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fight the future
Master of my domain.
Member since 3/10 2067 total posts
Name:
Rebecca
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Checking accounts with no minimum balance required...
I'm looking to get rid of my Citibank checking account.
Recommend your bank where I can open a checking account with either no minimum or a low minimum balance required.
Even better if your bank offers some sort of cool bonus for opening a new account.
Thanks!
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Posted 5/22/11 5:48 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
bettybcafe
Big brother in the making
Member since 7/07 8611 total posts
Name:
M
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Re: Checking accounts with no minimum balance required...
I use M&T bank.
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| Posted 5/22/11 5:50 PM |
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MrsBurtch525
Year for change!
Member since 1/09 6017 total posts
Name:
Taryn
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Re: Checking accounts with no minimum balance required...
when you find one please tell me. Bank of America just sent me a letter saying that my checking account will change in June, i will start getting a $12 montly fee if i do not keep $1,500 in my account at all time which is ridiculous, im a SAHM, $1,500 in my account at all times will never happen.
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| Posted 5/22/11 5:50 PM |
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Re: Checking accounts with no minimum balance required...
@ TD you need to keep $100.00 in your checking acct to not be charged a fee.
I believe it's $15.00 if you get charged.
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| Posted 5/22/11 5:53 PM |
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Angelheart
LIF Infant
Member since 2/09 222 total posts
Name:
Cathy
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Re: Checking accounts with no minimum balance required...
Chase does not charge me a fee. You can try them.
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| Posted 5/22/11 6:01 PM |
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fight the future
Master of my domain.
Member since 3/10 2067 total posts
Name:
Rebecca
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Re: Checking accounts with no minimum balance required...
Posted by MrsBurtch525
when you find one please tell me. Bank of America just sent me a letter saying that my checking account will change in June, i will start getting a $12 montly fee if i do not keep $1,500 in my account at all time which is ridiculous, im a SAHM, $1,500 in my account at all times will never happen.
this is what happened to me at citibank.
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| Posted 5/22/11 6:07 PM |
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KennysMommy
Never knew LOVE like it before
Member since 3/10 2640 total posts
Name:
Danielle
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Re: Checking accounts with no minimum balance required...
Chase used to be free but now they have "conditions" for it to be free. One condition includes having direct deposit. As long as you have that, it's free! You also need a minimum monthly balance but I"m not sure how much it is.
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| Posted 5/22/11 6:13 PM |
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Erica
LIF Adult
Member since 5/05 11767 total posts
Name:
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Re: Checking accounts with no minimum balance required...
teachers fed credit union is a $1 minimum (for checking - savings may be more)
You don't have to be a teacher anymore - anyone in Nassau or Suffolk can get accounts
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| Posted 5/22/11 6:46 PM |
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AngnShaun
Sisters
Member since 1/10 21015 total posts
Name:
Ang
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Re: Checking accounts with no minimum balance required...
Posted by KennysMommy
Chase used to be free but now they have "conditions" for it to be free. One condition includes having direct deposit. As long as you have that, it's free! You also need a minimum monthly balance but I"m not sure how much it is.
I dont need a minimum monthly balance with Chase... only 1 direct deposit per month...
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| Posted 5/22/11 6:48 PM |
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Domino
Always My Miracle
Member since 9/05 9923 total posts
Name:
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Re: Checking accounts with no minimum balance required...
I second Teachers Federal Credit Union. Everyone in my family as well as DH's family bank there. I have been a member since 1994 and never been unhappy. We have also gotten several car loans and have been very pleased with their rates (they give you a reduced rate if you sign up for autowithdrawl from your acct).
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| Posted 5/22/11 7:10 PM |
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CouponKT
Our family is complete
Member since 6/06 16494 total posts
Name:
K
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Re: Checking accounts with no minimum balance required...
Suffolk County National Bank
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| Posted 5/22/11 7:15 PM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Checking accounts with no minimum balance required...
Bethpage Federal Credit Union, $5.
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| Posted 5/22/11 7:32 PM |
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AidansArmy
LIF Adult
Member since 3/11 1292 total posts
Name:
Suzanne
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Re: Checking accounts with no minimum balance required...
Capital One is $1 I have TFCU also, but they charge me for ATM transactions on top of the other banks fees when not using a TFCU one. They told me I had to maintain $1000 in checking in order to avoid those ATM fees.
Capital One is great. Love the online banking. Plus I accumulate reward points.
Message edited 5/22/2011 8:08:45 PM.
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| Posted 5/22/11 8:02 PM |
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jellybean78
:)
Member since 8/06 13103 total posts
Name:
Mommy
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Re: Checking accounts with no minimum balance required...
