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Smiles111
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Member since 12/06 1905 total posts
Name:
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Re: Conflicted
Everyone's different, but given the choice, I wouldn't add the stressor of a long commute right when you're getting married.
But I find driving in Long Island traffic to be really draining. You may not.
ARe there other agencies in your field that are located closer to you?
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Posted 9/6/07 12:17 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
tourist
Member since 5/05 10425 total posts
Name:
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Re: Conflicted
So, if Rich is doing leave replacement for this school year, he won't be elligable for insurance untill he has a permanent job which at he earliest will be next school year?
That's a long time to go without insurance, or paying it yourself.
The salary I wouldn't be too concerned with. It's a first job, if there is growth potential, you might wnat to consider a 2nd job after your wedding just untill you move up a little.
The commute could be an issue if your car is on its way out though, and would also cut into potential 2nd job time if you do end up going that route.
I think I'd lean towards, keep looking, as long as you realize that nothing is perfect, which you seem to.
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| Posted 9/6/07 12:20 PM |
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Re: Conflicted
It's a tough choice, I understand the conflict. It sounds like a good deal looking at the pros and the cons aren't too bad either. I realize it's less $$ now, but if this job is going to really be great for you in the long run then I think you should take it and you'll make up the $$ later. As for the longer commute, that's always a problem for me too, but with such a great career opportunity I think it's worth it. The insurance would really be my biggest concern, why can't Rich get his own insurance?
Good luck with whatever you decide!!! 
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| Posted 9/6/07 12:20 PM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Conflicted
I'm about 75% sure that my mind is made up....I want to see how Rich feels...
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| Posted 9/6/07 12:21 PM |
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KrisT
Two Boys for Me!!
Member since 1/07 5213 total posts
Name:
Kristin
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Re: Conflicted
This is a tough one! It seems to me that the biggest con is no health insurance for your fiancee. A lower salary than you wanted and a longer commute would not be dealbreakers for me for a first job out of college.
Has your fiancee looked into any part-time opportunities that offer health insurance? I worked at TJ Maxx in high school and after 6 months of working part-time (I think you had to average 25 hours a week - though I am not positive), you were eligible for health benefits. I have no idea if they still offer it and while it's definitely a lot time-wise, maybe it's possible.
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| Posted 9/6/07 12:29 PM |
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4ForMe
:)
Member since 11/05 5666 total posts
Name:
Barbara
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Re: Conflicted
Posted by november12003
Posted by PrincessP
Stay and go on more interviews.
I have to agree. Good luck!!
I agree too. You sound like you are trying to convince yourself that should take this job. You deserve to take a job that you are happy and more than willing to take, not questioning yourself if you should or not.
Keep interviewing and good luck!
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| Posted 9/6/07 12:53 PM |
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mka06
LIF Adult
Member since 8/06 1079 total posts
Name:
Melis
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Re: Conflicted
Posted by Maathy317
You say that no other companies are making any decisions now and that you can stay at your current job, if you choose, for eight more weeks. What happens at the end of the eight weeks?
If you pass on this offer and, at the end of the eight weeks there aren't any other offers, what would you do? While this position may not be everything you hoped for, it may be good enough for now until something better comes along. Yes, it is less money and the travel is a little further, but, you do get medical coverage for, at least, yourself. Look at the overall picture again and add to the cons that at the end of eight more weeks at your current job, you may, very well, be unemployed. To me, that surpasses all the rest. Half full is better than nothing at all. I know that you will make the right decision for you and I wish you luck in whatever you choose.
Just wanted to add, I don't think you are immature at all. This would be a tough decision for anyone.
i agree. unless you really think you will get something better in the next two months, i would take it. the fact that you gel with your future boss is HUGE. i've realized in the almost ten yrs i've been working post-college that that is one of the biggest things in terms of day to day happiness at a job. if they are paying for your training and licensing and for all of your medical -- that seems pretty big. those things would cost a lot if you had to pay for them - even if your salary was a little higher somewhere else. as long as you can get health insurance that's reasobable for your fh, i'd say go for it. take the job and continue to network. you can always leave after a year... and that will fly by anyway!
good luck!
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| Posted 9/6/07 2:19 PM |
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CaseyGirl
Mommy to 3 Boys :)
Member since 5/05 19978 total posts
Name:
Jen - counting my blessings...
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Re: Conflicted
Well....hmmm. If your medical is paid in full that is awesome, then if you look at it this way, you could buy a policy for Rich - you are still not spending any $ towards your own policy. If it is a small company and you like it there, etc they may be willing in the future to add him to the policy as part of your compensation.
BUT - as I have learned recently, go with your gut feeling. If you don't feel this is right, don't do it.
eta: I just re-read and you said the $ would not even allow you to get a new car...then how would you get to work if it dies? 
I don't know. I think you should hold out...really....you are a catch, you'll get something soon!! 
Message edited 9/6/2007 2:45:30 PM.
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| Posted 9/6/07 2:40 PM |
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kms717
St Philomena Protect My Son
Member since 2/06 2747 total posts
Name:
Kelly
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Re: Conflicted
The commute would be a deal breaker for me. Think about the rainy/snowy days and the everyday traffic. It all adds up to less time with DH. The health insurance is a big one too, DH and I pay 900 a month for just the two of us, it'll probably be around 300-400 minimum for you DH to get it on his own.
I'd keep looking.
Good Luck,
Kelly
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| Posted 9/6/07 3:25 PM |
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lvdolphins
My Loves!
Member since 5/05 46292 total posts
Name:
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Re: Conflicted
I would stay the 8 weeks at your current job and keep looking.
Health insurance is very important IMO.
