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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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How much did you have in your savings acct before you bought your house - anonymous poll
Message edited 6/27/2006 1:41:49 PM.
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Posted 6/27/06 1:41 PM  |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Hmmm, you see how there's just one person in "under $20K"? Well, guess who that is!!  
 What $0 down buys you..in GA!   
Message edited 6/27/2006 2:32:01 PM.
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| Posted 6/27/06 1:51 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by sasha
Hmmm, you see how there's just one person in "under $20K"? Well, guess who that is!!
What $0 down buys you..in GA!
IMAGE
I swear I had no idea it was you.
cough cough 
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| Posted 6/27/06 1:53 PM |
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Eva Luna
Be kind...life's hard!
Member since 8/05 4750 total posts
Name:
God, bless & heal my DH, JenG's DH Rob & DebG
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by SweetestOfPeas
I swear I had no idea it was you.
cough cough
I know...I'm so unpredictable!!
ETA: WOW...more than $150K! 
Message edited 6/27/2006 1:55:42 PM.
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| Posted 6/27/06 1:55 PM |
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luvsun27
Check out my cool glasses
Member since 5/05 8135 total posts
Name:
Kim
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
I voted 25-50K...but once I put my down payment and closing costs....I think I had only a few thousand left
ETA: I bought my condo before I met DH...and when I met DH he had $0
Message edited 6/27/2006 2:04:28 PM.
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| Posted 6/27/06 2:04 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation 
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| Posted 6/27/06 2:32 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
I have $25-50 now, hoping to put down 10% on a house in the $350 range and pay closing costs out of pocket.
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| Posted 6/27/06 2:44 PM |
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maryg
LIF Infant
Member since 5/06 196 total posts
Name:
Mary
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by SweetestOfPeas
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation
I agree...
otherwise I am really jealous!!
I mean what do you do? How long have you been saving and did you live in your parent's basement until you saved enough?!?? Did someone die and leave you money? Did someone give you money???
I mean I am in the 25-50K savings range. Saved for 1 year (debt I had to pay off previous years) and all money is from savings nobody gave me anything. Lived in an apartment and no help.
I think for someone to had that kind of money it has to be from a previous house sale, gift from someone, had help (maybe free rent) or my God you must make a ton of money! 
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| Posted 6/27/06 3:17 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by maryg
Posted by SweetestOfPeas
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation
I agree...
otherwise I am really jealous!!
I mean what do you do? How long have you been saving and did you live in your parent's basement until you saved enough?!?? Did someone die and leave you money? Did someone give you money???
I mean I am in the 25-50K savings range. Saved for 1 year (debt I had to pay off previous years) and all money is from savings nobody gave me anything. Lived in an apartment and no help.
I think for someone to had that kind of money it has to be from a previous house sale, gift from someone, had help (maybe free rent) or my God you must make a ton of money!
I find that with a LOT of people...they live at home until they get married ...some in mid 20's early 30's...these are most likely the same people who had help paying for their college & wedding too... OR...they have REALLY GOOD paying jobs!
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| Posted 6/27/06 3:48 PM |
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Red
spring is in the air
Member since 11/05 2688 total posts
Name:
helen
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
we had savings and a ton of equity in an apartment, which we sold. When all was said and done, we had a few hundred dollars more in savings than when we started.
we also had equity in a rental property that we still have
Very fortunate we had the equity 
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| Posted 6/27/06 3:55 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
I'll confess... I'm one of those 150+....Seriously though when we bought our house, it was all DH's $$$ my bank account was running dry from all the wedding costs!
In our situation, DH actually closed a couple of brokerage accounts that he wasn't happy with , and used some of his savings for the down payment. We put down a little more than 30% He's a little bit older, and had been living mortgage free in his condo for the past 13 years as he paid it off very early on. So really, he had no debt. And being a single professional he really had nothing else to do with his $$ other than save it and invest it. And yes... he also has a very good job. We definately couldn't afford our mortgage on my salary alone. We live very modestly and well below our means, but we are not too frugal at the same time.
Message edited 6/27/2006 3:56:52 PM.
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| Posted 6/27/06 3:56 PM |
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~Colleen~
my loves...
Member since 5/05 9129 total posts
Name:
guess
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by lorich
Posted by maryg
Posted by SweetestOfPeas
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation
I agree...
otherwise I am really jealous!!
I mean what do you do? How long have you been saving and did you live in your parent's basement until you saved enough?!?? Did someone die and leave you money? Did someone give you money???
