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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Do you live within your means?
not counting your mortgage, do you have a lot of debt?
Anonymous poll.
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Posted 5/24/07 7:17 AM  |
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2PreciousBlessings
The Perfect Pair
Member since 5/06 19861 total posts
Name:
Best Wife & Mommy
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Re: Do you live within your means?
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
DH and I detest having debts so we make sure all our bills are taken care of. It is very bad to be in debt IMO.
Message edited 5/24/2007 7:23:50 AM.
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| Posted 5/24/07 7:22 AM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: Do you live within your means?
Posted by BellaPaige
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
 good for you!
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| Posted 5/24/07 7:23 AM |
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VirginiaDeb
Don't eat me, hippo!
Member since 5/05 9252 total posts
Name:
Deb
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Re: Do you live within your means?
We racked up a lot in college, but we're on our way to paying it off. We've about halved it in the last year. We should be just paying off student loans come october or november.
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| Posted 5/24/07 7:24 AM |
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mommy2Alex
3 babies for me :)
Member since 5/05 6683 total posts
Name:
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Re: Do you live within your means?
Posted by BellaPaige
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
DH and I detest having debts so we make sure all our bills are taken care of. It is very bad to be in debt IMO.
This is how we feel too. The only debt we carry is interest free, except our mortgage. Any debts we due have with the exception of mortgage and car are easily paid off with our savings if necessary.
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| Posted 5/24/07 7:34 AM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: Do you live within your means?
We have racked up debt but now are trying to pay it off. We are going to take out a heloc, save some money from that to pay for things that we have charged in the past.
It's really hard with 2 kids and not a large income-lol!!
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| Posted 5/24/07 8:04 AM |
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GenLCSW
Baby # 3 is here!!!
Member since 7/05 21138 total posts
Name:
Genna
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Re: Do you live within your means?
Posted by BellaPaige
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
DH and I detest having debts so we make sure all our bills are taken care of. It is very bad to be in debt IMO.
DH and I are the same way!
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| Posted 5/24/07 8:16 AM |
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LuckySV
LIF Adult
Member since 10/05 4675 total posts
Name:
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Re: Do you live within your means?
I feel like we're somewhere between we save alot each month and financially secure. I feel like we should invest more than we do.
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| Posted 5/24/07 8:34 AM |
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Chrisnamy
Summer is coming soon
Member since 1/07 3991 total posts
Name:
Amy
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Re: Do you live within your means?
We are doing pretty well. We are debit free except for the House.
We are trying to save money but its been really tough because we are working on the house (new kitchen and bathrooms and new windows). So finding money to put in the bank is difficult.
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| Posted 5/24/07 8:39 AM |
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bikramaddict
mommy-to-be
Member since 8/06 4376 total posts
Name:
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Re: Do you live within your means?
we're almost out of cc debt...will be paid off in a few months and then it's just DH's student loan. i can't wait!
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| Posted 5/24/07 8:47 AM |
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MikesWife
Wanting...........
Member since 1/06 6887 total posts
Name:
Karen
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Re: Do you live within your means?
We're working on it. It's been a long haul.
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| Posted 5/24/07 8:50 AM |
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Kissy331
My two miracles!
Member since 5/06 17826 total posts
Name:
Kristen
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Re: Do you live within your means?
DH & I are financially secure. Neither one of us has every been in debt & we do everything in our power to pay all our monthly bills off in full. If that means we don't have as much spending money for a week, so be it. Before we purchased our home, we made it a point to know we could afford to do so without worrying...Sacrafices are made, but we are willing to do it for what we have...
For us, debt is just a No-No.
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| Posted 5/24/07 8:53 AM |
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VickiC
Rocking the party
Member since 5/05 4937 total posts
Name:
Vicki
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Re: Do you live within your means?
We try and live on my salary alone and save all of DH's salary. We're saving to buy a house soon. We are paying off the CC's this month ( ) and now we'll just have his enormous student loan to pay off for the next 20 years.
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| Posted 5/24/07 8:53 AM |
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SweetTooth
I'm a tired mommy!
Member since 12/05 20105 total posts
Name:
Lauren
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Re: Do you live within your means?
not if you also count student loans....
