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jps
LIF Toddler
Member since 11/09 435 total posts
Name:
Jennifer
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high interest savings acct?
please recommend a high interest savings acct. we get 1.20% APR in ING right now (I miss the days when we would get 4%) but I know there are better offers out there with credit unions/etc, although some are area-specific and seem to exclude NY.
We can direct deposit DH's paycheck and would be willing to meet a minimum balance requirement.
What do you use and recommend? TYIA
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Posted 2/8/10 9:59 PM  |
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dajc23
My Loves :)
Member since 1/09 4980 total posts
Name:
Dana
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Re: high interest savings acct?
Oh good question JPS. DH and I were just talking about this the other day.
I'd love to hear which banks are the best at this time
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| Posted 2/8/10 10:01 PM |
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jps
LIF Toddler
Member since 11/09 435 total posts
Name:
Jennifer
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Re: high interest savings acct?
Posted by dajc23
Oh good question JPS. DH and I were just talking about this the other day.
I'd love to hear which banks are the best at this time
my dad mails us his issues of Money magazine when he's done with them (lol) and they are always talking about this, but a lot are state-specific credit unions! I've seen some offering as much as 4% if you meet their other reqs - usually direct deposit, min balance and sometimes debit purchases. I'm willing to try out a smaller bank but want to know it's legit before I do...
Message edited 2/8/2010 10:13:19 PM.
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| Posted 2/8/10 10:04 PM |
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Pray4Baby2010
<3 Cutest Giants Fan
Member since 10/09 5796 total posts
Name:
MB
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Re: high interest savings acct?
the highest that I've seen lately is a 2% online account with HSBC- maybe try that
Otherwise, maybe a money market would offer a better rate- not sure though
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| Posted 2/9/10 9:07 AM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: high interest savings acct?
Credit Unions are overrated. They don't always offer the best rates.
The best rate I have seen by a "major" bank with a physical presence is Capital One Savings which I believe currently is 1.55%. There are higher rates to be had by online banks like a previous poster said.
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| Posted 2/9/10 9:10 AM |
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jklein1323
LIF Adolescent
Member since 11/06 847 total posts
Name:
J
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Re: high interest savings acct?
Posted by Pray4Baby2010
the highest that I've seen lately is a 2% online account with HSBC- maybe try that
Otherwise, maybe a money market would offer a better rate- not sure though
I just got an email this morning that my onlineHSBC account dropped to 1.20% 
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| Posted 2/9/10 4:31 PM |
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dani731
Blessed!!!
Member since 1/08 3355 total posts
Name:
D
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Re: high interest savings acct?
I just opened an account with American Express with a 1.50% rate
Message edited 2/9/2010 4:42:04 PM.
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| Posted 2/9/10 4:41 PM |
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