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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Conflicted
..and I feel so immature!!!
I need to make a life decision in the next 24 hours, and I'm stressing myself out. I'm afraid to make the wrong decision! I have the wedding, I have the place to live, now I need the new job.
Pros:
*good "career" opportunity, as opposed to just a "job".
*Valuable licensing and experience (paid for by the employer) that will only make me more marketable in the future
*potential to eventually branch off into my own agency years down the road
*profitable agency - small commission available for every policy written
*Good medical coverage at no cost to me, dental offered at $40/month
*Boss seems to be a really great guy - our personalities clicked. He is OK with me missing 5 days in November for my honeymoon.
Cons:
*less $ than I had hoped for
*further than I had hoped for (at the times I need to travel, I'm looking at 45 min - 1 hour)
*GOOD MEDICAL for me, but NO spousal medical coverage available (Rich needs it - we were looking into Healthy NY)
I've put a ton of resumes out, gone on several "preliminary interviews", and no other companies are making decisions any time soon. Seriously, are interview processes usually 6 weeks long?!?
Message edited 9/6/2007 11:55:42 AM.
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Posted 9/6/07 11:45 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
baghag
:P
Member since 5/05 10278 total posts
Name:
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Re: Conflicted
No advice, but lots of luck! 
Sometimes the interview process does take that long. Dh's current job took about 3 weeks because he had to interview with several people who couldn't meet all at once.
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| Posted 9/6/07 11:50 AM |
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Ophelia
she's baaccckkkk ;)
Member since 5/06 23378 total posts
Name:
remember, when Gulliver traveled....
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Re: Conflicted
reading your cons, you are so not immature.
medical ins. is very important. Can I ask why Rich isn't getting it through work?
the money thing will repay itself in the future since you will be gaining the experience and the licensing you need to make more.
BUT, if you need to pay out of pocket for Rich's health insurance, that makes the $$ thing a little harder....
have you guys found an appt yet? if you are still at home, I'd say wait it out...but if you are already paying bills and there are no prospects...you may have to bite the responsibility bullet
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| Posted 9/6/07 11:50 AM |
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Michi
My Love
Member since 5/05 31600 total posts
Name:
M
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Re: Conflicted
honestly those cons r (to me) the 3 biggest things to look for..i would honestly pass--something better will come along
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| Posted 9/6/07 11:52 AM |
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QuoteTheRaven424
22 Months?!!!!
Member since 5/05 13659 total posts
Name:
And If That Isn't A True Blue Miracle
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Re: Conflicted
no medical insurance would be a deal breaker
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| Posted 9/6/07 11:52 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
Posted by Ophelia
reading your cons, you are so not immature.
medical ins. is very important. Can I ask why Rich isn't getting it through work?
the money thing will repay itself in the future since you will be gaining the experience and the licensing you need to make more.
BUT, if you need to pay out of pocket for Rich's health insurance, that makes the $$ thing a little harder....
have you guys found an appt yet? if you are still at home, I'd say wait it out...but if you are already paying bills and there are no prospects...you may have to bite the responsibility bullet
yep, we have an apt....linky
And my car is on the verge of death - I need a new one SOON....by April (when my next inspection is due).
I am still working at my college job, so I have income and medical coverage.
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| Posted 9/6/07 11:53 AM |
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Wendy
Wheeee!
Member since 5/05 13736 total posts
Name:
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Re: Conflicted
How much less money? (don't need a number but is it an amount you can live with from a bill paying perspective?)
Can you ask them to adjust the hours you work so you could travel earlier/later and hit less traffic?
What does Rich do about insurance now? Is he already paying out of pocket?
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| Posted 9/6/07 11:54 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
Posted by QuoteTheRaven424
no medical insurance would be a deal breaker
there's good coverage for me - no SPOUSAL coverage
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| Posted 9/6/07 11:54 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
Posted by Ophelia
reading your cons, you are so not immature.
medical ins. is very important. Can I ask why Rich isn't getting it through work?
thank you....and he's a leave replacement for a preggo teacher for the year....benefits are not available.
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| Posted 9/6/07 11:55 AM |
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Katie111806
Team Pink!
Member since 12/06 5349 total posts
Name:
Katie
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Re: Conflicted
you are not immature! Go with your gut. The medical insurance is a big thing and can be very costly to pay out of pocket for Rich. The salary thing will definitely make up for itself in time.
Unfortunately, the interview process can be a nightmare. For one offer I got, the process was 11 weeks. 
Good luck with your decision and congrats on the offer!
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| Posted 9/6/07 11:55 AM |
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QuoteTheRaven424
22 Months?!!!!
Member since 5/05 13659 total posts
Name:
And If That Isn't A True Blue Miracle
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Re: Conflicted
Posted by Shorty
Posted by QuoteTheRaven424
no medical insurance would be a deal breaker
there's good coverage for me - no SPOUSAL coverage
that's still huge
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| Posted 9/6/07 11:56 AM |
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seank80
Don't Taze My Dog Bro!!
Member since 5/07 2240 total posts
Name:
Sean
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Re: Conflicted
I honestly would say that I would not take the job because of the cons. Spouse medical coverage can be expensive if you have to add it. The travel sucks. I used to commute to Great Neck everyday. I wouldn't be too alarmed about the pay but I would wait it out for another offer.
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| Posted 9/6/07 11:57 AM |
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Phyl
R.I.P. Sweet Mia ♥
Member since 5/06 28918 total posts
Name:
The Mystical Azzhorse! ™
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Re: Conflicted
Will your current job pay the bills for now in your new apt? Will Rich be able to go on your current jobs health plan when you are married?