I mean I am in the 25-50K savings range. Saved for 1 year (debt I had to pay off previous years) and all money is from savings nobody gave me anything. Lived in an apartment and no help.
I think for someone to had that kind of money it has to be from a previous house sale, gift from someone, had help (maybe free rent) or my God you must make a ton of money!
I find that with a LOT of people...they live at home until they get married ...some in mid 20's early 30's...these are most likely the same people who had help paying for their college & wedding too... OR...they have REALLY GOOD paying jobs!
We saved for 16 months...no previous house sale, rented an apartment together for 7+ years (I had been renting for 12 years). No one helped us but us. We have been banking my salary for about a year now and use DH's for bills and additional savings. I make decent money but DH makes a lot more - about 3x my salary.
ETA: we also cashed out some stock options...however we had to pay $15k in taxes as a result 
Message edited 6/27/2006 4:46:21 PM.
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| Posted 6/27/06 4:45 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by Colleen9304
We saved for 16 months...no previous house sale, rented an apartment together for 7+ years (I had been renting for 12 years). No one helped us but us. We have been banking my salary for about a year now and use DH's for bills and additional savings. I make decent money but DH makes a lot more - about 3x my salary.
ETA: we also cashed out some stock options...however we had to pay $15k in taxes as a result
So there is hope for those of us who have lived on their own for yyyeeearrrrss....
AWESOME about DH making 3x as much as you! Mine doesn't...I think he needs a career change!
$15k in taxes...ugh!
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| Posted 6/27/06 4:48 PM |
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2Pisces
Life Coach
Member since 2/06 3337 total posts
Name:
Paige
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by Meaghan729
I have $25-50 now, hoping to put down 10% on a house in the $350 range and pay closing costs out of pocket.
This was our situation...and it all worked out. Good Luck!
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| Posted 6/27/06 4:49 PM |
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MrsRbk
<3 <3 <3 <3
Member since 1/06 19197 total posts
Name:
Michelle
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by Colleen9304
Posted by lorich
Posted by maryg
Posted by SweetestOfPeas
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation
I agree...
otherwise I am really jealous!!
I mean what do you do? How long have you been saving and did you live in your parent's basement until you saved enough?!?? Did someone die and leave you money? Did someone give you money???
I mean I am in the 25-50K savings range. Saved for 1 year (debt I had to pay off previous years) and all money is from savings nobody gave me anything. Lived in an apartment and no help.
I think for someone to had that kind of money it has to be from a previous house sale, gift from someone, had help (maybe free rent) or my God you must make a ton of money!
I find that with a LOT of people...they live at home until they get married ...some in mid 20's early 30's...these are most likely the same people who had help paying for their college & wedding too... OR...they have REALLY GOOD paying jobs!
We saved for 16 months...no previous house sale, rented an apartment together for 7+ years (I had been renting for 12 years). No one helped us but us. We have been banking my salary for about a year now and use DH's for bills and additional savings. I make decent money but DH makes a lot more - about 3x my salary.
ETA: we also cashed out some stock options...however we had to pay $15k in taxes as a result
We've been doing something similar. We're banking a little more than half my salary. DH also makes about 3x my salary not including EOY bonus. Our goal is to have the house paid off in the next 5 years. Quite ambitious we know, and I also know that we might not, as life definately throws curve balls at ya!
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| Posted 6/27/06 4:52 PM |
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julz33
i run for bacon
Member since 5/05 20584 total posts
Name:
julz
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by lorich
Posted by maryg
Posted by SweetestOfPeas
I hope and pray that those of you who had over $150K was because you sold a house first.
no need to respond, just an observation
I agree...
otherwise I am really jealous!!
I mean what do you do? How long have you been saving and did you live in your parent's basement until you saved enough?!?? Did someone die and leave you money? Did someone give you money???
I mean I am in the 25-50K savings range. Saved for 1 year (debt I had to pay off previous years) and all money is from savings nobody gave me anything. Lived in an apartment and no help.
I think for someone to had that kind of money it has to be from a previous house sale, gift from someone, had help (maybe free rent) or my God you must make a ton of money!
I find that with a LOT of people...they live at home until they get married ...some in mid 20's early 30's...these are most likely the same people who had help paying for their college & wedding too... OR...they have REALLY GOOD paying jobs!
