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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Health insurance...adding child
I want to cry right now. I just got off the phone with HR and my insurance will be going up so much to add Rylan. I pay $69.36 now and it will be going up to $177.24. I knew it would be alot but actually hearing how much
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Posted 3/3/08 4:59 PM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
Rycois
Blessed with 2blue/2pink
Member since 12/05 13341 total posts
Name:
J
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Re: Health insurance...adding child
Sh!t - that's
Sorry to hear that 
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| Posted 3/3/08 5:00 PM |
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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Re: Health insurance...adding child
Between insurance and day care i'll be broke!! And he'll be worth every penny
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| Posted 3/3/08 5:12 PM |
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08BabySurprise
My Life. My Everything.
Member since 10/07 9151 total posts
Name:
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Re: Health insurance...adding child
WOW! That's a lot!!!!! 
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| Posted 3/3/08 5:20 PM |
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wannabemom
look who's freshly baked!
Member since 12/07 7364 total posts
Name:
aka marriedinportjeff
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Re: Health insurance...adding child
whoah! That's quite a jump 
but you're right, he'll be worth every penny 
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| Posted 3/3/08 5:29 PM |
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steph4777
**************
Member since 5/05 11726 total posts
Name:
Stephanie
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Re: Health insurance...adding child
The cost of insurance is ridiculous, especially for family. On the bright side, if it's taken out pre-tax then it might not be so bad bc it lowers your taxable income.
If it makes you feel better, my insurance goes from being free just for myself to paying $397/month for both boys. DH is self-employed and will just get his own. If he was on it it would be $575/month.
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| Posted 3/3/08 5:29 PM |
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mikeswife06
Drama Momma
Member since 9/06 9947 total posts
Name:
Anne
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Re: Health insurance...adding child
Isn't it inasanity!
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| Posted 3/3/08 5:36 PM |
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JandJ1224
Member since 6/06 5911 total posts
Name:
Jannette
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Re: Health insurance...adding child
I think that you might be able to get health insurance through the state. Every child is entitiled to coverage for no cost. Its good insurance too. I believe its called Child Health Plus. I can try to get you more info if you'd like.
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| Posted 3/3/08 5:47 PM |
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lorimarie
AHHHHHHHHHH!!!!!!!!!!!
Member since 5/05 3753 total posts
Name:
Lori
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Re: Health insurance...adding child
Please, my husband is self employed and I'm a SAHM......what we pay for health insurance, and lousy insurance at that is beyond ridiculous.
AND we just got a letter saying it went up again.
If this keeps up I'm definitely going to have to head back to work soon.
Its definitely not easy.
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| Posted 3/3/08 6:02 PM |
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LoriH
There's no place like home
Member since 8/07 4110 total posts
Name:
Lori
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Re: Health insurance...adding child
Health insurance is one of the reasons I will be going back to work. DH's insurance is $$ but mine is paid for completely by my company.
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| Posted 3/3/08 6:06 PM |
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Theresa05
Sofialiciciousssssssssssss
Member since 10/06 4891 total posts
Name:
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Re: Health insurance...adding child
and pray u dont have formula issues and need it covered
Sofia's form is 55 a can..
if they dont cover it I am going to burn down their offices
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| Posted 3/3/08 6:23 PM |
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MrsO
Big Brothers to Be
Member since 1/07 4521 total posts
Name:
Maureen
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Re: Health insurance...adding child
Mine would jump to almost 600/mo from 70/mo - the baby is going on dh insurance cost us nothing :)
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| Posted 3/3/08 6:26 PM |
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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Re: Health insurance...adding child
Posted by steph4777
The cost of insurance is ridiculous, especially for family. On the bright side, if it's taken out pre-tax then it might not be so bad bc it lowers your taxable income.
If it makes you feel better, my insurance goes from being free just for myself to paying $397/month for both boys. DH is self-employed and will just get his own. If he was on it it would be $575/month.
Yes it's pre tax...thank god.
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| Posted 3/3/08 7:57 PM |
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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Re: Health insurance...adding child
Posted by Theresa05
and pray u dont have formula issues and need it covered
Sofia's form is 55 a can..
if they dont cover it I am going to burn down their offices
My boyfriend niece needed this formula also...it really is a shame that they charge so much for such a necessity. I hope your little girls feels better with the switch in formula.
