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LiveItUp
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Free college? Cuomo budget passes
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
Message edited 4/9/2017 12:16:48 PM.
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Posted 4/9/17 12:13 PM  |
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PitterPatter11
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Re: Free college? Cuomo budget passes
Posted by ap123
Posted by EatingMyVeggies
How is this any different from the Pell grants and that have existed forever?
I think Pell grants go to student from extremely low income families, like under 50k.
125k is not low income in upstate New York. So thiis is different in that people in the high cost of living areas of ny are going to fund education for people living in low cost of living areas who are probably living a much better lifestyle.
I don't think 125K is low income - upstate or downstate. I am sure there are many people on LI/NYC who will benefit from this. I grew up in a blue collar middle class family in central Nassau and probably would've qualified for free tution based on this. I'm one of 5 so this would've been amazing. Everyone in my family went to a state school with the exception of my sister. She went to Nassau and is now finishing her degree at a private school.
Also the cost of living upstate varies a lot. I live in a suburban area and pay close to 10k in taxes. Houses in my town are between 250-600K. People on LIF make it seem like people upstate don't pay taxes and live in some utopia where their houses cost under 100K and they pay 1K in taxes. I wish! Food prices, gas prices, electricity are all on par with LI. LI actually typically has lower food costs. There are many people in upstate making over 125K (especially by the time their kids are college age) so they're in the same boat and are excluded from this.
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| Posted 4/9/17 12:53 PM |
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KarenK122
The Journey is the Destination
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Re: Free college? Cuomo budget passes
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
That is not always true. We make well over 125K but we do not have discretionary income. Our daughter has special needs so we had to move to a school district that would be the best for her. Out of the 3 districts on LI that would meet her needs all were expensive, so that was not a choice. Because we make too much money, her outside therapies are not covered by the state so we lay out over 1000k a month in therapies. Not to mention the 7000k we have to pay in deductibles for our medical plan which was switched due to the insurance changes. Again not a choice. Any sort of tax cap is discriminatory, plain and simple. Just looking at salary numbers is not so cut and dry. Most of the kids going to college are 18 and parents are not obligated to pay for college for them so their income should have absolutely no baring receiving the benefit.
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| Posted 4/9/17 1:06 PM |
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kristin597
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Re: Free college? Cuomo budget passes
Are there any requirements the STUDENTS need to fulfill, such as a minimum GPA in high school? Are they required to maintain a certain GPA to keep receiving free education?
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| Posted 4/9/17 1:15 PM |
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bunnyluck
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Member since 1/14 3196 total posts
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Free college? Cuomo budget passes
Why isn't the state lending these kids the money to pay for their school without any questions asked? Thats the faor way to design the program. I don't see why anyone deserves a free ride based on what their parents make. Access to money to pay for school, yes. No parents are obligated to pay for their child's college regardless of income. Kind of screwing everyone else who's parents make more than that arbitrary amount. So dumb. Give people a take in the game, rather than an entitlement.
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| Posted 4/9/17 2:09 PM |
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bunnyluck
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Member since 1/14 3196 total posts
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Free college? Cuomo budget passes
Why isn't the state lending these kids the money to pay for their school without any questions asked? Thats the faor way to design the program. I don't see why anyone deserves a free ride based on what their parents make. Access to money to pay for school, yes. No parents are obligated to pay for their child's college regardless of income. Kind of screwing everyone else who's parents make more than that arbitrary amount. So dumb. Give people a take in the game, rather than an entitlement.
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| Posted 4/9/17 2:09 PM |
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evrythng4areason
And then there were 4
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Kayla
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Free college? Cuomo budget passes
As others have said, I also don't think family income should factor into tution rates for college. We make over the 125k, but we're not planning on helping our kids pay for college...
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| Posted 4/9/17 3:02 PM |
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itsbabytime
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Re: Free college? Cuomo budget passes
!!
Message edited 6/30/2017 8:56:48 PM.
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| Posted 4/9/17 3:31 PM |
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Katareen
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Re: Free college? Cuomo budget passes
Posted by itsbabytime
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
I'm sorry to say this but I think this is almost comical coming from someone who doesn't work but wants those who do to pay for her children's education. Your post exactly proves to me why I think this is ridiculous. We all make choices in life and have to live with the consequences. If you can't afford to put your kids through college - go back to work. Most people making above that amount BUST THEIR ASS to do so. They shouldn't be burdened with paying for your kids education.
I think that's her point...that her family makes under $125k on LI and she CAN afford the state tuition. However if she didn't go back to work it would be free under this plan.
