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Athee
I believe in miracles!
Member since 8/07 2462 total posts
Name:
A
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Another question. Ie: insurance nyc doe
Hey ladies, forgive me for asking all these questions. It's been 4 years since my last ivf/ fet cycles so I'm a little "new" to this stuff again. A little back story with me, both DH and I are nyc doe teachers. I am under his insurance (GHI). Used up three cycles of meds (one fresh and two frozen), so I think I'm done with med coverage. I came up with the bright idea of dropping myself from DHs insurance and going on my own GHI making myself a primary. Would that entitle me for 3 more rounds of fresh/ frozen/ and meds?? Sorry to sound so confusing! I'm so frustrated!!!
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Posted 9/26/14 9:13 PM  |
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Long Island Weddings
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Wishes1111
LIF Adolescent
Member since 12/10 853 total posts
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Another question. Ie: insurance nyc doe
I'm not 100% sure as insurance polices have changed over the years, however, I've done some research and from what I understand I would say that it would NOT entitle you as it's lifetime for you both as a couple regardless of who's insured, etc. However, you can switch insurances completely through the DOE and utilize your new coverage from scratch.
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| Posted 9/26/14 10:44 PM |
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Another question. Ie: insurance nyc doe
UnfourtunTely it goes by social security. You wouldn't be able to get prescription coverage but if you switch insurance plans during open market. However--- a cycle includes a fresh and a frozen so you should have something left medically just not prescription wise.
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| Posted 9/26/14 10:54 PM |
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Athee
I believe in miracles!
Member since 8/07 2462 total posts
Name:
A
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Re: Another question. Ie: insurance nyc doe
so if I'm understanding correctly, I am no longer covered by any insurance plan (whether I switch or not) because its by my social security? So although I still have 2 fresh and one frozen left over my med coverage is up? Say for my first cycle I used menopur but not for my 2 frozen.... would I still get coverage on that since I only used it once?! THIS INFERTILITY WORLD SUCKS!!! AND i hate insurance companies! 
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| Posted 9/27/14 2:15 PM |
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Michelle1110
My family is complete
Member since 1/12 2338 total posts
Name:
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Another question. Ie: insurance nyc doe
Regardless of Ivf cycle coverage you get 3 lifetime fills of medication. That's why most RE offices will order max allowed.
I got ten boxes of Gonal as my "first" fill which covered 4 iui's and I have left over. If I try for a second baby, I'd be using my second Gonal fill, bc Id need new meds.
I used all my coverafe up on the trigger shot and progrsterone in oil - so I pay oop for those.
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| Posted 9/27/14 9:51 PM |
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Athee
I believe in miracles!
Member since 8/07 2462 total posts
Name:
A
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Re: Another question. Ie: insurance nyc doe
Posted by Michelle1110
Regardless of Ivf cycle coverage you get 3 lifetime fills of medication. That's why most RE offices will order max allowed.
I got ten boxes of Gonal as my "first" fill which covered 4 iui's and I have left over. If I try for a second baby, I'd be using my second Gonal fill, bc Id need new meds.
I used all my coverafe up on the trigger shot and progrsterone in oil - so I pay oop for those.
this is horrible. I looked at my box of meds that i had from my last cycle and all medications are expired. The last time i did iff was in 2010...
can I get donations for meds? Is there a way to go around this? This is so frustrating!! sorry for venting
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| Posted 9/29/14 7:08 PM |
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PregowithTwins
My boys turned 8
Member since 5/11 2451 total posts
Name:
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Another question. Ie: insurance nyc doe
From what I recall they track your SS #
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| Posted 9/29/14 9:02 PM |
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