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Bri
I Love You to Pieces!
Member since 5/05 9919 total posts
Name:
Brianne
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Opinions about Dental Insurance for my 15 month old
My job just had open enrollment and I have been very indecisive about putting DD on at her age. It is 600 more a year for her to be added. I submitted the info today to enroll but still don't feel confident in my decision. Part of me feels nervous to not have her on since she has 12 teeth, then another part of me feels like what could actually happen at this age that would justify covering her at 600 a year at this point. I need to hear opinions on this because I am considering calling tomorrow morning to withdraw the paperwork.
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Posted 11/15/10 5:41 PM  |
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Elbee
Zanzibar
Member since 5/05 10767 total posts
Name:
Me
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Re: Opinions about Dental Insurance for my 15 month old
check your medical insurance first. We do not have dental at all through DH's company BUT yearly dental visits, xrays, floride treatments and cleanings are covered for DS through our medical insurance until he reaches 11 years old...
eta: a 'normal' visit - cleaning, xrays, floride should not be more than $300 (and I think that is a high estimate)
Message edited 11/15/2010 5:54:56 PM.
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| Posted 11/15/10 5:44 PM |
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bicosi
life is a carousel
Member since 7/07 14956 total posts
Name:
M
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Re: Opinions about Dental Insurance for my 15 month old
What does it cover? I wouldn't sign her up.. You could pay a heck of alot less in just taking her and paying out of pocket for the cleaning and what not.
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| Posted 11/15/10 5:44 PM |
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nov04libride
big brother <3
Member since 5/05 14672 total posts
Name:
Me
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Re: Opinions about Dental Insurance for my 15 month old
Posted by bicosi
What does it cover? I wouldn't sign her up.. You could pay a heck of alot less in just taking her and paying out of pocket for the cleaning and what not.
I agree. DS is covered under my vision and dental (I already paid for family plan to cover DH), and he has all of his teeth, but I still don't plan on taking him this year.
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| Posted 11/15/10 5:45 PM |
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Dani77
It's FUN to be ONE
Member since 7/09 4363 total posts
Name:
Danicia
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Re: Opinions about Dental Insurance for my 15 month old
Def check your medical insurance... I know my DS medical covers dental for up to 11 years of age as well. I'll be taking him once he turns one... as per my Ped states.
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| Posted 11/15/10 5:53 PM |
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Bri
I Love You to Pieces!
Member since 5/05 9919 total posts
Name:
Brianne
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Re: Opinions about Dental Insurance for my 15 month old
This is my benefits package.
http://custom.aetna.com/fehbp/pdf/2009DentalFlyer.pdf
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| Posted 11/15/10 5:58 PM |
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Elbee
Zanzibar
Member since 5/05 10767 total posts
Name:
Me
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Re: Opinions about Dental Insurance for my 15 month old
what about your medical benefits package? What does it say about dependent child preventitive dental care. I would look at that first before you decide to sign up for a $600/year plan. I doubt your DC will need $600/yr in dental services starting now.
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| Posted 11/15/10 6:19 PM |
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csorisi
My 2 LOVES
Member since 11/05 1984 total posts
Name:
Corinne
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Re: Opinions about Dental Insurance for my 15 month old
My ped said that my DD should not have to go to the dentist until she is 3.
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| Posted 11/15/10 8:33 PM |
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