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Lauren82
LIF Adult
Member since 10/06 4580 total posts
Name:
L
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Re: How would you handle this?
Some might think this is mean, but honestly, you should report him to the county afte you work out how he is going to rectify the situation. He is operating a business without a license and insurance. You might help to protect another person from having a similar experience.
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Posted 12/11/11 9:32 AM  |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: How would you handle this?
Posted by Lauren82
Some might think this is mean, but honestly, you should report him to the county afte you work out how he is going to rectify the situation. He is operating a business without a license and insurance. You might help to protect another person from having a similar experience.
So if he did a good job it was ok to hire an unlicensed painter... but now that he broke something it's time to report to the town? It seems like the OP didn't have an issue with the unlicensed part while the work was being done.
Sorry but this doesn't sit well for me. That is like a tenant reporting a landlord of an illegal apartment AFTER the landlord does things the tenant doesn't like, as it was OK that the tenant was fine living in an illegal apartment until things started to go the wrong way.
At this point I would just ask to have the job finished for free. You can ask this painter to pay for the damages, but good luck with that as he may just then walk off the job and you get nothing.
Sorry it happened. That has to suck and sounds like an honest mistake by this painter.
ETA: let me also add that I actually have had some bad experience with an unlicensed painter that too came recommended. So I have been there (although my painter just decided to walk off the job instead of damaging a ton of furniture). I chaulked it up as a bad experience and moved on.
Message edited 12/11/2011 9:43:30 AM.
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| Posted 12/11/11 9:41 AM |
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Re: How would you handle this?
Posted by ave1024
Posted by Lauren82
Some might think this is mean, but honestly, you should report him to the county afte you work out how he is going to rectify the situation. He is operating a business without a license and insurance. You might help to protect another person from having a similar experience.
So if he did a good job it was ok to hire an unlicensed painter... but now that he broke something it's time to report to the town? It seems like the OP didn't have an issue with the unlicensed part while the work was being done.
Sorry but this doesn't sit well for me. That is like a tenant reporting a landlord of an illegal apartment AFTER the landlord does things the tenant doesn't like, as it was OK that the tenant was fine living in an illegal apartment until things started to go the wrong way.
At this point I would just ask to have the job finished for free. You can ask this painter to pay for the damages, but good luck with that as he may just then walk off the job and you get nothing.
Sorry it happened. That has to suck and sounds like an honest mistake by this painter.
ETA: let me also add that I actually have had some bad experience with an unlicensed painter that too came recommended. So I have been there (although my painter just decided to walk off the job instead of damaging a ton of furniture). I chaulked it up as a bad experience and moved on.
I agree with Ave. It $ucks but I think at this point you will need to chalk this up to an expensive lesson learned.
DH is self-employed in the construction business (and insured!!) and hears stories like this happening ALL.THE.TIME from people who try to go this route (often because the guy is cheaper but 99% of the time he is unexperienced too like this guy sounds).
One needs to really do their homework when it comes to getting improvements done in their home, because you can find yourself in really $hitty situations otherwise.
If anything, I hope this bad situation helps another person think about who they will hire to do work in their home.
I also wouldn't report it to my homeowners either.
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| Posted 12/11/11 9:49 AM |
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Lauren82
LIF Adult
Member since 10/06 4580 total posts
Name:
L
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Re: How would you handle this?
Posted by ave1024
Posted by Lauren82
Some might think this is mean, but honestly, you should report him to the county afte you work out how he is going to rectify the situation. He is operating a business without a license and insurance. You might help to protect another person from having a similar experience.
So if he did a good job it was ok to hire an unlicensed painter... but now that he broke something it's time to report to the town? It seems like the OP didn't have an issue with the unlicensed part while the work was being done.
Sorry but this doesn't sit well for me. That is like a tenant reporting a landlord of an illegal apartment AFTER the landlord does things the tenant doesn't like, as it was OK that the tenant was fine living in an illegal apartment until things started to go the wrong way.
At this point I would just ask to have the job finished for free. You can ask this painter to pay for the damages, but good luck with that as he may just then walk off the job and you get nothing.
Sorry it happened. That has to suck and sounds like an honest mistake by this painter.
ETA: let me also add that I actually have had some bad experience with an unlicensed painter that too came recommended. So I have been there (although my painter just decided to walk off the job instead of damaging a ton of furniture). I chaulked it up as a bad experience and moved on.
To the original poster, this whole situation stinks and I am sorry you have to deal with it.
Actually, I have a problem with anyone operating unlicensed, but I do realize that sometimes people may assume that a "business" is licensed and insured because they come across as totally legit. People make mistakes, but I guarantee the painter knows he is not doing the right thing.
