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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: how much do you pay for homeowner's insurance?
Posted by jellybean1420
I think ours went up to about $1800, maybe $1900/yr. Why is mine so much more than everyone elses'?
Its not based on whether you are in a flood zone or not.
N. Merrick to my knowledge is not considered a flood zone.
Homeowners is based on the replacement value=Dwelling. More house means more dwelling, therefore premiums will be higher.
Other factors are deductible amounts and territory.
HTH
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Posted 6/26/09 10:44 AM  |
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Megs4
LIF Adult
Member since 11/08 1619 total posts
Name:
Megan
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Re: how much do you pay for homeowner's insurance?
Around $1K a year for us too!
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| Posted 6/26/09 11:41 AM |
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justme4u
LIF Adolescent
Member since 8/08 575 total posts
Name:
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Re: how much do you pay for homeowner's insurance?
we pay somewhere around 900.00
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| Posted 6/26/09 11:46 AM |
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JRG71
*****************
Member since 5/05 5025 total posts
Name:
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Re: how much do you pay for homeowner's insurance?
A little over $1700.
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| Posted 6/26/09 12:10 PM |
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LulaBell
:)
Member since 1/06 3508 total posts
Name:
J
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Re: how much do you pay for homeowner's insurance?
A little under $1100
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| Posted 6/26/09 12:15 PM |
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charon54
My two boys!
Member since 5/05 7279 total posts
Name:
Rebecca
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Re: how much do you pay for homeowner's insurance?
Posted by rkoenke
Posted by happytobreathe
Southern State is now considered the flood line...anything below is a hazard.
Are you kidding me?!?!? that's insane!! if you take southern state out east it travels north east at times. are you telling me that republic airport (southern state at one point travels right below it) could potentially be in a flood plain (or hazzard plain)????????????????????????????
i know people think we will be getting a bad hurricane but c'mon, i think alot of it is just fluff so companies can make more money!!
Republic Airport is north of the Southern State, isn't it??
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| Posted 6/26/09 12:26 PM |
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Re: how much do you pay for homeowner's insurance?
$1100 a year, no flood insurance, no where near water :)
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| Posted 6/26/09 1:53 PM |
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shiv
Twinsanity!!
Member since 5/07 4747 total posts
Name:
Shiv
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Re: how much do you pay for homeowner's insurance?
Posted by happytobreathe
Southern State is now considered the flood line...anything below is a hazard.
I don't think that is true. We pay @ 1200 a year and live literally 1 block from canels on both sides and less than a mile from the open bay. We are south of Merrick Rd, but were considered just outside the flood zone- thank god!
Message edited 6/26/2009 2:44:46 PM.
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| Posted 6/26/09 2:44 PM |
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aliwnec10
mom of 3 boys
Member since 4/06 11426 total posts
Name:
Ali
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Re: how much do you pay for homeowner's insurance?
$1800 for the year. 
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| Posted 6/26/09 3:06 PM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19458 total posts
Name:
L
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Re: how much do you pay for homeowner's insurance?
We pay 350 for the year in central NJ. 1000 a month   - I think I would cry. How big is the house? It goes by location, size of home, amount insured, any riders. If they have jewelery or expensive artwork it pays to shop those things separately from the home owners insurance. I have a separate jewelery policy from my home owners. In my research, the jewelery policy from a reputable company was a ton less than an additional rider on my home owners insurance by about 100 a month.
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| Posted 6/26/09 3:24 PM |
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yelley
Fortunate
Member since 11/07 3037 total posts
Name:
Danielle
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Re: how much do you pay for homeowner's insurance?
$819 for the year through Liberty Mutual.
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| Posted 6/26/09 4:35 PM |
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cutie
LIF Adult
Member since 2/06 1893 total posts
Name:
Janine
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Re: how much do you pay for homeowner's insurance?
We are up to 1900 for the year through Liberty Mutual.
We started at $1080 when we moved in 4.5 years ago - by next year it will have doubled which I think is INSANE - and we have had no claims.
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| Posted 6/26/09 11:35 PM |
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MrsUta
LIF Adolescent
Member since 2/08 771 total posts
Name:
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Re: how much do you pay for homeowner's insurance?
We will be paying about 1300 a year....We are South of Merrick Road and will be living between 2 canals :)
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| Posted 6/27/09 5:36 PM |
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junebride06
love my boys!
Member since 2/08 3181 total posts
Name:
Robin
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Re: how much do you pay for homeowner's insurance?
$900 for the year
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| Posted 6/27/09 10:25 PM |
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