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Does anyone have renters insurance?

Posted By Message

BigB
C & J are 10!

Member since 6/05

5914 total posts

Name:
Stacey

Does anyone have renters insurance?

I had insurance for our co-op. But, now we are renting and this building makes me nervous. I was called at work on Thursday for a leak in the bedroom...needless to say, I think I should have some insurance.....what's the skinny on insurance?

Posted 7/22/11 9:16 PM
 
Long Island Weddings
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LSP2005
Bunny kisses are so cute!

Member since 5/05

19458 total posts

Name:
L

Re: Does anyone have renters insurance?

When I rented an apartment in 1999 I had State Farm and paid $70 for an entire year. It covered all of my stuff in a one bedroom apartment.

Posted 7/22/11 10:28 PM
 

newbie00
LIF Adult

Member since 3/11

1191 total posts

Name:

Re: Does anyone have renters insurance?

we do...its actually required by the complex as part of the rental agreement. What specifically do you want to know? We went thru allstate and pay about 150/yr

Posted 7/22/11 10:29 PM
 

Beth
The Key to your new home....

Member since 2/06

24849 total posts

Name:
Beth

Re: Does anyone have renters insurance?

I have it thru all- state

every renter should have it

I think I pay $200 a year

Posted 7/22/11 10:34 PM
 

LastLightGlow
Mystic.

Member since 4/07

2665 total posts

Name:

Re: Does anyone have renters insurance?

We used geico for under $200 a year. We moved out early and they sent us a check for the months we didnt use which we didnt expect. Pleaaaase get it-the apartment next door went on fire and we had a lot of smoke damage to our clothing, linens, and furniture. Cleaning was all compensated.

Posted 7/22/11 10:58 PM
 

Michi
My Love

Member since 5/05

31600 total posts

Name:
M

Re: Does anyone have renters insurance?

I rent and even then it is mandatory to have renters insurance. we even have to show proof of it to the housing. I think we pay like $180 for the yr, its def. worth it for peace of mind.. i used allstate and had a very good experience with them..

Posted 7/22/11 11:00 PM
 

waterspout4
My loves

Member since 5/06

19150 total posts

Name:
Kelly

Re: Does anyone have renters insurance?

We had it when renting and it was pretty dang cheap for the year. SOOO worth it!

Posted 7/23/11 4:38 AM
 

MrsG823
Just call me Mommy.

Member since 1/11

5570 total posts

Name:
S

Re: Does anyone have renters insurance?

I have renter's insurance with All State. I pay $400/year.

Posted 7/23/11 5:28 AM
 

kelkel09
Love my twins!!!

Member since 6/10

5183 total posts

Name:
K

Re: Does anyone have renters insurance?

we have Geico for our car insurance so we called them and got renters insurance through them which they actually use Traveler's for. It's very cheap for the entire year, but definitely worth having. We also have my engagement ring insured through the renter's insurance.

Posted 7/23/11 6:29 AM
 

CAMCaps
Live Laugh Love Run

Member since 6/07

4922 total posts

Name:

Re: Does anyone have renters insurance?

Posted by letsmakeababy

we have Geico for our car insurance so we called them and got renters insurance through them which they actually use Traveler's for. It's very cheap for the entire year, but definitely worth having.



This is what we had when we rented.

Posted 7/23/11 7:07 AM
 

PotofLuck06
Our Baby Boy Is Here!!!

Member since 11/06

13241 total posts

Name:
Betsy

Re: Does anyone have renters insurance?

Posted by Beth

I have it thru all- state

every renter should have it

I think I pay $200 a year



When we lived in an Apt. this is what we used as well. I don't remember the premium we paid, but it was def. affordable.

We also took a video cam and videotaped our apt and all our possessions, so if we needed to do a claim for whatever reason, we had proof of what was ours. I had my wedding gown there before we were married, so I we took out extra insurance.

Posted 7/23/11 9:50 AM
 

MrsMerlot
Unconditional Love

Member since 4/06

6005 total posts

Name:
Chrissy

Re: Does anyone have renters insurance?

$300 per year through Liberty Mutual (also have our cars + vespa on that policy). Covers up to $25K.

Posted 7/23/11 10:00 AM
 

racheK
Hudson's Momma

Member since 10/10

2853 total posts

Name:
Rachel

Re: Does anyone have renters insurance?

We pay about $600 a year in Manhattan for our insurance--definitely worth it.

Posted 7/23/11 10:43 AM
 

PrincessVonTrockel
Trophy Wife in Training

Member since 11/09

2953 total posts

Name:
Natalie

Re: Does anyone have renters insurance?

We have it bc our complex requires it.


I have All-State and pay $140.

Posted 7/23/11 10:45 AM
 

DrMeg
Back home!

Member since 5/08

1858 total posts

Name:
Meg

Re: Does anyone have renters insurance?

We used to have it through Travelers and recently switched to Allstate. We pay just under $300 a year.

Posted 7/23/11 11:03 AM
 

BigB
C & J are 10!

Member since 6/05

5914 total posts

Name:
Stacey

Re: Does anyone have renters insurance?

Thanks for your replies!

Does renters' insurance cover things like lost jewelery? (Hypothetically of course...knock wood)

Posted 7/23/11 9:17 PM
 

DrMeg
Back home!

Member since 5/08

1858 total posts

Name:
Meg

Re: Does anyone have renters insurance?

Posted by BigB

Thanks for your replies!

Does renters' insurance cover things like lost jewelery? (Hypothetically of course...knock wood)


Up to a certain amount depending on you policy. For instance we had to get a separate policy for my e-ring and wedding band because they were worth over a certain amount.

Posted 7/23/11 10:02 PM
 

BigB
C & J are 10!

Member since 6/05

5914 total posts

Name:
Stacey

Re: Does anyone have renters insurance?

Posted by DrMeg

Posted by BigB

Thanks for your replies!

Does renters' insurance cover things like lost jewelery? (Hypothetically of course...knock wood)


Up to a certain amount depending on you policy. For instance we had to get a separate policy for my e-ring and wedding band because they were worth over a certain amount.



Thanks! I have to call on Monday!

Posted 7/23/11 10:24 PM
 

PaddysGirl
Little princess is here!

Member since 4/07

5923 total posts

Name:
Crystal

Re: Does anyone have renters insurance?

Thank you for posting this. I have been putting this off for over a year now.

And I need to get my insurance ring covered.

Posted 7/24/11 9:21 AM
 
 

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