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| Posted 12/11/11 9:50 AM |
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mosh913
baby boy coming spring '11
Member since 5/05 3133 total posts
Name:
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Re: How would you handle this?
I'm so sorry! If he's not insured, there's nothing you can do other than not pay him for the job, I guess. It's for this reason that I refuse to hire anybody who is not insured. Good luck with everything!
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| Posted 12/11/11 10:07 AM |
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KwaaksNest
Love my boys!
Member since 6/10 2825 total posts
Name:
Samantha
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Re: How would you handle this?
Posted by Erica
My thoughts are that you should put the claim in for home owners and he should pay your deductible. Small claims court if he doesn't agree.
This....or i would have eveything valued and have him pay for it
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| Posted 12/11/11 10:40 AM |
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sfp0701
Liam's Mommy!
Member since 1/07 9764 total posts
Name:
Tricia
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Re: How would you handle this?
After reading this thread I got nervous. I filed a claim with my homeowners and I can't believe that filing one claim would make them drop you or raise your rates. What's the point of homeowners then?
So I found this.
link
It looks like filing one claim will not raise your rates. It's more like if you live in a disaster prone area or if you file several claims in one year.
Now, I have no idea about them giving you money if your painted was not insured. Do some research on that.
Other than that.. I am just horrified for you. That is awful.
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| Posted 12/11/11 10:54 AM |
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Barbiegrl
So in love with my little man!
Member since 8/09 2618 total posts
Name:
Barbara
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Re: How would you handle this?
Posted by Mushesgirl
Posted by LadyBugN2Buggies
Posted by Mrs213
He should be doing that job for free now
My first thought....this should be his first step.
So sorry this happened!! 
Agree. Add: i want to cry reading this. How F STOOPID is he to try to move the piano WITH all the stuff on it. I seriously don't know how you stayed calm. Dh might have had to hold me back from choking this moron.
I agree with all above. And I'm so sorry your stuff git trashed. Ughhh I just want to cry for you
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| Posted 12/11/11 12:57 PM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: How would you handle this?
does the painter have insurance that could pay for it?
im so sorry this happened to you!
eta: sorry it looks like you covered that. I wouldn't put it thru YOUR insurance, he should pay to replace the items.
Message edited 12/11/2011 12:59:38 PM.
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| Posted 12/11/11 12:58 PM |
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8ternity
<3
Member since 11/08 10586 total posts
Name:
Formally NYPD-Wife
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Re: How would you handle this?
OMG!! I grew up with baby gran piano and you can't just move it by yourself...he should be totally responsible for what he did...what did he say??
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| Posted 12/11/11 1:52 PM |
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lvdolphins
My Loves!
Member since 5/05 46292 total posts
Name:
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Re: How would you handle this?
Wow! I'm so sorry this happened! He should absolutley pay for everything and NOT charge you for any work!
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| Posted 12/11/11 2:04 PM |
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jana
LIF Adult
Member since 3/06 1134 total posts
Name:
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Re: How would you handle this?
Looking at your pictures, I am MORTIFIED!!
I myself broke a vase that my sister gave me, by accident with the vacuum cleaner nozzle, I sat on the floor & sobbed for 3 hours. No, they are not "only things" they were your most treasured "things". I don't even know where to begin here. I feel soooo bad for you.
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| Posted 12/11/11 4:14 PM |
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Karen
Just chillin'!!
Member since 1/06 9690 total posts
Name:
Karen
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Re: How would you handle this?
Posted by sfp0701
After reading this thread I got nervous. I filed a claim with my homeowners and I can't believe that filing one claim would make them drop you or raise your rates. What's the point of homeowners then?
So I found this.
link
It looks like filing one claim will not raise your rates. It's more like if you live in a disaster prone area or if you file several claims in one year.
Now, I have no idea about them giving you money if your painted was not insured. Do some research on that.
Other than that.. I am just horrified for you. That is awful.
Unfortunately the insurance industry as a whole views Long Island as a high risk area - just ask anyone who has tried to buy insurance lately. Many of the big companies no longer write policies for Long Island.
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| Posted 12/11/11 5:07 PM |
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mrsboss
my little love
Member since 12/09 5054 total posts
Name:
Me
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Re: How would you handle this?
His Commercial liab insurance would handle this. You need to make a claim with his insurance asap. We handle claims like this all the time. I just had one a couple months ago, where the plumber we insure knocked over a $6k(!!!!) collectible piece from Europe. We (the insurance co) paid for it in full.
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| Posted 12/11/11 5:11 PM |
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Goobster
:)
Member since 5/07 27557 total posts
Name:
:)
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Re: How would you handle this?
