Hi! I'm new and have a question -WWYD

Dh and I have narrowed our house hunt to 2 towns.

Both towns are waterfront and our goal is to be on the water eventually. Here's the issue:

West Islip: The non-waterfront houses that are within our range, but the waterfront homes are rather expensive and will hopefully be feasible but not until the distant future.

Babylon: Houses non-waterfront are more expensive than the non-waterfronts in W. I. but the waterfront homes are less expensive than those in W. I.

Both school districts are pretty much the same. My concern is that I don't want to have to uproot my kids from their school district at any time.

Knowing that a waterfront home is something in the future, would you move to W.I. where you get more bang for your buck on a house that you will live in now or Babylon - get less house for more $ but be in a town where it is foreseeable we will be waterfront sooner, so if you need to move you won't be moving your kids out of their district?

Re: Hi! I'm new and have a question -WWYD

i don't really have advise for which district to buy in - but i would look into which town it is easier to get home owner's insurance for a waterfront house

specifically one town may require being further from the hide tide mark. being further away from the high tide mark will make it easier to get insurance - but there are very few insurance compannies that insure houses on the water

just one note there seems to be a smell in the west islip area on hte great south bay when the wind goes in a certain direction - but it is something once you move there you never notice

Re: Hi! I'm new and have a question -WWYD