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Maybe this was asked before - home owners insurance food spoilage
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Maybe this was asked before - home owners insurance food spoilage
I found out that my home owners insurance will pay up to $500 for food spoilage in the event of a power outage as long as the outage was due to the failure of equipment (such as lines, etc). I am gonna have my hubby call the insurance agency tomorrow to find out what the deal is but I was wondering if anyone knew about this., or had experience with this.
Thanks! 
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Posted 9/6/11 8:41 PM  |
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RubyWoo
Complete.
Member since 1/11 1357 total posts
Name:
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Re: Maybe this was asked before - home owners insurance food spoilage
Yes. They may ask you to make an itemized list of everything that was in your fridge/freezer. They may also ask you what type of fridge/freezer you have and to provide photos. That's what I had to do in the past.
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| Posted 9/7/11 7:16 AM |
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Re: Maybe this was asked before - home owners insurance food spoilage
Posted by RubyWoo
Yes. They may ask you to make an itemized list of everything that was in your fridge/freezer. They may also ask you what type of fridge/freezer you have and to provide photos. That's what I had to do in the past.
Great, thanks!
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| Posted 9/7/11 7:29 AM |
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LSP2005
Bunny kisses are so cute!
Member since 5/05 19458 total posts
Name:
L
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Re: Maybe this was asked before - home owners insurance food spoilage
if that is your only claim, I would think twice about submitting it as your rates might go up next year because you made the claim. I realize they increase every year, but when claims are made I feel like they have a larger % increase....
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| Posted 9/7/11 8:00 AM |
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Shorty
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Member since 5/05 30390 total posts
Name:
really
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Re: Maybe this was asked before - home owners insurance food spoilage
don't forget, it'll also be subject to your deductible
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| Posted 9/7/11 12:57 PM |
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ItsTime2011
Meh...
Member since 1/11 2148 total posts
Name:
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Re: Maybe this was asked before - home owners insurance food spoilage
Posted by Shorty
don't forget, it'll also be subject to your deductible
From what I have read, and what I *think* it says in my policy if it is the only claim I am making it is not subject to the deductible.
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| Posted 9/7/11 1:00 PM |
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