Posted by Little-J-Mommy
I agree with the ladies who said don't go through home owners. HE is responsible. He had NO business touching your piano without permission, especially with all of your valuable on it. What a bonehead move. I'm so sorry. I would let him know the value of everything that was damaged in any way including the piano. The paint job, to me, is a separate issue and probably FAR LESS in value than what he broke. Just doing the job for free is getting off way easy. I would tell him when he pays you for the list of lost items, he'll get paid for the job or you'll see him in small claims court.
I actually don't think anyone would win a case where they hired an unlicensed worker. Not a lawyer, just guessing a judge would say that's why you hire someone licensed otherwise it's your tough luck. Just guessing though.
Message edited 12/11/2011 7:40:13 PM.
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| Posted 12/11/11 7:39 PM |
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munchkinbugs
My little loves!
Member since 1/06 8093 total posts
Name:
Lisa
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Re: How would you handle this?
OMG...I am so sorry.
He should, at the very least, do that job for free.
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| Posted 12/11/11 10:25 PM |
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nrthshgrl
It goes fast. Pay attention.
Member since 7/05 57538 total posts
Name:
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Re: How would you handle this?
I would see if he could go through his homeowner's insurance.
I'm so upset for you.
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| Posted 12/11/11 11:23 PM |
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Little-J-Mommy
I'm a Big Brother
Member since 5/06 8041 total posts
Name:
D
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Re: How would you handle this?
Posted by Goobster
Posted by Little-J-Mommy
I agree with the ladies who said don't go through home owners. HE is responsible. He had NO business touching your piano without permission, especially with all of your valuable on it. What a bonehead move. I'm so sorry. I would let him know the value of everything that was damaged in any way including the piano. The paint job, to me, is a separate issue and probably FAR LESS in value than what he broke. Just doing the job for free is getting off way easy. I would tell him when he pays you for the list of lost items, he'll get paid for the job or you'll see him in small claims court.
I actually don't think anyone would win a case where they hired an unlicensed worker. Not a lawyer, just guessing a judge would say that's why you hire someone licensed otherwise it's your tough luck. Just guessing though.
IDK, I still think it's worth looking into, maybe call a lawyer and just ask. There's a ton that'll do a free consultation over the phone. I don't think the fact that he was unlicensed, relieves him of irresponsible behavior. I do think you should give him the benefit of doubt and very matter of factly let him know how much the damage came to and give him an opportunity to do the right thing before bringing up any kind of litigation
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| Posted 12/11/11 11:27 PM |
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ThePinkGoose
In Your Hands
Member since 8/08 4706 total posts
Name:
Nunya
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Re: How would you handle this?
I don't even know what to say. I felt badly reading your post but to see the pics is just mortifying. I am so sorry.
I have no advice, I just wanted to say that i'm sorry all your stuff broke. I think that accident's happen and it sounds like the painter was mortified if he sat there for two hours trying to clean everything up. I hope he does the right thing and not only tries to help you replace what was broken but also finishes the job for free. I'm so sorry.
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| Posted 12/12/11 7:46 AM |
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BeachGal
LIF Adult
Member since 2/10 2827 total posts
Name:
J
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Re: How would you handle this?
I would ask him to pay for any damage you can quantify and he should do the job for free. I am sorry thais happened, what a horrible thing!
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| Posted 12/12/11 7:55 AM |
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Gdesq
LIF Adult
Member since 5/05 1314 total posts
Name:
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Re: How would you handle this?
Just because he is not licensed does not mean you cannot go after him personally. Obviously if he was insured it would be easier,but you can still take him to court and hold him personally liable for his damages. Good luck with this. I would be devastated if this happened to me. I am so sorry you are dealing with this.
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| Posted 12/12/11 9:17 AM |
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colesmom
Brady's mom too!
Member since 5/05 1989 total posts
Name:
Lea
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Re: How would you handle this? *Update*
Update in first post :)
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| Posted 12/12/11 3:24 PM |
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Re: How would you handle this? *Update*
Posted by colesmom
Update in first post :)
Read your update and am glad that you guys have come to some sort of conclusion. Lesson learned I guess.
***********************************
On a side note - don't you just love all the people who don't read posts fully? You said in the original post that he is not insured and people replied that you should go through his insurance. Hello? Read much? 
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| Posted 12/12/11 3:28 PM |
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eroxgirl
My Loves
Member since 5/05 15697 total posts
Name:
Rebecca
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Re: How would you handle this? *Update*
My heart breaks for your 'things.' I have some 'things' that I would be absolutely devastaed if something happened to them and there is no replacing so I know how you feel.
Posted by ItsTime2011
On a side note - don't you just love all the people who don't read posts fully? You said in the original post that he is not insured and people replied that you should go through his insurance. Hello? Read much?
This made me giggle (and ITA). 
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| Posted 12/12/11 3:52 PM |
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