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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Accident in a leased car
I had a MINOR accident with our leased car this morning (we have a POD in our driveway and when I backed out, I scraped the front panel against it since the driveway was narrow between the POD and the snow).
We are going to get fixed in the next few days. It needs to be repainted and a dent removed.
When I turn the car in - will I be fined (the car will be repaired)? Not sure how this works. I did get into an accident in my previous leased car but, I ended up buying it out.
Thanks!
Message edited 2/10/2011 10:44:54 AM.
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Posted 2/10/11 10:44 AM  |
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AngnShaun
Sisters
Member since 1/10 21015 total posts
Name:
Ang
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Re: Accident in a leased car
No it has nothing to do with the lease terms...
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| Posted 2/10/11 10:45 AM |
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2ForMeIn2011
LIF Adult
Member since 7/10 996 total posts
Name:
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Re: Accident in a leased car
you should only get charged if they have to fix the damage. When we returned our lease they gave us the option of fixing the damage caused over the years we were leasing it or gave us a price quote on how much it would be for them to fix it.
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| Posted 2/10/11 10:45 AM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Accident in a leased car
Thanks - that's what I thought, DH thought otherwise.
I'm sure we'll be charged for minor scratches here and there but, this obvious eyesore will be repaired.
I wanted to cry after it happened because of my own stupidity.
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| Posted 2/10/11 10:47 AM |
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caps612
In love with my little guys!!
Member since 8/10 5108 total posts
Name:
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Re: Accident in a leased car
as long as the car is fixed you will be fine. If you gave it back to them damaged then you would have to pay them!
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| Posted 2/10/11 10:48 AM |
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AngnShaun
Sisters
Member since 1/10 21015 total posts
Name:
Ang
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Re: Accident in a leased car
Posted by ali120206
Thanks - that's what I thought, DH thought otherwise.
I'm sure we'll be charged for minor scratches here and there but, this obvious eyesore will be repaired.
I wanted to cry after it happened because of my own stupidity.
Right.. wear and tear damage would be different...
every car ive had has been a lease and everyone of them has been in accident... ive never had to pay any extra other than if there was wear and tear!
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| Posted 2/10/11 10:48 AM |
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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Re: Accident in a leased car
just fix it and you'll be fine ;)
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| Posted 2/10/11 10:52 AM |
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PaddysGirl
Little princess is here!
Member since 4/07 5923 total posts
Name:
Crystal
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Re: Accident in a leased car
If it's a reported accident then it goes on the car's history report. An accident would make the cars value go down at auction and you could possibly responsible for paying the difference bw what it would have been worth with no accidnet and what it was worth bc of the accident. If you have GAAP insurance that would cover it. I lease from Honda, and I have the GAAP insurance built into my payments. Good thing, I was in a hit & run not even 2 weeks after having the car.
However, something like what you are describing sounds so minor. I dont think you will have an issue.
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| Posted 2/10/11 11:20 AM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Accident in a leased car
Posted by PaddysGirl
If it's a reported accident then it goes on the car's history report. An accident would make the cars value go down at auction and you could possibly responsible for paying the difference bw what it would have been worth with no accidnet and what it was worth bc of the accident. If you have GAAP insurance that would cover it. I lease from Honda, and I have the GAAP insurance built into my payments. Good thing, I was in a hit & run not even 2 weeks after having the car.
However, something like what you are describing sounds so minor. I dont think you will have an issue.
I didn't report it (because I hit something stationary and didn't even realize I hit it) and since it's fairly minor, I'm not even going through insurance.
Would the autobody place report it?
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| Posted 2/10/11 11:42 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Accident in a leased car
Posted by ali120206
Posted by PaddysGirl
If it's a reported accident then it goes on the car's history report. An accident would make the cars value go down at auction and you could possibly responsible for paying the difference bw what it would have been worth with no accidnet and what it was worth bc of the accident. If you have GAAP insurance that would cover it. I lease from Honda, and I have the GAAP insurance built into my payments. Good thing, I was in a hit & run not even 2 weeks after having the car.