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| Posted 4/9/17 4:29 PM |
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Katareen
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Re: Free college? Cuomo budget passes
Posted by kristin597
Are there any requirements the STUDENTS need to fulfill, such as a minimum GPA in high school? Are they required to maintain a certain GPA to keep receiving free education?
Of course, they still have to be accepted to one of the state universities... they're not just allowing anyone and everyone to come to the school for free. It will just be much more competitive. Back when I was applying to school, if a SUNY education was free, my father wouldn't even entertain me applying to other colleges.
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| Posted 4/9/17 4:32 PM |
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Adri
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A
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Re: Free college? Cuomo budget passes
Posted by bunnyluck
Why isn't the state lending these kids the money to pay for their school without any questions asked? Thats the faor way to design the program. I don't see why anyone deserves a free ride based on what their parents make. Access to money to pay for school, yes. No parents are obligated to pay for their child's college regardless of income. Kind of screwing everyone else who's parents make more than that arbitrary amount. So dumb. Give people a take in the game, rather than an entitlement.
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| Posted 4/9/17 6:24 PM |
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Maybe-Baybe
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Re: Free college? Cuomo budget passes
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
DH and I make a little bit more than $125k and we do not have a house, an expensive car, take vacations, shop for unnecessary items, or go out to dinner very often.
What we do have is student loans, 1 car, and daycare tuition. My DH works all the over-time possible in order to provide for our family.
We are not broke, but we're not living large by any stretch of the imagination. 125k is really not much at all considering the cost of living for us. So, for me, I feel like this income cap is unfair.
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| Posted 4/9/17 7:47 PM |
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Free college? Cuomo budget passes
I think a hard set cut off would be ridiculous. They should phase out what's covered so for example it's 80% covered from $125-135k, 60% from 136-145k etc etc. otherwise a person making $124k gets free college but someone making $125k has to pay in full? Seems insane to me.
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| Posted 4/9/17 8:40 PM |
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LiveItUp
Love my babies!
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Re: Free college? Cuomo budget passes
Posted by itsbabytime
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
I'm sorry to say this but I think this is almost comical coming from someone who doesn't work but wants those who do to pay for her children's education. Your post exactly proves to me why I think this is ridiculous. We all make choices in life and have to live with the consequences. If you can't afford to put your kids through college - go back to work. Most people making above that amount BUST THEIR ASS to do so. They shouldn't be burdened with paying for your kids education.
I never said I wanted a free college education for my kids, just that I think the tax cap seems fair. Since I've chosen to temporarily stop working to stay home with my babies, we are well below the tax cap. But by the time my kids are college age I plan to be well above the tax cap. I have no intention of forgoing 20-30 years worth of me making a solid income just to get my kids a free ride at a state school. Even on one income since having my kids, We have already saved enough in 529s for my 4.5 year old to almost pay for 4 years at a state school, and for my 1 year old to pay for a year or 2. So no. We have absolutely no intention of sitting back and letting any one else pay for our kids education's. Its just my personal opinion, That overall (since of course there will always be special cases Where even earning over 125k a family will still be struggling to make ends meet.) But in general i feel that most families who earn that much, If they really take a step back and think about all That they have, or are able to afford, Would it really be that much of a hardship to put their kids thru a state school? They have to draw the line somewhere, and somehow they decided 125k was the line. I didn't choose that number, but I feel it's more than fair.
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| Posted 4/9/17 11:14 PM |
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LiveItUp
Love my babies!
Member since 8/11 4096 total posts
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Re: Free college? Cuomo budget passes
Posted by Maybe-Baybe
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
DH and I make a little bit more than $125k and we do not have a house, an expensive car, take vacations, shop for unnecessary items, or go out to dinner very often.
What we do have is student loans, 1 car, and daycare tuition. My DH works all the over-time possible in order to provide for our family.
We are not broke, but we're not living large by any stretch of the imagination. 125k is really not much at all considering the cost of living for us. So, for me, I feel like this income cap is unfair.
Yes, I definitely see how that is very frustrating. It's why I made the personal and tough choice to stay home while my kids are very young to avoid daycare costs. But, hopefully by the time your kids are college age you will have paid off your student loans. And you certainly won't have daycare costs. So most likely you will be in a very different financial situation that your are now.
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| Posted 4/9/17 11:19 PM |
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LiveItUp
Love my babies!
