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NPR- car accident and insurance??
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livy820
Luckiest Mom of 2 girls!
Member since 8/07 1606 total posts
Name:
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NPR- car accident and insurance??
DH was rear-ended on the parkway this week. not his fault at all. called the police and had accident report filed. the back of his car is dented, cracked, and hanging off. the other people's insurance will not start the claims process until they hear from their client or get the accident report (takes 2 weeks) we need the car fixed because we are afraid part of it is going to fall off. is this normal???? our insurance said to go through them
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Posted 9/28/09 9:35 AM  |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: NPR- car accident and insurance??
Posted by livy820
DH was rear-ended on the parkway this week. not his fault at all. called the police and had accident report filed. the back of his car is dented, cracked, and hanging off. the other people's insurance will not start the claims process until they hear from their client or get the accident report (takes 2 weeks) we need the car fixed because we are afraid part of it is going to fall off. is this normal???? our insurance said to go through them
Can you go through your own insurance company? It will get done quicker and then they will go after the other party for the damages they incurred.
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| Posted 9/28/09 9:48 AM |
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livy820
Luckiest Mom of 2 girls!
Member since 8/07 1606 total posts
Name:
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Re: NPR- car accident and insurance??
Posted by Smileyd17
Posted by livy820
DH was rear-ended on the parkway this week. not his fault at all. called the police and had accident report filed. the back of his car is dented, cracked, and hanging off. the other people's insurance will not start the claims process until they hear from their client or get the accident report (takes 2 weeks) we need the car fixed because we are afraid part of it is going to fall off. is this normal???? our insurance said to go through them
Can you go through your own insurance company? It will get done quicker and then they will go after the other party for the damages they incurred.
Thanks:) our insurance said we could go through them. how long will it take to get back the money? we have a 1000 deductible that we have to pay. will we get that back?
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| Posted 9/28/09 9:50 AM |
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Smileyd17
kids
Member since 5/05 20997 total posts
Name:
Mommy
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Re: NPR- car accident and insurance??
Posted by livy820
Thanks:) our insurance said we could go through them. how long will it take to get back the money? we have a 1000 deductible that we have to pay. will we get that back?
You might not have to pay the deductible but if you do..you will get it all back. timeline I dont know...every company is different.
At least your car will be fixed.
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| Posted 9/28/09 9:55 AM |
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livy820
Luckiest Mom of 2 girls!
Member since 8/07 1606 total posts
Name:
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Re: NPR- car accident and insurance??
Posted by Smileyd17
Posted by livy820
Thanks:) our insurance said we could go through them. how long will it take to get back the money? we have a 1000 deductible that we have to pay. will we get that back?
You might not have to pay the deductible but if you do..you will get it all back. timeline I dont know...every company is different.
At least your car will be fixed.
Thanks so much for your advice. i truly appreciate it. this whole thing is nothing but a headache. Think we are just going to go through our insurance since the car really isn't in good driving condition.
thanks again
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| Posted 9/28/09 9:58 AM |
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Xelindrya
Mommy's little YouTube Star!
Member since 8/05 14470 total posts
Name:
Veronica
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Re: NPR- car accident and insurance??
Just adding $.02
You may not get 'all of it back'
Its always assumed you will but to be truly cautious I want to warn you if their insurance company argues their settlement would have been less then that porporation that your insurance company decided to overpay may not be reimbursed. So if the repairs were more expensive than that other company could have/would have used then your insurance company may/may not pass that on to you.
That being said, I'd suggest using your own ins company. Most may not even charge the deductible if there's an open claim already with the other carrier.
Best of Luck!
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| Posted 9/28/09 10:09 AM |
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