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Can you refinance through any lender or only who your mortgage is currently with?

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Dani
Life is about choices.

Member since 5/05

6532 total posts

Name:
Dani

Can you refinance through any lender or only who your mortgage is currently with?

TIA

Posted 8/17/16 10:29 AM
 
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LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: Can you refinance through any lender or only who your mortgage is currently with?

Any lender

Posted 8/17/16 10:30 AM
 

BlueDiamonds
mommy to 3 boys

Member since 2/07

3885 total posts

Name:
proud mommy

Can you refinance through any lender or only who your mortgage is currently with?

you can use any lender, but i would start with your current because they may offer you a better deal. i remember we had no closing costs when we refinanced with our current lender.

Posted 8/17/16 3:49 PM
 

alli3131
Peanut is here!!!!!!

Member since 5/09

18388 total posts

Name:
Allison

Can you refinance through any lender or only who your mortgage is currently with?

any lender but you will save on cosign costs if you stay with the current lender.

Posted 8/17/16 4:01 PM
 

Dolphinsbaby
My 3 little guys!

Member since 12/10

2943 total posts

Name:

Re: Can you refinance through any lender or only who your mortgage is currently with?

Posted by BlueDiamonds

you can use any lender, but i would start with your current because they may offer you a better deal. i remember we had no closing costs when we refinanced with our current lender.



This. Our lender didn't want to lose us as a customer, they waived closing costs and paid for the re-appraisal of our house.

Posted 8/17/16 4:57 PM
 

CSK
LIF Adolescent

Member since 9/11

892 total posts

Name:

Can you refinance through any lender or only who your mortgage is currently with?

Your mortgage recording fee won't have to be paid again when yuo stay with the same lender.

Posted 8/17/16 5:25 PM
 

Dani
Life is about choices.

Member since 5/05

6532 total posts

Name:
Dani

Re: Can you refinance through any lender or only who your mortgage is currently with?

Thank you, all!

Posted 8/17/16 9:19 PM
 

aliwnec10
mom of 3 boys

Member since 4/06

11426 total posts

Name:
Ali

Re: Can you refinance through any lender or only who your mortgage is currently with?

I recommend getting various quotes. I did and its amazing what the different brokers/companies charge you for or how they tried to disguise certain things. Definitely compare!

Posted 8/30/16 2:08 PM
 

Ian&EmmesMommy23
My family is complete!

Member since 11/08

12970 total posts

Name:
Diana

Can you refinance through any lender or only who your mortgage is currently with?

i would start with your current lender, but then shop around. an outsider broker paid for certain things that i wouldn't have been charged if i stayed with my bank. but the rate was better to leave.

Posted 8/30/16 4:55 PM
 
 

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Refinance/closing tip/gift to mortgage guy? LSP2005 2/27/12 4 Home
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