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| Posted 3/3/08 7:59 PM |
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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Re: Health insurance...adding child
Posted by JandJ1224
I think that you might be able to get health insurance through the state. Every child is entitiled to coverage for no cost. Its good insurance too. I believe its called Child Health Plus. I can try to get you more info if you'd like.
I actually looked into this today...I don't think I qualify for it...the income limits are before tax right?
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| Posted 3/3/08 8:01 PM |
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DmarieK
My loves!!
Member since 1/06 9203 total posts
Name:
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Re: Health insurance...adding child
I guess everyone is in the same boat. $177.24 per pay period for insurance is just insane. We're going to see if it's any cheaper under my boyfriends but he has BCBS also.
Message edited 3/3/2008 8:34:59 PM.
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| Posted 3/3/08 8:03 PM |
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DeniseMarie
<3
Member since 8/07 10682 total posts
Name:
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Re: Health insurance...adding child
wow! that is a lot. jeez.....
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| Posted 3/3/08 8:26 PM |
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CalendarGirl16
Alyssa's Mommy!!!
Member since 7/07 1138 total posts
Name:
Tiffany
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Re: Health insurance...adding child
Trust me I am feeling your pain. I pay 265 alone for mine.. .self - employed and its an extra $200 a month for DD so I'm adding her for just a month to cover the hospital and then changing to child health plus. DH's insurance would cover her but its still more money and his insurance is kind of stinky.
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| Posted 3/3/08 10:15 PM |
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ChrisDee
My Girls
Member since 11/06 9543 total posts
Name:
Christine
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Re: Health insurance...adding child
You have to make under a certain amount of $ to qualify for NY Child Health Plus. When DH was laid off for almost a year a few years back, we still were above the income level.
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| Posted 3/3/08 11:16 PM |
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Mkr09
.....
Member since 5/05 7550 total posts
Name:
M
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Re: Health insurance...adding child
Posted by ChrisDee
You have to make under a certain amount of $ to qualify for NY Child Health Plus. When DH was laid off for almost a year a few years back, we still were above the income level.
We are above the income level as well but we are still getting Child Health Plus for our DD. Our insurance would go up from $270 a month for just DH and I to $500 a month for family ins. Through Child Health Plus we picked United Healthcare (there are a couple of different plans you can chose) and we will pay the full premium of $120 a month. Much cheaper than DH's ins. Once we have a 2nd child it won't be worth it but for now it's sooooo worth it.
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| Posted 3/3/08 11:22 PM |
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My4GirlsMyLife
My 4 girlies
Member since 2/08 9702 total posts
Name:
Valerie
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Re: Health insurance...adding child
I know I am paying &178.11 each child and I have 2 and my 3rd is on the way and I just got a letter the other day that its going up to $199
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| Posted 3/4/08 2:49 AM |
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sunflowerjesss
Mommy to 3!
Member since 10/05 20369 total posts
Name:
Jesss, duh.
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Re: Health insurance...adding child
Wow! That is a huge increase! I think ours will be going up $100 a month which isn't so bad - $25 a week.
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| Posted 3/4/08 7:45 AM |
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snowprincess
My happy babies
Member since 3/06 3428 total posts
Name:
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Re: Health insurance...adding child
Posted by DmarieK
I guess everyone is in the same boat. $177.24 per pay period for insurance is just insane. We're going to see if it's any cheaper under my boyfriends but he has BCBS also.
it may be cheaper - it doen't matter the type of the insurance - it matters on how much the company subsidizes
me and my dh both have BCBS but i pay nothing out of pocket for myself but my husband pay $60 a month under his company for the exact same plan
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| Posted 3/4/08 8:43 AM |
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NewlyMrs
Laugh-Live-Love LIFE!
Member since 10/06 14432 total posts
Name:
Jennifer
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Re: Health insurance...adding child
yeah I will be going up a bunch too, not sure of the final amount yet.
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| Posted 3/4/08 8:56 AM |
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JP826
=)
Member since 9/06 10903 total posts
Name:
Me!! All about ME!
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Re: Health insurance...adding child
Wow! That is just pure crazyness!!! Is this what I have to look forward to?
Yet another reason why I cant be a SAHM.  DH has his own business & I'm the one paying for the health insurance through my job. I'll be working forever.
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| Posted 3/4/08 9:01 AM |
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