| Posted By |
Message |
jams92
Member since 1/12 6105 total posts
Name:
|
homeowners insurance
where do i begin?!?!
do i just randomly call companies for quotes? we will need homeowners insurance and car insurance
also - do you need homeowners insurance as soon as you close on a house/before you close/when you move in?
all help is appreciated
Message edited 12/16/2013 3:22:03 PM.
|
Posted 12/16/13 3:21 PM  |
| |
|
Prudential Douglas Elliman Real Estate
Long Island's Largest Bridal Resource | Long Island Weddings |
Ian&EmmesMommy23
My family is complete!
Member since 11/08 12970 total posts
Name:
Diana
|
homeowners insurance
you definitely need homeowners insurance before you're clear to close. it's usually done after the appraisal. if you already have car insurance start with your agent. if not start calling companies for quotes for both. multi-line gives you better deals. i used state farm.
|
| Posted 12/16/13 3:25 PM |
| |
|
chilltocam
LIF Adult
Member since 11/11 9141 total posts
Name:
|
homeowners insurance
The homeowners insurance company will usually fax a binder directly to your mortgage bank - it is one of the conditions of your mortgage commitment that you get the homeowners ins before you close.
We just called a few companies for rates and wound up using State Farm
|
| Posted 12/16/13 3:28 PM |
| |
|
jams92
Member since 1/12 6105 total posts
Name:
|
Re: homeowners insurance
oops - I had no idea we needed it before we close
we are planning to close on 1/13 so i better get moving!
we dont have a car insurance policy so i guess ill just call around for quotes
|
| Posted 12/16/13 3:30 PM |
| |
|
DiamondGirl
You are my I love you
Member since 7/09 18802 total posts
Name:
DiamondMama
|
homeowners insurance
I called around and found the best rate
|
| Posted 12/16/13 4:39 PM |
| |
|
jessnbrian
Only God knows His plan for us
Member since 4/13 7238 total posts
Name:
Jessica
|
Re: homeowners insurance
Posted by jams92
oops - I had no idea we needed it before we close
we are planning to close on 1/13 so i better get moving!
we dont have a car insurance policy so i guess ill just call around for quotes
Your bank will not allow you to get the mortgage without this.
|
| Posted 12/16/13 4:58 PM |
| |
|
MrsG823
Just call me Mommy.
Member since 1/11 5570 total posts
Name:
S
|
homeowners insurance
You need proof of homeowner's insurance at closing. You can just call around for quotes if you like- I started this way but do to my dog having a bite history I ended up using a broker- she was awesome. Her fee was worth every penny. When I was looking last March Travelers offered great rates for homeowners and auto insurance packages.
|
| Posted 12/16/13 8:47 PM |
| |
|
JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
|
homeowners insurance
Call around for different quotes or go through a broker. They're going to need quite a bit of information about the house to give a quote. So make sure you have the appraisal in front of you. The process is rather quick. You'll need it before the mortgage company clears you to close. It's one of the requirements. But it will go into effect the day you close.
|
| Posted 12/17/13 9:35 AM |
| |
|
Kitten1929
LIF Adult
Member since 1/13 6040 total posts
Name:
|
homeowners insurance
We used our good friend who is a broker. He got us the best policy for the price.
|
| Posted 12/17/13 12:14 PM |
| |
|
|
|
homeowners insurance
If you would like me to quote the insurance for you, I would be more than happy to :) We deal with over 15 different carriers. Please feel free to contact me here or [email protected]
|
| Posted 12/17/13 1:58 PM |
| |
|