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| Posted 9/6/07 11:58 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
Posted by Wendy
How much less money? (don't need a number but is it an amount you can live with from a bill paying perspective?)
Can you ask them to adjust the hours you work so you could travel earlier/later and hit less traffic?
What does Rich do about insurance now? Is he already paying out of pocket?
He currently has coverage through grad school (the CUNY plan), but that's almost over.
The hours are not adjustable. Those are the only hours they're open.
Lets just say that my entire salary would go towards our bills as they are NOW...not including a new car for me.
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| Posted 9/6/07 12:00 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
Posted by Phyl
Will your current job pay the bills for now in your new apt? Will Rich be able to go on your current jobs health plan when you are married?
nope...they've already hired my replacement.
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| Posted 9/6/07 12:01 PM |
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Phyl
R.I.P. Sweet Mia ♥
Member since 5/06 28918 total posts
Name:
The Mystical Azzhorse! ™
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Re: Conflicted
Posted by Shorty
Posted by Phyl
Will your current job pay the bills for now in your new apt? Will Rich be able to go on your current jobs health plan when you are married?
nope...they've already hired my replacement.
When is your last day there?
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| Posted 9/6/07 12:02 PM |
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seank80
Don't Taze My Dog Bro!!
Member since 5/07 2240 total posts
Name:
Sean
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Re: Conflicted
Posted by Shorty
Posted by Phyl
Will your current job pay the bills for now in your new apt? Will Rich be able to go on your current jobs health plan when you are married?
nope...they've already hired my replacement.
Did you already give notice at your current position? If so I would then recommend taking this if you have no other options available.
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| Posted 9/6/07 12:02 PM |
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KateDevine
*
Member since 6/06 24950 total posts
Name:
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Re: Conflicted
Posted by Shorty
Posted by Wendy
How much less money? (don't need a number but is it an amount you can live with from a bill paying perspective?)
Can you ask them to adjust the hours you work so you could travel earlier/later and hit less traffic?
What does Rich do about insurance now? Is he already paying out of pocket?
He currently has coverage through grad school (the CUNY plan), but that's almost over.
The hours are not adjustable. Those are the only hours they're open.
Lets just say that my entire salary would go towards our bills as they are NOW...not including a new car for me.
Is there room for more money in 6 months, in a year?
The health insurance is a biggie, and it is very hard to qualify for Healthy NY.
When do they need to know by?
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| Posted 9/6/07 12:03 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
I need to give a decision by tomorrow.
If I choose to stay at my current job, I can have 8 more weeks there.
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| Posted 9/6/07 12:04 PM |
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Bluepixie
Mamarazzi
Member since 6/07 2618 total posts
Name:
Laura
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Re: Conflicted
Oy! Is the opportunity to advance there? Is your salary already set in stone, or can you negotiate it a bit. I would say to the new employer "I'm really excited about this opportunity but in order for it to be worth it for me to make the move, I need at LEAST (insert X ammt of $$) to make it work financially for myself...
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| Posted 9/6/07 12:05 PM |
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seank80
Don't Taze My Dog Bro!!
Member since 5/07 2240 total posts
Name:
Sean
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Re: Conflicted
Posted by Shorty
I need to give a decision by tomorrow.
If I choose to stay at my current job, I can have 8 more weeks there.
With everything said it's a tough position. I am honestly not sure what to say. If you take this job it would be very hard to interview for more positions. But if you didn't take it and stayed 8 weeks at your job then you could use some vacation or personal days to interview. I know the job market sucks and it seems like you have to put out 900 resumes in order to be called in for one stinkin interview. I am sorry I can't give more insight but it seems like you're backed into a corner right now with this decision and it sucks that you only have a short period to think about it.
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| Posted 9/6/07 12:07 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Conflicted
For me it depends on how bad the money is and to top it all off the travel...
Interviewing and obtaining opportunities also includes turning things down. Dont jump at an opportunity that clearly to me sounds like you might not be interested in.
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| Posted 9/6/07 12:11 PM |
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PrincessP
Big sister!!!!!!!!!!
Member since 12/05 17450 total posts
Name:
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Re: Conflicted
I didnt read the "8 more weeks" thing. Stay and go on more interviews.
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| Posted 9/6/07 12:12 PM |
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Maathy317
Grammie's Little Man
Member since 2/06 3235 total posts
Name:
D
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Re: Conflicted
You say that no other companies are making any decisions now and that you can stay at your current job, if you choose, for eight more weeks. What happens at the end of the eight weeks?
If you pass on this offer and, at the end of the eight weeks there aren't any other offers, what would you do? While this position may not be everything you hoped for, it may be good enough for now until something better comes along. Yes, it is less money and the travel is a little further, but, you do get medical coverage for, at least, yourself. Look at the overall picture again and add to the cons that at the end of eight more weeks at your current job, you may, very well, be unemployed. To me, that surpasses all the rest. Half full is better than nothing at all. I know that you will make the right decision for you and I wish you luck in whatever you choose.
Just wanted to add, I don't think you are immature at all. This would be a tough decision for anyone.
Message edited 9/6/2007 12:16:34 PM.
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| Posted 9/6/07 12:15 PM |
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november12003
Love my boys...
Member since 5/05 2412 total posts
Name:
Jenn
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Re: Conflicted
Posted by PrincessP
Stay and go on more interviews.
I have to agree. Good luck!!
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| Posted 9/6/07 12:15 PM |
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