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TheDivineMrsM
2 girls 4 me!
Member since 8/08 7878 total posts
Name:
Mama mama mama....
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NYC Teachers w/GHI & Empire and a c-section...
How much did it cost you out of pocket? I got something from Empire the other day that said $2500... Is this how much it's going to cost us? 
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Posted 12/26/10 8:43 AM  |
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Long Island Weddings
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addingonemore
My family is complete <3
Member since 11/10 2037 total posts
Name:
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Re: NYC Teachers w/GHI & Empire and a c-section...
Not a teacher, but DH is NYPD with GHI/Empire and my hospital stay/c-section was $300 for me and $300 for baby.
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| Posted 12/26/10 8:55 AM |
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twicethefun
Loving life
Member since 7/06 4088 total posts
Name:
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Re: NYC Teachers w/GHI & Empire and a c-section...
NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.
Above poster sounds about right.
Message edited 12/26/2010 9:10:06 AM.
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| Posted 12/26/10 9:09 AM |
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JennB
My princess <3
Member since 5/09 2473 total posts
Name:
Jenn
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Re: NYC Teachers w/GHI & Empire and a c-section...
$300
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| Posted 12/26/10 9:09 AM |
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TheDivineMrsM
2 girls 4 me!
Member since 8/08 7878 total posts
Name:
Mama mama mama....
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Re: NYC Teachers w/GHI & Empire and a c-section...
Posted by twicethefun
NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.
Above poster sounds about right.
I had an emergency c-section under general anesthesia... I wasn't in a position to ask for an in-network doctor.
If I have to have something adjusted on the bill, do I call Winthrop or the insurance company?
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| Posted 12/26/10 9:12 AM |
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ttcing
LIF Adolescent
Member since 8/09 851 total posts
Name:
Mel
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Re: NYC Teachers w/GHI & Empire and a c-section...
Call ur insurance company saying u were not informed about this dr out of network.
I had a baby in June..it cost me 50 for stepping foot in the hospital and then it cost 300 for our deductible. That is how much it should cost u
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| Posted 12/26/10 9:29 AM |
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twinkletoes807
Mommy's Girls! ♥
Member since 11/07 10116 total posts
Name:
Gabi
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Re: NYC Teachers w/GHI & Empire and a c-section...
I'm not a teacher but have GHI and Empire (I'm NYPD) and it cost me $300 for my c-section and $300 for my DD. I would call Heathline (the number is on the back of the Empire card) and speak with them. 
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| Posted 12/26/10 10:02 AM |
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MegZee
My bunny
Member since 5/06 8777 total posts
Name:
Meaghan
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Re: NYC Teachers w/GHI & Empire and a c-section...
i paid $0 for the baby and $300 for me
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| Posted 12/26/10 10:35 AM |
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CmC720
LIF Adolescent
Member since 8/07 868 total posts
Name:
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Re: NYC Teachers w/GHI & Empire and a c-section...
I paid $300 too!!
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| Posted 12/26/10 12:19 PM |
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dandj
Love of my life....
Member since 5/05 3687 total posts
Name:
Denise
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Re: NYC Teachers w/GHI & Empire and a c-section...
Posted by CmC720
I paid $300 too!!
Same here
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| Posted 12/26/10 1:02 PM |
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mbawnr
LIF Toddler
Member since 6/07 400 total posts
Name:
Vanessa
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Re: NYC Teachers w/GHI & Empire and a c-section...
$300 for and $300 for the baby
NYC Teacher w?GHI
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| Posted 12/26/10 1:23 PM |
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twicethefun
Loving life
Member since 7/06 4088 total posts
Name:
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Re: NYC Teachers w/GHI & Empire and a c-section...
Posted by TheDivineMrsM
Posted by twicethefun
NO. It will not cost that much. Its been a while for me and I don't really remember, but I could have never afforded that twice. You probably have a deductible that you will be responsible for. If you have an in -network doctor they try to use all in-network people there too...like the anesthesiologist who can be costly. If you are using an out of network doctor I would be sure to make it clear that you need in-network doctors and hopre for the best. I still think it should be less than 1000.
Above poster sounds about right.
I had an emergency c-section under general anesthesia... I wasn't in a position to ask for an in-network doctor.
If I have to have something adjusted on the bill, do I call Winthrop or the insurance company?
Chances are they gave you an in-network doc, but if not do not panic. It will cost more, however GHI pays something like 80% of the bill. I am pretty sure you can tell them you did not know. I would call tomorrow and ask them what you should do.
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| Posted 12/26/10 2:13 PM |
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beautyq115
New Year!
Member since 5/05 13729 total posts
Name:
Me
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Re: NYC Teachers w/GHI & Empire and a c-section...
$300 for me...A little more for the babies since they were in the NICU
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| Posted 12/26/10 2:25 PM |
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