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How much are your student loan payments?

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Pages: 1 [2]

charon54
My two boys!

Member since 5/05

7279 total posts

Name:
Rebecca

Re: How much are your student loan payments?

We only have from undergrad, and DH had less than I did. We consolidated a few years ago at 3%-ish, we have $15,000 left. I think we have a 20 year loan, it's been like 2 years, so 18 more to go!

Posted 11/16/07 8:31 AM
 
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conigs25
So in love with this kid!

Member since 5/06

11197 total posts

Name:
Michele

Re: How much are your student loan payments?

I think im between $25K-$30K. I pay $600 per month!!!

Posted 11/16/07 8:31 AM
 

Kara
Now Zagat Rated!

Member since 3/07

13217 total posts

Name:
They call me "Tater Salad"

Re: How much are your student loan payments?

Posted by Meaghan729


I wouldn't be in such a rush to pay off student loans, but we make too much $$ and can't write off the interest anymore



If you own a home and have enough equity, you can take out a HELOC to pay off your student loans. Then the interest is tax deductible.

Just another option.

We can't write off my student loans either, but the ones under 4.5%, I'm in no rush to pay off. Even just my savings account makes way more than that, let alone my other investments.

Posted 11/16/07 8:35 AM
 

Diane
Hope is Contagious....catch it

Member since 5/05

30683 total posts

Name:
D

Re: How much are your student loan payments?

mine are down to $57.00 a month, and almost done paying it off. I think I have about $1500 leftChat Icon

Posted 11/16/07 9:00 AM
 

nov04libride
big brother <3

Member since 5/05

14672 total posts

Name:
Me

Re: How much are your student loan payments?

Posted by tiff940

Thanks everyone. I really need to consolidate. I havent started paying them off but there about $90,000 and I will have to pay $1500 a month for ten years. The payment could be a lot lower if I increased to twenty years but I just cant see myself paying on a loan (besides mortgage) for that long. I just want this out of the way so that I can live my 30's with little or no debt.



Wow, how old are you that you will pay off the $90,000 before hitting 30?

Posted 11/16/07 9:01 AM
 

MrsPornStar
Partners in crime

Member since 10/05

14656 total posts

Name:
Mama

Re: How much are your student loan payments?

My student loans for undergraduate and graduate school combined is only $27,000. I consolidated and the payment is $160 a month. However I pay $200 a month. DH's loans from grad school are a lot... we pay $265 a month and it's a 30 year loan.

Posted 11/16/07 9:27 AM
 

Sassyz75
Turning a new page

Member since 5/05

9731 total posts

Name:
Dina

Re: How much are your student loan payments?

I have $20,000 for my MBA (undergraduate is paid off)
I consolidated at a low rate and my payment is $112.00 (but I give them more every month)

Posted 11/16/07 9:30 AM
 

nicrae
He's here!

Member since 12/06

9289 total posts

Name:
Mommy

Re: How much are your student loan payments?

I will be done paying them in 2025 Chat Icon I have two seperat ones.

One iss $60 a month and the other is $188.

Posted 11/16/07 9:40 AM
 

klingklang77
kraftwerk!

Member since 7/06

11487 total posts

Name:
Völlig losgelöst

Re: How much are your student loan payments?

too much Chat Icon

I owe $40,000 and that includes grad school and two undergraduate degrees.

I pay $600 a month for the next 10 years. But I have a bit of a problem b/c I don't have US$ and they don't take credit card payments (I know it doesn't sound right, but if we could pay it with a credit card here in our currency it would save us the extra $25 a month we spend to get a foreign check made up).

I am at a bit of a loss here and I will have to call the bank when I go to NY in 3 weeks.

Anyone ever have this problem?

Posted 11/16/07 6:41 PM
 
Pages: 1 [2]
 

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