Member since 8/11 4096 total posts
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Re: Free college? Cuomo budget passes
Posted by Katareen
Posted by itsbabytime
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
I'm sorry to say this but I think this is almost comical coming from someone who doesn't work but wants those who do to pay for her children's education. Your post exactly proves to me why I think this is ridiculous. We all make choices in life and have to live with the consequences. If you can't afford to put your kids through college - go back to work. Most people making above that amount BUST THEIR ASS to do so. They shouldn't be burdened with paying for your kids education.
I think that's her point...that her family makes under $125k on LI and she CAN afford the state tuition. However if she didn't go back to work it would be free under this plan.
Yes, thank you. My point was that even with my family currently far below the tax cap. We get by, but we give up many luxuries that many long islanders take for granted as "necessities". But we never ever expect a free hand out from anyone ever.
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| Posted 4/9/17 11:24 PM |
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Re: Free college? Cuomo budget passes
It also doesn't consider family size. A family making 130k with 4 kids doesn't get anything but a family with one kid making 124k gets free tuition. That doesn't seem fair.
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| Posted 4/10/17 8:09 AM |
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Paramount
Sweet!
Member since 7/12 4287 total posts
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Re: Free college? Cuomo budget passes
Posted by ave1024
This is what happens when you have a liberal in office. Don't expect to see any benefits if you make any sort of money. He doesn't care about people in Long Island.
Just a side note. If it were a Republican it would never have happened at all.
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| Posted 4/10/17 8:31 AM |
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Pumpkin1
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Member since 12/05 3715 total posts
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Re: Free college? Cuomo budget passes
Posted by haveaquestion
It also doesn't consider family size. A family making 130k with 4 kids doesn't get anything but a family with one kid making 124k gets free tuition. That doesn't seem fair.
It's taxable income, so it does account for families.
How will income be defined? TAP eligibility is based on New York State taxable income, calculated as adjusted gross income (or AGI, the number on the bottom of the front page of your return) minus deductions and exemptions. On New York income tax returns, married joint filers can claim a standard deduction of $15,890, or a larger total of itemized deductions, along with a $1,000 per dependent income exemption. Therefore, if the $125,000 figure is defined as taxable income, program eligibility for a family of four would be at least $142,890.
https://www.empirecenter.org/publications/questioning-cuomos-free-tuition-plan/
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| Posted 4/10/17 8:32 AM |
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Hofstra26
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Re: Free college? Cuomo budget passes
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
If you actually think that $125K is a lot of money living on LI you're out of touch. I don't really agree with you that at the income level college is easily paid for. $125K doesn't go that far in a place where the average home price is at least $400K, taxes in most areas surpass $10K/yr and where you're gouged on everything from gas, to insurance, to basic utility bills.
If they want to put something like this through then it should apply to ALL. EVERYONE, regardless of income level, should be offered free college tuition. Sorry but I think it's BS to have an income cap and in particular, an income cap that is SO low for the cost of living in this area.
They need to rethink and rework this bill, the intent is good but the implementation is not.
ETA - Also, like others said this doesn't take into account family size. $125K/yr when you have a kid or two is FAR different than if you have 4-5 kids. It's really not fair to stick to a hard cap without considering other factors. Again, free tuition should be accessible to everyone not just some.
Message edited 4/10/2017 8:35:45 AM.
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| Posted 4/10/17 8:32 AM |
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busymomonli
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Member since 4/13 2050 total posts
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Free college? Cuomo budget passes
Dumb question, but what's to prevent someone who is close to the income cap from reducing their hours so that they then qualify for free tuition? Is it just the prior year's income they use?
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| Posted 4/10/17 8:53 AM |
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Re: Free college? Cuomo budget passes
Posted by Pumpkin1
Posted by haveaquestion
It also doesn't consider family size. A family making 130k with 4 kids doesn't get anything but a family with one kid making 124k gets free tuition. That doesn't seem fair.
It's taxable income, so it does account for families.
How will income be defined? TAP eligibility is based on New York State taxable income, calculated as adjusted gross income (or AGI, the number on the bottom of the front page of your return) minus deductions and exemptions. On New York income tax returns, married joint filers can claim a standard deduction of $15,890, or a larger total of itemized deductions, along with a $1,000 per dependent income exemption. Therefore, if the $125,000 figure is defined as taxable income, program eligibility for a family of four would be at least $142,890.
https://www.empirecenter.org/publications/questioning-cuomos-free-tuition-plan/
Thank you. That is the first time I saw they are basing it on taxable income. That makes it a little better.
