolescent
Member since 1/07 540 total posts
Name:
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Re: Ques about names on home's title/deed?
If you will both be in title then you will both be on the deed.
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| Posted 10/7/14 4:42 PM |
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DelaneyB
LIF Infant
Member since 10/14 68 total posts
Name:
Delaney
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Re: Ques about names on home's title/deed?
Speak to the person handling your refi. Tell them you need to amend the Deed to add your name. They will prepare a new Deed for you. The Deed should be an exact match to what ever is on the mortgage. The Deed then needs to be filed in the county clerk's office.
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| Posted 10/8/14 11:09 AM |
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JDubs
different, not less
Member since 7/09 13160 total posts
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Re: Ques about names on home's title/deed?
Our lawyer handled this when we refinanced, I was in a similar situation. (except we closed before i was married and i wanted my new married name on the deed/mortgage)
Message edited 10/8/2014 4:14:53 PM.
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| Posted 10/8/14 3:30 PM |
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BargainMama
LIF Adult
Member since 5/09 15657 total posts
Name:
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Ques about names on home's title/deed?
A new deed definitely needs to be made up. It's not automatic.
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| Posted 10/8/14 8:15 PM |
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