I am not a big fan of commuting either. I do have a PT job, where, I am all over Suffolk County, but I make my own hours and I make sure Im on the road after 9AM.
You will definitley find something. You are NOT immature at all!
Good Luck with your decision! Keep us posted.
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| Posted 9/6/07 3:57 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: Conflicted
Keep looking. Not good enough. Try not to get so frustrated that you come across that way in interviews.
You will find the right job.
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| Posted 9/6/07 4:03 PM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Conflicted
If the company is willing to pay 100% for your health insurance can you ask them if you can pay to add Rich to the policy at least you could then possibly get a cheaper rate for him rather then getting a full policy on your own.
Commuting stinks. The unreliable car makes it stink even more. But if this could get your foot in the door for bigger/better opportunities I wouldn't let it be the deal breaker.
Although it's less $$ then you were hoping, if it is enough to pay the bills without struggling, I'd deal.
I'm not trying to imply you should sell yourself short by any stretch of the imagination, this job just may put you on the right track.
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| Posted 9/6/07 4:41 PM |
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MrsT
Enjoying wedded bliss.....
Member since 4/06 1323 total posts
Name:
Katrina
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Re: Conflicted
Posted by Shorty
..and I feel so immature!!!
I need to make a life decision in the next 24 hours, and I'm stressing myself out. I'm afraid to make the wrong decision! I have the wedding, I have the place to live, now I need the new job.
Pros:
*good "career" opportunity, as opposed to just a "job".
*Valuable licensing and experience (paid for by the employer) that will only make me more marketable in the future
*potential to eventually branch off into my own agency years down the road
*profitable agency - small commission available for every policy written
*Good medical coverage at no cost to me, dental offered at $40/month
*Boss seems to be a really great guy - our personalities clicked. He is OK with me missing 5 days in November for my honeymoon.
Cons:
*less $ than I had hoped for
*further than I had hoped for (at the times I need to travel, I'm looking at 45 min - 1 hour)
*GOOD MEDICAL for me, but NO spousal medical coverage available (Rich needs it - we were looking into Healthy NY)
I've put a ton of resumes out, gone on several "preliminary interviews", and no other companies are making decisions any time soon. Seriously, are interview processes usually 6 weeks long?!?
 Something will happen for you soon.
I am not sure if 6 weeks is long or not. My current job took 2 interviews (one at Dean & Deluca with a Division Head) and the other in the office. The two jobs before that only took one interview (group interviews).
Everyone thought I was insane but I left law firm life and took a 50% paycut to accept my current job and it was the best decision I could have ever made  World renown company, great department (the work not all of the people) and I get to work from home 80% of the time 
The Pros REALLY outweigh the Cons in your post so I would try to negotiate a better salary & medical for your spouse.
Worst case, take the job and add it to your resume and keep shopping for a better paying job with better benefits
Message edited 9/6/2007 6:49:03 PM.
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| Posted 9/6/07 6:43 PM |
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JenniferEver
The Disney Lady
Member since 5/05 18163 total posts
Name:
Jennifer
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Re: Conflicted
That's not immature at all. those are real serious decisions. Today I am in a bad mood because I left a career in the field I loved for health insurance and my health insurance stinks.
Anyway the point of that mini0rant was that health insurance is crucually important. Can you negotiate adding him to plan and paying for him out of pocket? This is what FH did for me for awhile and it was pricey, but it was a LOT less than getting it on my own.
yes, you do have 8 weeks to keep looking, but you're also getting married very soon, so I can understand wanting to settle this ASAP. How long can you stall this job and apply for more jobs? My company is hiring and they have spousal benefits (though it's not the greatest insurance in the world), but you'd have to go to sccarrrry Nassau.
Anyway, you're smart, you're capable, and there are a lot of jobs out there, I'm sure you'll make the right decision. Email me if you need to chat.
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| Posted 9/6/07 6:55 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: Conflicted
If it were me, I would pass depending on how low the salary is.
The spousal insurance would be the deal breaker to me. Well not me because I am covered but if I wasn't.
There is a generousity with companies that doesn't seem to be there in the beginning. If you clicked with the guy, he may counter offer.
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| Posted 9/6/07 7:01 PM |
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Whamtastic
LIF Adult
Member since 1/07 997 total posts
Name:
Big Fat Baby with a Blackberry
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Re: Conflicted
Posted by kms717
The commute would be a deal breaker for me. Think about the rainy/snowy days and the everyday traffic. It all adds up to less time with DH. The health insurance is a big one too, DH and I pay 900 a month for just the two of us, it'll probably be around 300-400 minimum for you DH to get it on his own.
I'd keep looking.
Good Luck,
Kelly
Insurance is not always that expensive. Depending on his age, health and the level of coverage he wants/needs, you may be able to get insurance for less. DH and I don't have plans through work and we pay just over $200 a month for both of us.
ETA: To me, it seems like a great job, especially if your just starting out. A long commute is no fun and making less than you want can be hard, but if you're able to find affordable health coverage for your FH, a job like this can make up for its low salary with the licensing and experience they're offering you. In the long run, it might really work in your favor.
Message edited 9/6/2007 7:09:37 PM.
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| Posted 9/6/07 7:06 PM |
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julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
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Re: Conflicted
I would stay for the additional 8 weeks and keep looking for something better!
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| Posted 9/6/07 7:37 PM |
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bklyngirl
COULD THIS BE MY YEAR??
Member since 6/05 15758 total posts
Name:
Gail
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Re: Conflicted
if i was i n your shoes, i'm not sure if i would take it if my spouse can't go on t he insurance. good l uck to you with your decision
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| Posted 9/6/07 7:40 PM |
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