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| Posted 4/10/17 8:55 AM |
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Re: Free college? Cuomo budget passes
Posted by Hofstra26
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
If you actually think that $125K is a lot of money living on LI you're out of touch. I don't really agree with you that at the income level college is easily paid for. $125K doesn't go that far in a place where the average home price is at least $400K, taxes in most areas surpass $10K/yr and where you're gouged on everything from gas, to insurance, to basic utility bills.
If they want to put something like this through then it should apply to ALL. EVERYONE, regardless of income level, should be offered free college tuition. Sorry but I think it's BS to have an income cap and in particular, an income cap that is SO low for the cost of living in this area.
They need to rethink and rework this bill, the intent is good but the implementation is not.
ETA - Also, like others said this doesn't take into account family size. $125K/yr when you have a kid or two is FAR different than if you have 4-5 kids. It's really not fair to stick to a hard cap without considering other factors. Again, free tuition should be accessible to everyone not just some.
Agree!
Should I re-evaluate paying my child's extensive medical bills? Can you point me towards a more affordable choice, please? Your opinions feels far from humble, in my opinion.
I'm really just saying that to make a statement like "there's no way it's only covering the basic necessities of life" is just plain wrong. And I know I'm not alone in thinking that. We all walk a different path, and maybe for you, it's there's excess, but we all haven't walked your path.
And hold up, my mom probably makes less than that, so can I move in with her and go back to school for free?! 
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| Posted 4/10/17 9:01 AM |
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NervousNell
Just another chapter in life..
Member since 11/09 54921 total posts
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..being a mommy and being a wife!
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Re: Free college? Cuomo budget passes
Posted by Hofstra26
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
If you actually think that $125K is a lot of money living on LI you're out of touch. I don't really agree with you that at the income level college is easily paid for. $125K doesn't go that far in a place where the average home price is at least $400K, taxes in most areas surpass $10K/yr and where you're gouged on everything from gas, to insurance, to basic utility bills.
If they want to put something like this through then it should apply to ALL. EVERYONE, regardless of income level, should be offered free college tuition. Sorry but I think it's BS to have an income cap and in particular, an income cap that is SO low for the cost of living in this area.
They need to rethink and rework this bill, the intent is good but the implementation is not.
ETA - Also, like others said this doesn't take into account family size. $125K/yr when you have a kid or two is FAR different than if you have 4-5 kids. It's really not fair to stick to a hard cap without considering other factors. Again, free tuition should be accessible to everyone not just some.
This 100%
Hopefully we will be long gone from this shithole of a state before DD goes to college, but I really find the income cap unfair considering the cost of living on long island and some other areas like Westchester, etc
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| Posted 4/10/17 9:03 AM |
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Hofstra26
Love to Bake!
Member since 7/06 27915 total posts
Name:
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Re: Free college? Cuomo budget passes
Posted by NervousNell
Posted by Hofstra26
Posted by LiveItUp
In my humble opinion, the 125k income cap seems plenty fair. If a family has that high of an income and STILL can't afford the low cost of a state school, then they need to reevaluate their lifestyle choices and prioritize their child's education. Do they NEED such a big house, such expensive cars, the nice vacations, to go shopping and out to dinner as often. Etc
... Yes it's very expensive to live on LI, but there are more affordable choices. If a family makes over 125k a year that money has to be going somewhere, and theres no way it's only covering the basic necessities of life.
ETA: my dh was joking that maybe I shouldn't go back to work when our kids get older so that we fall under the income cap. But I feel like overall if we were making that much money we'd be more than able to afford state tuition.
If you actually think that $125K is a lot of money living on LI you're out of touch. I don't really agree with you that at the income level college is easily paid for. $125K doesn't go that far in a place where the average home price is at least $400K, taxes in most areas surpass $10K/yr and where you're gouged on everything from gas, to insurance, to basic utility bills.
If they want to put something like this through then it should apply to ALL. EVERYONE, regardless of income level, should be offered free college tuition. Sorry but I think it's BS to have an income cap and in particular, an income cap that is SO low for the cost of living in this area.
They need to rethink and rework this bill, the intent is good but the implementation is not.
ETA - Also, like others said this doesn't take into account family size. $125K/yr when you have a kid or two is FAR different than if you have 4-5 kids. It's really not fair to stick to a hard cap without considering other factors. Again, free tuition should be accessible to everyone not just some.
This 100%
Hopefully we will be long gone from this shithole of a state before DD goes to college, but I really find the income cap unfair considering the cost of living on long island and some other areas like Westchester, etc
Yep. I'm with you. Hopefully outta here this year! 
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| Posted 4/10/17 9:09 AM |
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