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MrsR
My love.
Member since 5/05 6247 total posts
Name:
Jennifer
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I am looking to open a new bank account - please help
I have been a life long citibanker, but in light of recent events I decided to open an account at a different bank and start switching my money over.
I am wonder what bank is safe and reliable to go with these days?
The banks closest to me (and the easiest for me to bank at) are:
Chase
TD bank
Cap. One bank
I am thinking maybe Chase? Does anyone know how they are holding up?
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Posted 2/25/09 8:05 AM  |
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Long Island Weddings
Long Island's Largest Bridal Resource |
LuvMy2Girls
@>---------
Member since 5/05 11165 total posts
Name:
Mommy
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Re: I am looking to open a new bank account - please help
Chase is sound..I'd do chase or TD Bank.
I have an account with Wachovia for the longest time, and now that wells fargo has them i still don't plan on switching. Wells fargo is a sound too.
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| Posted 2/25/09 8:43 AM |
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JodiBabe
Married for 9 yrs!!!!!!
Member since 5/05 6672 total posts
Name:
Jodi
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Re: I am looking to open a new bank account - please help
How is Bank of America? I was also thinking of switching my accts.
ETA: I'm also loking for free checking & savings, free atm, debit card
Message edited 2/25/2009 9:09:13 AM.
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| Posted 2/25/09 8:59 AM |
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ThePinkGoose
In Your Hands
Member since 8/08 4706 total posts
Name:
Nunya
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Re: I am looking to open a new bank account - please help
We had Commerce which turned into TD Bank. I was a bit peeved at first but I actually really like them. The hours are very convenient and haven't had any problems at all. I would feel confidant recommending them.
ETA: I can't spell! :)
Message edited 2/25/2009 9:04:51 AM.
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| Posted 2/25/09 9:04 AM |
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CaMacho
Sisters :)
Member since 7/06 15112 total posts
Name:
Jess
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Re: I am looking to open a new bank account - please help
Have nothing but great things to say about TD Bank.
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| Posted 2/25/09 9:04 AM |
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MikesWife
Wanting...........
Member since 1/06 6887 total posts
Name:
Karen
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Re: I am looking to open a new bank account - please help
I think Chase is having a promo right now that if you open an account with them and do direct deposit, they will give you $125.
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| Posted 2/25/09 9:04 AM |
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JenMarie
One day at a time
Member since 11/07 7397 total posts
Name:
Jennifer
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Re: I am looking to open a new bank account - please help
Posted by JodiBabe
How is Bank of America? I was also thinking of switching my accts.
ETA: I'm also loking for free checking & savings, free atm, debit card
I don't suggest BofA. I have all of that with Chase.
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| Posted 2/25/09 9:26 AM |
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cluprncs3
LIF Adolescent
Member since 8/08 782 total posts
Name:
Katie
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Re: I am looking to open a new bank account - please help
Posted by Jennifer907
Posted by JodiBabe
How is Bank of America? I was also thinking of switching my accts.
ETA: I'm also loking for free checking & savings, free atm, debit card
I don't suggest BofA. I have all of that with Chase.
I agree with not choosing BOA. My husband has an account with them and they have been nothing short of a nightmare. He's actually closing his BOA account this weekend. I have used Capital One for at least ten years (granted they've changed management a few times) and have had no problems.
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| Posted 2/25/09 9:55 AM |
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happydays
LIF Adolescent
Member since 8/06 513 total posts
Name:
working my way to 1000 posts!
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Re: I am looking to open a new bank account - please help
I have BofA and have had no problems with them. I had Fleet and then Fleet switched to BofA.
Though I am going to open a seperate savings account in the summer. We are thinking of Bethpage CU..does anyone have opinions on them??
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| Posted 2/25/09 1:52 PM |
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Tulips915
................
Member since 8/08 6851 total posts
Name:
Me
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Re: I am looking to open a new bank account - please help
I have Cap. One and havent had any problems.
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| Posted 2/25/09 1:56 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: I am looking to open a new bank account - please help
What's wrong with Citi?
Do you really think they are going under and you won't get your money?
If you're unhappy about the service or if someone is offering you a good deal then go get another account, but your account is FDIC insured.
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| Posted 2/25/09 2:40 PM |
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jaypac915
LIF Infant
Member since 6/08 148 total posts
Name:
Jayme
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Re: I am looking to open a new bank account - please help
I Have had my chase acct since I am 16!! Nothing bad to say about them.
