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MrsMessina
Thankful for our miracles!
Member since 2/07 7254 total posts
Name:
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I'm done for a while...
my claims cleared.  According to the claim, I'm responsible for the full amount of my ER...at the full rate, not at their in network rate.    I don't know when we'll be trying again- w/ no insurance AND having to pay this back... we're going to be done forever or for quite a while.  I can't stop crying and I don't even know how to break this to my DH. I don't know what we're going to do...
Message edited 3/16/2009 9:25:16 PM.
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Posted 3/11/09 10:36 AM  |
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Daisy32
Mommy
Member since 2/08 8081 total posts
Name:
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Re: I'm done for a while...
I'm sooooo sorry 
I wish I could say something to make u feel better
Message edited 3/11/2009 10:39:36 AM.
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| Posted 3/11/09 10:39 AM |
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diva7531
My Peanut
Member since 2/07 5199 total posts
Name:
Ryan 3 boys EDD 11/6!
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Re: I'm done for a while...
I am so sorry. Is there a way to greive the claim?
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| Posted 3/11/09 10:44 AM |
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KrisT
Two Boys for Me!!
Member since 1/07 5213 total posts
Name:
Kristin
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Re: I'm done for a while...
I'm so sorry to hear this
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| Posted 3/11/09 10:46 AM |
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Blu-ize
Plan B is Now Plan A
Member since 7/05 32475 total posts
Name:
Susan
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Re: I'm done for a while...
I would ask for an appeal..maybe they will reconsider some of the claim?
Shannon, take the time to regroup. Pay some of the debt down and start over when you are ready.
It's so evil that we have to go through this and have the debt to boot.
You can get some donated meds..the procedure itself you may have to pay for, but maybe the clinic will let you pay it out?
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| Posted 3/11/09 10:48 AM |
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IrishLasss334
I'll be there soon!
Member since 1/08 6549 total posts
Name:
Patty
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Re: I'm done for a while...
Shannon! I am so sorry! But don't feel like it's forever, it's not forever, it's only right now. I know this isn't what you want right now. Take this time for yourself, to heal and renew. I am there right now, I needed it and didn't know I didn't it.
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| Posted 3/11/09 10:49 AM |
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Sassyz75
Turning a new page
Member since 5/05 9731 total posts
Name:
Dina
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Re: I'm done for a while...
I'm so sorry
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| Posted 3/11/09 10:50 AM |
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Bxgell2
Perfection
Member since 5/05 16438 total posts
Name:
Beth
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Re: I'm done for a while...
Oh Shannon
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| Posted 3/11/09 10:52 AM |
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karenk71
Love
Member since 6/06 1547 total posts
Name:
Karen
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Re: I'm done for a while...
I'm sorry to hear this Shannon.
I can totally relate. For us it is coming down to a race between time and money.
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| Posted 3/11/09 10:57 AM |
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JennyPenny
?
Member since 1/08 12702 total posts
Name:
Jen
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Re: I'm done for a while...
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| Posted 3/11/09 10:57 AM |
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lolipep
My prayers have been answered
Member since 10/08 3642 total posts
Name:
Lori
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Re: I'm done for a while...
I am soooo sorry to hear that
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| Posted 3/11/09 11:04 AM |
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Domino
Always My Miracle
Member since 9/05 9923 total posts
Name:
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Re: I'm done for a while...
Oh Shannon I am so sorry. BUT nothing is forever. There has to be a way and we'll find it. Dont give up hope yet. Can you hold out until tomorrow?
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| Posted 3/11/09 11:07 AM |
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MrsMessina
Thankful for our miracles!
Member since 2/07 7254 total posts
Name:
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Re: I'm done for a while...
Posted by Domino
Oh Shannon I am so sorry. BUT nothing is forever. There has to be a way and we'll find it. Dont give up hope yet. Can you hold out until tomorrow?
