| Posted By |
Message |
NJmom
.
Member since 8/05 4987 total posts
Name:
|
How long do you have to cash a personal check?
I know they expire after a certain amount of time. Does it depend on the bank?
|
Posted 7/14/08 10:43 AM  |
| |
|
Long Island Weddings
Long Island's Largest Bridal Resource |
Candy Girl
Candy girl- you are so sweet!
Member since 11/07 6349 total posts
Name:
erin
|
Re: How long do you have to cash a personal check?
I would cash it ASAP. I hate it when people hang onto my checks for a long time. I forget I wrote them and then it's a shock when the $$ comes out. I would say 6 months to a year would be the maximum.
|
| Posted 7/14/08 10:53 AM |
| |
|
Lisa
I'm a PANK!!!
Member since 5/05 22334 total posts
Name:
Professional Aunts No Kids
|
Re: How long do you have to cash a personal check?
Although banking laws differ from state to state, most states consider that checks in excess of 6 months old are considered “stale dated.” Contrary to the conventional wisdom, stale dated checks can still be cashed successfully. However, the drawee's bank has the right to refuse payment on the check or “bounce” it.
from here...LINK
|
| Posted 7/14/08 10:55 AM |
| |
|
MommyofG
just the girls
Member since 5/05 9461 total posts
Name:
Janice
|
Re: How long do you have to cash a personal check?
i know commerce is 6 months after that they wont take it!
|
| Posted 7/14/08 11:08 AM |
| |
|
Shroggie
Don't Worry...Be Happy
Member since 5/06 6261 total posts
Name:
|
Re: How long do you have to cash a personal check?
6 months for a personal, 12 months for a bank/certtified check.
|
| Posted 7/14/08 11:31 AM |
| |
|
NJmom
.
Member since 8/05 4987 total posts
Name:
|
Re: How long do you have to cash a personal check?
Thanks! I have a few checks made out to my DD, but I haven't gotten a chance to open up an account for her yet. Can I cash them myself if they are made out to her?
|
| Posted 7/14/08 11:51 AM |
| |
|
june262004
But I love the Snow!
Member since 5/05 15379 total posts
Name:
Kristin
|
Re: How long do you have to cash a personal check?
Posted by NJmom
Thanks! I have a few checks made out to my DD, but I haven't gotten a chance to open up an account for her yet. Can I cash them myself if they are made out to her?
Not usually. You will need to open a custodian account. That will require her original SS card.
|
| Posted 7/14/08 5:22 PM |
| |
|
CouponKT
Our family is complete
Member since 6/06 16494 total posts
Name:
K
|
Re: How long do you have to cash a personal check?
Posted by NJmom
Thanks! I have a few checks made out to my DD, but I haven't gotten a chance to open up an account for her yet. Can I cash them myself if they are made out to her?
I believe you can without opening an account in her name. You have to sign it and write "Parent and Legal Guardian of ____"
|
| Posted 7/14/08 5:39 PM |
| |
|
