Hospital bill question - help

So it turns out the anesthesiologist my hospital used on the day ds was born is out of network and my insurance covered only portion of the bill... now they are harrasing me to pay $1100.00 of that bill do any of you have any experience fighting something like that? I am writing them a letter saying that we cannot afford it, which is true at this point since I have been out of work for almost 5 months now... just curious about people's thoughts? maybe you have some ideas what to do?
I find it pretty weird that I wasnt informed that they dont accept my insurance especially since I pre-registered and they had all my info...

Message edited 11/9/2007 11:26:10 AM.

Re: Hospital bill question - help

Can you speak with your HR person to help you?

I have a feeling this is going to happen to me as well. Somehow I am going to have to send a letter or put in my file at the hospital that if it is not in network, then I will not be paying the bill if the insurance co does not pay for it. And have the hospital sign it.

Let us know how you get it fixed when it happens!

Re: Hospital bill question - help

I figured someone here must have had this problem- you may want to use the search feature. Here's what I came up with.
http://www.lifamilies.com/chat/topic.aspx?&P=1&ID=181217#P2339701

Good luck!!!

Re: Hospital bill question - help

I had this problem - which hospital is you deliver at? Or who are you getting the bill from?

Re: Hospital bill question - help

I delivered at NYU and the bill is from NYU Anesthesia Associates...

Re: Hospital bill question - help

Posted by JessieQ

I figured someone here must have had this problem- you may want to use the search feature. Here's what I came up with.
http://www.lifamilies.com/chat/topic.aspx?&P=1&ID=181217#P2339701

Good luck!!!

Re: Hospital bill question - help

also, I wrote them $100.00 check to get them off my back for a while, should I mail it or should I not pay anything?

Re: Hospital bill question - help

Posted by Aga

Posted by JessieQ

I figured someone here must have had this problem- you may want to use the search feature. Here's what I came up with.
http://www.lifamilies.com/chat/topic.aspx?&P=1&ID=181217#P2339701

Good luck!!!

thank you for the link... I saved the link to the complaint site...

my problem right now is that my insurance said that they will not cover the whole bill, spoke to them already few times about it...

Re: Hospital bill question - help

What I did was call the office that is sending you the bill and tell them your situation - the not knowing that they weren't part of the network, not working

tell them it isn't your fault that they weren't part of your network - what were you supposed to say - oh no don't deliver my baby cause you are not in my plan

After calls back and forth, the office knocked down the bill and let me pay in installments.

Re: Hospital bill question - help

thanks girls, I will keep fighting it... but this is just such a pain in the a$$ if you ask me... our insurance stinks and I had so many bills to fight throughout my pregnancy and now, just really pi$$es me off...

Re: Hospital bill question - help

Message edited 11/9/2007 12:29:50 PM.

Re: Hospital bill question - help

Posted by Marcie

Posted by Aga

thanks girls, I will keep fighting it... but this is just such a pain in the a$$ if you ask me... our insurance stinks and I had so many bills to fight throughout my pregnancy and now, just really pi$$es me off...

It is a pain in the azz - I went through the same thing - cause all of our insurance goes through a union - and they stink sometimes - so I had to do it all myself,


oh yea - I meant to say - I fought them about the fact that I got the bill 4-5 months after I had DD too.

Re: Hospital bill question - help

no advice... but i'm sorry you're going through this

Re: Hospital bill question - help

This happened to me as well. While I was being rolled into have a c-section the anesthesiologist said he was not part of my network. What could I do at that point. When I got the bill I called my insurance company and told them what happened. I also called the anesthesiologist billing and said no way am I paying anything to you and told them what happened. They actually re-submitted the bill to the insurance agency got more $$ from them and they said they would not hold me responsible for the balance.

I would not send them a dime of your $$.

Re: Hospital bill question - help

Fight it...that is NOT your problem...especially since they had all your information BEFORE they sent the anasthesiologist over...I can't believe these people...

Re: Hospital bill question - help

I'm going thru the exact same thing. I got a 7k bill & was told its not been paid b/c the dr was out of network...um at that point I'm not checking the dr's affiliations.

They just had me resubmit it as an out of netwk expense & DH said the union may accept it as payment in full...we'll see. So frustrating though

Re: Hospital bill question - help

Re: Hospital bill question - help

Posted by Marcie

What I did was call the office that is sending you the bill and tell them your situation - the not knowing that they weren't part of the network, not working

tell them it isn't your fault that they weren't part of your network - what were you supposed to say - oh no don't deliver my baby cause you are not in my plan

After calls back and forth, the office knocked down the bill and let me pay in installments.

Re: Hospital bill question - help

I received a notice from the doctor doing DS's surgery next week and it says that it's not guaranteed that the anthesiologist that is there that day will take his insurance