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| Posted 5/24/07 8:55 AM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Do you live within your means?
Yup, we live on DH's salary and bank mine (and pay off my student loan, but I have 20 years to do that).
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| Posted 5/24/07 8:55 AM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: Do you live within your means?
Posted by BellaPaige
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
DH and I detest having debts so we make sure all our bills are taken care of. It is very bad to be in debt IMO.
Same here on all accounts
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| Posted 5/24/07 9:05 AM |
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Elbee
Zanzibar
Member since 5/05 10767 total posts
Name:
Me
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Re: Do you live within your means?
Dh & I live off of his salary and bank mine. The only 'debt' we have is a very small student loan (under $4,000 I believe). We have no car payments - actually we just decided to lease a car for me  after sharing one car for over a year and banking those extra savings.
We do not live frugally, but we do save wherever we can.
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| Posted 5/24/07 9:09 AM |
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sticklee
LIF Adult
Member since 8/06 2984 total posts
Name:
Stick
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Re: Do you live within your means?
i am still paying off a college loan, but that is the best kind of debt to have. i also have my car payment, but again, that isn't really "bad" debt because i am able to drive a nice car.
otherwise i never keep credit card debt - i barely use them.
i save whatever i can each month.
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| Posted 5/24/07 9:17 AM |
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ml110
LIF Adult
Member since 1/06 5435 total posts
Name:
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Re: Do you live within your means?
i would say we do... the only debt we have is my student loan ( which i have PLENTY of time to pay off) and my car ( which isn't anything more than we can afford). we also bank a lot of DHs salary... hes putting i think 20% of his salary into a retirement account, so that is a nice chunk.
i do think we spend frivolously sometimes ( starbucks everynight, out to eat a few nights a week, Dh goes out to lunch everyday), but we are still managing to save a lot, so i think its fine for now...
ETA: we have no credit card debt, either- we always pay them off every month.
Message edited 5/24/2007 9:31:20 AM.
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| Posted 5/24/07 9:25 AM |
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DanaRenee
Fitness Junkie!
Member since 6/06 6470 total posts
Name:
Dana
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Re: Do you live within your means?
Posted by BellaPaige
I can honestly say that Dh and I are financially secure. We make sure we save and invests our money properly.
DH and I detest having debts so we make sure all our bills are taken care of. It is very bad to be in debt IMO.
Same here! I can't stand ever having a balance on my credit card and I usually check it online and end up paying it off before the bill ever comes!
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| Posted 5/24/07 9:27 AM |
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kerrycec03
Mom of 2 beautiful boys!!
Member since 6/06 13519 total posts
Name:
Kerry
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Re: Do you live within your means?
right now DH and I live basically check to check, but in the past 4 years we have gotten rid of over 10K in debt (mainly loans and credit card debt). By this time next year, we will no longer have a car payment and 2 of our 3 credit cards will be paid off. This will allow us to bank a little bit.
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| Posted 5/24/07 9:30 AM |
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dpli
Daylight savings :)
Member since 5/05 13973 total posts
Name:
D
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Re: Do you live within your means?
I have no debt now, but I am older than many on the board. The only debt I ever had was student loans and a car loan.
Even when I was younger and not making much money, I didn't carry CC debt. It is a dangerous cycle to get caught up in. If I can't afford it, I don't buy it. Period.
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| Posted 5/24/07 9:33 AM |
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Disneygirl
Disney cruise bound!
Member since 5/05 8126 total posts
Name:
D
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Re: Do you live within your means?
I would say financially secure right now but we don't own a home yet.
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| Posted 5/24/07 9:35 AM |
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KrisT
Two Boys for Me!!
Member since 1/07 5213 total posts
Name:
Kristin
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Re: Do you live within your means?
Besides our mortgage, the only debts we have are our law school loans (which are substantial) and a car loan.
While our law school loans are substantial, we pay considerably more than our minimum each month.
We definitely live within our means and do not taking on any unnecessary debt.
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| Posted 5/24/07 9:41 AM |
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Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
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Re: Do you live within your means?
right now i'm check to check...i have alot of loans and credit cards to pay off...once that's paid, i'll be able to save some $$.
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| Posted 5/24/07 9:43 AM |
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