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At what age is your auto insurance supposed to go down?

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Mommy2Boys
My Boys!!!!

Member since 6/06

14437 total posts

Name:
C

At what age is your auto insurance supposed to go down?

I know it is different for men and woman b/c of the ages they consider them "at risk" drivers.

ETA: DH and I have Geico. I am 28 and he just turned 31 but we are paying the same as we did when we got it 3 years ago. I would think we are both out of the "at risk" age and our premium should go down. I will have to call.

Message edited 10/13/2008 10:20:40 AM.

Posted 10/13/08 10:18 AM
 
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sagapo
LIF Infant

Member since 6/07

231 total posts

Name:

Re: At what age is your auto insurance supposed to go down?

im pretty sure mine went down when i turned 25... dont know if theres any other age reductions after that

Message edited 10/13/2008 10:20:11 AM.

Posted 10/13/08 10:19 AM
 

LemonHead
Sour Girl

Member since 3/08

5271 total posts

Name:

Re: At what age is your auto insurance supposed to go down?

Definitely call and ask. I had to ask for it when my DH turned 30.

Posted 10/13/08 10:23 AM
 

jklein1323
LIF Adolescent

Member since 11/06

847 total posts

Name:
J

Re: At what age is your auto insurance supposed to go down?

25 is the at risk age..so it should drop a bit when you hit that. I know when I was with Geico my insurance NEVER went down even after I turned 25.

Posted 10/13/08 10:23 AM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: At what age is your auto insurance supposed to go down?

Geico wanted to put me as an assigned risk when I was 27

so I went with all-state instead

Posted 10/13/08 10:27 AM
 

Shorty
.

Member since 5/05

30390 total posts

Name:
really

Re: At what age is your auto insurance supposed to go down?

25 or marriage (or child) for females
30 or marriage for males

(i work for state farm)

Message edited 10/13/2008 11:00:35 AM.

Posted 10/13/08 10:37 AM
 

MrsRJP
Happy Spring!!!

Member since 12/07

2151 total posts

Name:
Rena Marie

Re: At what age is your auto insurance supposed to go down?

Mine and DH's went down when we both turned 25. We both have State Farm.

Posted 10/13/08 10:49 AM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: At what age is your auto insurance supposed to go down?

Posted by jklein1323

25 is the at risk age..so it should drop a bit when you hit that. I know when I was with Geico my insurance NEVER went down even after I turned 25.



My Geico insurance went down after I turned 25...

Posted 10/13/08 10:49 AM
 

sj-girl
Happy Family of 4

Member since 5/08

5654 total posts

Name:

Re: At what age is your auto insurance supposed to go down?

HI, i work for an insurance office, best bet is to call your agent, each company has different rules and guidline to when they decrease the rates. IE: some companies give discounts for having children amd some canpanies dont.

On another note i am sure you dont want to hear this, but many companies are having rate increases. I guess to add to the crappy economy

Posted 10/13/08 10:53 AM
 

Reese32
LIF Adult

Member since 7/07

3631 total posts

Name:

Re: At what age is your auto insurance supposed to go down?

Definitely call. DH's was supposed to go down when he got married and when he turned 30, but I had to call to get it dropped to the lower rate.

Posted 10/13/08 11:54 AM
 
 

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