Health Care Insurance Vent
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sassrph
LIF Adolescent
Member since 4/07 834 total posts
Name: In Love with my Child
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Health Care Insurance Vent
Sorry I have to vent abt My Health Care Insurance. I didn't realize that with Hmo's They Only cover the State Mandatory Visits for well care ,which is only 7. So today i get a explanation of benefits telling me i owe $150 for my Ds Peds visit. Arghhhhhh
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Posted 8/20/07 5:45 PM |
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Kidsaplenty
Sister love
Member since 2/06 5971 total posts
Name: Stephanie
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Re: Health Care Insurance Vent
Really? You should check and see if they cover all vacciantions or just the state mandated ones. It would s uck to have to pay for those!
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Posted 8/20/07 5:52 PM |
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sassrph
LIF Adolescent
Member since 4/07 834 total posts
Name: In Love with my Child
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Re: Health Care Insurance Vent
Posted by greeneyes361708
Really? You should check and see if they cover all vacciantions or just the state mandated ones. It would s uck to have to pay for those!
I didn't even think abt that..thanx. I'll have to call 2morrow abt that. Thanx
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Posted 8/20/07 5:53 PM |
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kimmie
LIF Adult
Member since 5/05 1535 total posts
Name: Kimberly
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Re: Health Care Insurance Vent
yeah we got that too the other day
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Posted 8/20/07 5:56 PM |
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dm24angel
Happiness
Member since 5/05 34581 total posts
Name: Donna
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Re: Health Care Insurance Vent
Its not just HMO', its any policy, any insurance...
When you sign up for the insurance, they send you a book that tells you this...And then like all of us, no one reads it... and the ped's offices will NOT keep track or tell you, they dont care.. ( worked for health insurance for 7 years and no ped's office monitored this..they felt the parents should)
The thing is..there is NO reason your HEALTHY child should have more then 7 well visits in a yr. anyway( the mandate is set up by pediatricians) Since your allowe dunlimited sick visits and you dont get 7 immunizations iun the first yr........So either the peds office is billing a well visit with every immunization which they shouldnt do, because its not neccesary and not the case, or they are examining them truly at every visit..again wrong.
Iw ish I could warn all new parents to how this works after seeing it so many times.
If you call the Dr's office , ask to see where the 7 visits were and make sure they were all truly well visits.
Good luck!
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Posted 8/20/07 7:26 PM |
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