ING. Love them!
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| Posted 5/22/11 8:03 PM |
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dawnygirl25
Growing up soo fast..
Member since 1/06 14917 total posts
Name:
Dawn
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Re: Checking accounts with no minimum balance required...
Posted by AngnShaun
Posted by KennysMommy
Chase used to be free but now they have "conditions" for it to be free. One condition includes having direct deposit. As long as you have that, it's free! You also need a minimum monthly balance but I"m not sure how much it is.
I dont need a minimum monthly balance with Chase... only 1 direct deposit per month...
yes, if you have direct deposit there isnt a fee. I just went through this with them, because they started charging me a monthly service fee because I didnt keep the minimum in the account and my job doesnt offer direct deposit. capital One offers free account and TD Bank does as well, as long as you keep $100 in there.HTH
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| Posted 5/22/11 8:31 PM |
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Jan1975
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Member since 8/09 3846 total posts
Name:
Sarah
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Re: Checking accounts with no minimum balance required...
Chase Bank.
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| Posted 5/22/11 9:01 PM |
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ali120206
2 Boys
Member since 7/06 17792 total posts
Name:
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Re: Checking accounts with no minimum balance required...
Posted by mzsocialworker1
@ TD you need to keep $100.00 in your checking acct to not be charged a fee.
I believe it's $15.00 if you get charged.
Yes it is - and you get charged even if you go less than $2 below that amount for one day in your statement cycle (DH doesn't balance his checkbook and went under a few times!)
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| Posted 5/23/11 9:39 AM |
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MrsFrizzle
<3
Member since 9/09 4628 total posts
Name:
Kristin
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Re: Checking accounts with no minimum balance required...
TFCU
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| Posted 5/23/11 11:43 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: Checking accounts with no minimum balance required...
I second FCUs
I have Citibank and get no fees because my company and theirs have a relationship. One I use to benefit me. So I'm not sure if you work for a company that has such employee perks but you may want to ask. We got reduced mortgage rates with Wells, free checking with Citi and reduced Cell phone bills all through my company.
I also have an FCU, which I love.
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| Posted 5/23/11 12:14 PM |
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browneyes
All moms are working mothers!
Member since 8/08 4311 total posts
Name:
Super Mom
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Re: Checking accounts with no minimum balance required...
Teachers Federal Credit Union.
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| Posted 5/23/11 12:17 PM |
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waterspout4
My loves
Member since 5/06 19150 total posts
Name:
Kelly
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Re: Checking accounts with no minimum balance required...
Posted by CouponKT
Suffolk County National Bank
Same here!
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| Posted 5/23/11 2:07 PM |
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DGoldfarb0776
LIF Adolescent
Member since 4/08 767 total posts
Name:
Danielle
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Re: Checking accounts with no minimum balance required...
Posted by scheer13
Capital One is $1 I have TFCU also, but they charge me for ATM transactions on top of the other banks fees when not using a TFCU one. They told me I had to maintain $1000 in checking in order to avoid those ATM fees.
Capital One is great. Love the online banking. Plus I accumulate reward points.
I have to second Capital One. I have all those reward points and trying to figure out what I want right now. And there are so many branches around so it's easy to get my $$ out as I need it from the ATM or teller.
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| Posted 5/23/11 6:45 PM |
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tara73
carseat nerd
Member since 11/09 3669 total posts
Name:
Buttercup
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Re: Checking accounts with no minimum balance required...
Posted by DGoldfarb0776
Posted by scheer13
Capital One is $1 I have TFCU also, but they charge me for ATM transactions on top of the other banks fees when not using a TFCU one. They told me I had to maintain $1000 in checking in order to avoid those ATM fees.
Capital One is great. Love the online banking. Plus I accumulate reward points.
I have to second Capital One. I have all those reward points and trying to figure out what I want right now. And there are so many branches around so it's easy to get my $$ out as I need it from the ATM or teller.
I third Cap One. Very easy to deal with and the rewards add up fast.
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| Posted 5/23/11 6:49 PM |
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MrsH2009
Thank you St. Gerard!
Member since 8/09 6631 total posts
Name:
M
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Re: Checking accounts with no minimum balance required...
Bridgehampton National
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| Posted 5/23/11 6:56 PM |
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CatNYC123
Happy Thoughts
Member since 9/10 1531 total posts
Name:
Cathy
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Re: Checking accounts with no minimum balance required...
Astoria Federal! They also offer $125 for new customers!
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| Posted 5/23/11 8:56 PM |
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