However, something like what you are describing sounds so minor. I dont think you will have an issue.
I didn't report it (because I hit something stationary and didn't even realize I hit it) and since it's fairly minor, I'm not even going through insurance.
Would the autobody place report it?
I was in an accident in a leased car - I was rear ended on the parkway and the car had significant damage - the entire floor of the trunk was pushed in, the bumper had to be replaced, etc.
It was all fixed and there were no problems when I turned the car in.
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| Posted 2/10/11 12:12 PM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: Accident in a leased car
Posted by ali120206
Posted by PaddysGirl
If it's a reported accident then it goes on the car's history report. An accident would make the cars value go down at auction and you could possibly responsible for paying the difference bw what it would have been worth with no accidnet and what it was worth bc of the accident. If you have GAAP insurance that would cover it. I lease from Honda, and I have the GAAP insurance built into my payments. Good thing, I was in a hit & run not even 2 weeks after having the car.
However, something like what you are describing sounds so minor. I dont think you will have an issue.
I didn't report it (because I hit something stationary and didn't even realize I hit it) and since it's fairly minor, I'm not even going through insurance.
Would the autobody place report it?
Auto shop should. Its how Car fax etc work. All work should be recorded by VIN. Its how you tract if its prior damage or not. But I am not sure this would affect your turn in. Only think I can think of is that if you had reported it, the check is cut to the bank and you.
We wrecked a leased car once (not our fault) but I can't say if it would affect the return since it was stolen before we could return it. The next lease we had damage but fixed it ourselves and also modded the car slightly. We removed all modifications and returned it after going through a 'return inspection' type place first. Got no charge on the contract at all for any repairs.
Bottom line, I think you're fine.
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| Posted 2/10/11 12:23 PM |
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Re: Accident in a leased car
Posted by ali120206
I had a MINOR accident with our leased car this morning (we have a POD in our driveway and when I backed out, I scraped the front panel against it since the driveway was narrow between the POD and the snow).
We are going to get fixed in the next few days. It needs to be repainted and a dent removed.
When I turn the car in - will I be fined (the car will be repaired)? Not sure how this works. I did get into an accident in my previous leased car but, I ended up buying it out.
Thanks!
if the damage is fixed, then u wont have to pay for anything that was caused by the accident.
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| Posted 2/10/11 12:34 PM |
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Hotmamma408
LIF Adolescent
Member since 6/08 692 total posts
Name:
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Re: Accident in a leased car
if the damage is fixed, then u wont have to pay for anything that was caused by the accident.
My DH crashed my previous leased car and almost totaled it, we fixed it and returned it no problem.
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| Posted 2/10/11 3:40 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Accident in a leased car
Posted by eager2BeOB
if the damage is fixed, then u wont have to pay for anything that was caused by the accident.
My DH crashed my previous leased car and almost totaled it, we fixed it and returned it no problem.
Thanks - I will tell this to DH 
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| Posted 2/10/11 4:05 PM |
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DrMeg
Back home!
Member since 5/08 1858 total posts
Name:
Meg
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Re: Accident in a leased car
I might call the dealership where you bought it and see if they have a preferred body shop. This way if they give you any grief about how it was repaired you know you went with who they recommended.
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| Posted 2/10/11 4:29 PM |
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WNA01
my 2 boys
Member since 10/08 4240 total posts
Name:
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Re: Accident in a leased car
i always fix my leased cars towards the end of my lease - usually 2 weeks to a month b4 i turn it in. never had an issue
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| Posted 2/10/11 5:12 PM |
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WNA01
my 2 boys
Member since 10/08 4240 total posts
Name:
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Re: Accident in a leased car
Posted by DrMeg
I might call the dealership where you bought it and see if they have a preferred body shop. This way if they give you any grief about how it was repaired you know you went with who they recommended.
imo the less they know the better
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| Posted 2/10/11 5:13 PM |
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