Thanks Dawn.   I put a call into Cigna b/c I think they billed me twice for the same thing (its an odd amount)- on 2 different claims and one was already paid- so I don't want to pay it again..... I also put a call into my dr's billing office and am waiting for a response I can't believe how sick I feel....
Thank you everyone.
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| Posted 3/11/09 11:20 AM |
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maybeamommy
Blessed beyond belief
Member since 10/07 17048 total posts
Name:
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Re: I'm done for a while...
Oh Shannon, my heart is breaking for you!
Can they work out some time of financing plan for you?
There has to be a way to make this manageable! Please don't give up
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| Posted 3/11/09 11:25 AM |
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skinny
3 boys and a princess!
Member since 11/08 8178 total posts
Name:
Momma
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Re: I'm done for a while...
I'm so sorry! Keep asking the insurance company. If 1 person tells u no, try to speak with a supervisor or appeal the decision.
Don't give up hope!
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| Posted 3/11/09 11:27 AM |
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LIBOUND
Texting king
Member since 10/05 5289 total posts
Name:
Suzy
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Re: I'm done for a while...
Regroup and pray, Shannon...that's all we can do for now.
What about the IVF grant?
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| Posted 3/11/09 11:27 AM |
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Re: I'm done for a while...
Hang in there and don't lose hope!! Keep at the ins comapny, talk to the RE's office and don't forget the grant...you can use it if you exhaust all other IF benefits!
Shawnna
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| Posted 3/11/09 11:32 AM |
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ODonnell
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Member since 9/05 5983 total posts
Name:
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Re: I'm done for a while...
I'm sorry It's bad enough that you have to deal with the stress of treatments to now have this added concern.
Can you speak with your Dr.'s office? The RE I just started seeing has a financial consultant in the office who works out payment terms.
I hope that you get this resolved, get a well-earned break, and can start the process again soon.
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| Posted 3/11/09 11:33 AM |
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MrsMessina
Thankful for our miracles!
Member since 2/07 7254 total posts
Name:
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Re: I'm done for a while...
Posted by BaseballWidow
Hang in there and don't lose hope!! Keep at the ins comapny, talk to the RE's office and don't forget the grant...you can use it if you exhaust all other IF benefits!
Shawnna
I actually used the grant for my first IVF cycle. But now that I have a BFN from an FET and another stim cycle... I'm not eligible anymore.
Message edited 3/16/2009 9:25:45 PM.
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| Posted 3/11/09 11:37 AM |
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WNA01
my 2 boys
Member since 10/08 4240 total posts
Name:
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Re: I'm done for a while...
im so sorry shannon
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| Posted 3/11/09 11:50 AM |
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Wishing4ababy
My life is complete!
Member since 1/07 2494 total posts
Name:
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Re: I'm done for a while...
I'm so sorry you are going through this!
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| Posted 3/11/09 11:59 AM |
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Re: I'm done for a while...
Posted by MrsMessina
I actually used the grant for my first IVF cycle. But now that I have a BFN from an FET and another stim cycle... they told me I'm not eligible anymore.
Oh, sorry, didn't realize you already used the grant.
Shawnna
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| Posted 3/11/09 11:59 AM |
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Gertyrae
Peace out Homies!
Member since 5/05 20046 total posts
Name:
Gerty ®
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Re: I'm done for a while...
I am so sorry...I don't know what to say....
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| Posted 3/11/09 12:04 PM |
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SJSM
LIF Adolescent
Member since 1/09 764 total posts
Name:
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Re: I'm done for a while...
Sorry- It's so unfair.
I have extra meds ...........:
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| Posted 3/11/09 12:13 PM |
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shiv
Twinsanity!!
Member since 5/07 4747 total posts
Name:
Shiv
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Re: I'm done for a while...
I'm so sorry. take some time to pay it off and than see where you and DH are. Maybe they can offer financing, or get a low interest personal loan, or even better a zero interest credit card.
You know you have my Gonal-F chilling in my fridge for you!
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| Posted 3/11/09 12:23 PM |
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