We didn't have over $150K, but had a lot saved. We both lived at home with our parents until we got married. It wasn't free, but definitely cheaper then renting an apartment. We got married when we were 23 and 24 and closed on our house a month later.
We didn't have ANY help paying for college or the wedding either And we didn't have great paying jobs.
We both worked during college and after graduating each worked 2 jobs for 2 years to save. I had my full time job and waitressing 20 hrs a week and he had a fulltime job and pizza delivery. We saved as much as possible... no expensive nights out or designer bags or extravagant vacations...It was a lot of hard work but worth it, and we did it on our own.
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| Posted 6/27/06 5:09 PM |
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lululu
LIF Adult
Member since 7/05 9509 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by julz33
We didn't have over $150K, but had a lot saved. We both lived at home with our parents until we got married. It wasn't free, but definitely cheaper then renting an apartment. We got married when we were 23 and 24 and closed on our house a month later.
We didn't have ANY help paying for college or the wedding either And we didn't have great paying jobs.
We both worked during college and after graduating each worked 2 jobs for 2 years to save. I had my full time job and waitressing 20 hrs a week and he had a fulltime job and pizza delivery. We saved as much as possible... no expensive nights out or designer bags or extravagant vacations...It was a lot of hard work but worth it, and we did it on our own.
I think that it is really great how much you have been able to accomplish at such a young age - and your house is absolutely beautiful!!!!
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| Posted 6/27/06 5:15 PM |
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newhome
LIF Infant
Member since 5/06 95 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
We had a lot of money for a house, but dh has a terrific job. Honestly, he makes really good money and his bonuses are double his salary.
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| Posted 6/27/06 5:35 PM |
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lorich
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Member since 6/05 9987 total posts
Name:
Grammie says "Lora Gina"
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Posted by julz33
We didn't have over $150K, but had a lot saved. We both lived at home with our parents until we got married. It wasn't free, but definitely cheaper then renting an apartment. We got married when we were 23 and 24 and closed on our house a month later.
We didn't have ANY help paying for college or the wedding either And we didn't have great paying jobs.
We both worked during college and after graduating each worked 2 jobs for 2 years to save. I had my full time job and waitressing 20 hrs a week and he had a fulltime job and pizza delivery. We saved as much as possible... no expensive nights out or designer bags or extravagant vacations...It was a lot of hard work but worth it, and we did it on our own.
I guess that's our thing...we're only working one job each...ahhh...time to step it up a bit.
Any money I had once in my savings went to living expenses when I was out of work for 8 mths after 9/11...I took whatever I could get. DH also made the "mistake" of being married before and got "zinged" in the divorce.
We also do not do extravagant vacations...(unless you can call a HM in VT extravagant) (No overseas trips for us.) and I'm an upstate "farm girl"...no designer anything for me.
I TOTALLY agree with you 100%...it's hard work but sooo worth it in the end because you did it on your own. That's the way both DH & I were brought up...can't wait to experience that ourselves.... 
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| Posted 6/27/06 6:11 PM |
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hazeleyes33
LIF Adult
Member since 5/05 13060 total posts
Name:
Ginger
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
We had nothing!! We had half our wedding money saved but not in our savings account and the rest was from my parents who saved for my sister and I when we were growing up for this reason.
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| Posted 6/27/06 9:32 PM |
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SweetestOfPeas
J'taime Paris!
Member since 3/06 32345 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
 WOW! I find it very interesting that most people had less than 20K in the bank when they bought a house.
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| Posted 6/28/06 8:41 AM |
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CaidensMommy
My 3 Miracles!
Member since 5/05 5777 total posts
Name:
Melissa
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
What savings account???  We put $0 down on our house. We also live in NC.
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| Posted 6/28/06 8:50 AM |
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Kelly9904
Mommy to 2 amazing little boys
Member since 5/05 9306 total posts
Name:
Kelly
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
Message edited 1/30/2009 2:18:21 PM.
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| Posted 6/28/06 8:52 AM |
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Selden78
I lvoe the fall :)
Member since 6/06 3543 total posts
Name:
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
we put 0 down on our hous aswell..long long long story short we were going to buy a house from a relative that whent bad and we got another one instead, 80/20 morgage 0 down and we are doing great!!
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| Posted 6/28/06 9:13 AM |
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martha1972
LIF Infant
Member since 6/11 85 total posts
Name:
martha
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Re: How much did you have in your savings acct before you bought your house - anonymous poll
did it with the VA. so no downpayment with them...
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| Posted 6/16/11 8:43 PM |
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