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| Posted 2/25/09 2:48 PM |
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steph4777
**************
Member since 5/05 11726 total posts
Name:
Stephanie
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Re: I am looking to open a new bank account - please help
Posted by Blu-ize
What's wrong with Citi?
Do you really think they are going under and you won't get your money?
If you're unhappy about the service or if someone is offering you a good deal then go get another account, but your account is FDIC insured.
I was wondering the same thing.
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| Posted 2/25/09 2:52 PM |
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LoveyQ
Stalkers, get a life.
Member since 11/07 12820 total posts
Name:
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Re: I am looking to open a new bank account - please help
Posted by steph4777
Posted by Blu-ize
What's wrong with Citi?
Do you really think they are going under and you won't get your money?
If you're unhappy about the service or if someone is offering you a good deal then go get another account, but your account is FDIC insured.
I was wondering the same thing.
I am wondering the same thing as well. Just now I went to make a deposit and asked the info desk person a question. She asked my co-worker who was with me if she wanted to open an account and I jokingly said, "oh but isn't Citibank becoming nationalized?" - and she said, think about it, now the government would be backing the bank (or something to that extent).
So I'm just thinking, I don't have anywhere near 250K in the bank (the amt that's FDIC insured) nor the 100K that was the previous limit to the FDIC insured amount. So I should be ok staying with Citibank... right?
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| Posted 2/25/09 2:55 PM |
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LINewbie
Tigger the the Rescue!
Member since 8/08 5647 total posts
Name:
LB
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Re: I am looking to open a new bank account - please help
I'd choose TD out of those 3. Based of their credit card practices, I refuse to bank with Chase or Cap One.
But, if I were you, I would go with a credit union.
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| Posted 2/25/09 2:57 PM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: I am looking to open a new bank account - please help
Posted by MrsQ-in2007
Posted by steph4777
Posted by Blu-ize
What's wrong with Citi?
Do you really think they are going under and you won't get your money?
If you're unhappy about the service or if someone is offering you a good deal then go get another account, but your account is FDIC insured.
I was wondering the same thing.
I am wondering the same thing as well. Just now I went to make a deposit and asked the info desk person a question. She asked my co-worker who was with me if she wanted to open an account and I jokingly said, "oh but isn't Citibank becoming nationalized?" - and she said, think about it, now the government would be backing the bank (or something to that extent).
So I'm just thinking, I don't have anywhere near 250K in the bank (the amt that's FDIC insured) nor the 100K that was the previous limit to the FDIC insured amount. So I should be ok staying with Citibank... right?
either way, whether they nationalize the bank or not, it's not going anywhere..meaning your money is safe.
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| Posted 2/25/09 3:46 PM |
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RMA9728
LIF Adolescent
Member since 1/08 863 total posts
Name:
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Re: I am looking to open a new bank account - please help
Posted by CaMacho
Have nothing but great things to say about TD Bank.
I agree!!!!
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| Posted 2/25/09 3:50 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: I am looking to open a new bank account - please help
Posted by steph4777
Posted by Blu-ize
What's wrong with Citi?
Do you really think they are going under and you won't get your money?
If you're unhappy about the service or if someone is offering you a good deal then go get another account, but your account is FDIC insured.
I was wondering the same thing.
Citibank is going nowhere. And even if they go under, your money is safe.
Frankly any bank at any time can go under. I had six figures deposited at IndyMac when they went under. My money didn't disappear. 
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| Posted 2/25/09 4:23 PM |
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ave1024
I Took The Wrong Road
Member since 12/07 6153 total posts
Name:
That Led To The Wrong Tendencies
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Re: I am looking to open a new bank account - please help
Posted by MrsQ-in2007
So I'm just thinking, I don't have anywhere near 250K in the bank (the amt that's FDIC insured) nor the 100K that was the previous limit to the FDIC insured amount. So I should be ok staying with Citibank... right?
I've had my Citibank account since 1992. Since I have had the account for so long, I can deposit checks up to 50k with them and have them go in as cash with no hold times.
You may want to check with Citi to see what your account is eligable for. That 50k same as cash feature on my checking account is golden to me. If I deposit a 40k check at Chase, I have to wait something like 7 days for the funds to clear.
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| Posted 2/25/09 4:26 PM |
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